Ann    Jul 27, 2012

My business was down. The things that make it go down, my aunt happened to be ill and the money ew have, we used for hospital. And after that, when she was in hospital, she passed away. And the money we get we try to share for buying food and rent, and to help ourselves. We are trying and hope it will get better. We are going to pay slowly by slowly until we finish.

traciyoshiyama    Jul 17, 2012

July 16, 2012

Dear lenders,
Hello, my name is Traci Yoshiyama, Zidisha’s Kenya Client Relationship Manager. I am currently residing in Mugaa, visiting Zidisha borrowers in nearby villages. I payed a visit to Ann Chege in Bahati today. She apologizes for not being able to make her monthly payments as of late. She has informed me that her and her family are struggling financially, for their business of selling charcoal has not been profitable. Currently, this is Ms. Chege and her husband’s only source of income. Their other businesses have not been successful as well. All their wages are presently going towards food and paying for rent on their flat. She has asked her lenders to understand her situation and she has thanked everyone for being patient with her. She plans to resume her payments in August.

Ann    Mar 3, 2012

I diversified my business to buying milk from small scale farmers and selling it to some of the big hotels in Nakuru hotel but some of the hotel failed to pay for the milk delivered claiming that i was delivering unpalatable milk so farmers were not ready to buy the idea I was torn between paying the farmers and asking the hotelier to pay me my dues.I sold some of my items so as to close the gap but even up to now i have not managed to pay some farmers , am still struggling to get money from other sources .Now am buying charcoal and selling it to various household i hope my business will improve

Ann    Nov 5, 2011

I lent some money to a friend and he has not managed to refund me am now in a fix for part of the profit was taken by this friend of mine .The market of my items is not good we are waiting for the market to improve.Am requesting you to reschedule my loan to a period i will feel comfortable Mr Mwaura has really taught us the relevance of resheduling .The Loan has realy improved our life and let me thank zidisha for the far they have taken us .When my friend refund my money i will clear everything

Ann    Mar 5, 2011

i received the money and iam very gratiful for it. i was able to add the stock. currently the country is very dry especially in my area. the farmers are therefore depending on greens in the market. iam now able to buy the greens from far and they are selling very fast. when it rains, i will change to other fruits.the challenges that i face include lack of a freezer to preserve the greens for a long time and that means taht i cannot buy alot at once. i have to travel for the same every other day. also, the peopple around here are farmers and are used to eating fresh greens from the farms. they do not like the once that have stayed for long since they were harvested.

Andre    Feb 28, 2011

Hello Ann Chege,
I hope the money will help you to reach your aim.
It would be nice to get answer from you, I like to know more about you, your life, your hopes, your daily chellenges and so on.
Best regards,
André