Entrepreneur

About Me

My name is Henry Opanga, I am 41 years old. I am a married to one wife and we have four children two girls and two boys. I live in Kenya, Nakuru county, Shabab estate town, 1st Rhonda Street, next to Miracle supermarket.
I am an artist and graphic designer by profession. I started school in 1981 and did my Kenya Certificate of Primary Education in 1987, I later joined Lusiola high school and did my Kenya certificate of secondary education in 1991. I Later trained as an Artist and Graphic Designer through apprentiship.
I started my business in the year 1998 inorder to gerenate income to support my family and less fortunate in the community. I do signwriting, screen printing, painting and rubberstamp making.
I use the earnings from my business to purchase food, clothing, pay fees for my children, pay house and work place rent and buy stock for my business.
My business is my employment and in it I have also created employment for other casual workers. I also train the youth on making stamps, painting, signwriting and screen printing so that they can be self reliant.

My Business

My business
My business is called, Calvary Art Centre. It was started in the year 1998. I am the sole owner of the business, I work operate the daily operations and on certain occasions employ casual labourers.
In my business I make rubber stamps, name plates and budges. I provide screenprinting , painting, and signwriting services. There is demand for this goods and services because nakuru county is one of the fastest growing counties in east africa and is the headquaters of Rift Valley Province. New building are coming up, hence need for painting, schools and offices also require rubber stamps, name tags and budges. With the coming up of county governments there is a greater potential for the need of my services.

My customers prefer my services, because I charge fair prices and provide quality and timely services as compared to my competitors.

My business is profitable because I am able to make enough sales to buy stock, pay rent, meet my family needs and also save. My business faces the following risks, at times I have to work on storey building and have no insurance, there is also stiff competetition and delayed payments which lead to losses.

My typical monthly costs are:
Expenses
Rent 2000
stock 4000
Municipal charges 360
Total 6,360
Total average sales per month = 16,000
Average profit 10,000

Loan Proposal

I would be very greateful to zidisha lenders if they fund my loan. If my loan is fully funded i want to use it to improve my business. I will use, some amount to buy new stock and materials like rubber, wooden handles, metal handles, art paints, sticker papers and cutting blades for making rubber stamps, i will also use some amount to do marketing so as to get new contracts and customers.. I aslo wish to buy stock of self inking stamps as they are more prefered than the normal rubber stamps, stamp pad inks, art brushes and inkpads .I am also going to use some amount to carry out repairs and renewals like making a new working and display table. I will also buy training materials to me and my new studetns to use during training. This way i will be able to attract more new customers hence increase my profit.
I will use some amount to pay rent and pay taxes.

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Loan Info

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