Jane

Nakuru, Kenya

19% repaid

Entrepreneur

Name

Jane

Member since

February 2012

On-time repayments

20 installments  •  15%

About Me

My name is Jane Njeri Chege . I am married with one child we work had to lay the foundation for our child.
I come form Karunga Centre just as you come from Nakuru on the Nakuru/Nyahururu road you reach a centre called Maili Saba you branch on your right, you take a rough road go past St. John Secondary School then to Karunga Centre. I just stay in the centre just ask for Njeri Fundi’s home you will be brought to our home.

My Business

I am a tailor at Karunga Centre. I make all types of clothes even uniforms. I get about 30000 per month that is about 360000 per year. I also do farming as business where I grow crop for sale and for our food at home and from this business I get about 400000 annually. The total annual income is about 760000 per year.

Loan Proposal

I would like to buy new materials to make clothes for this fetival season although it is a bite late but all in all I will be able to buy materials for uniforms because we have many new student who will be joining class one others their clothes have out grown them so they will need to buy new one also there are others who are going to join a new school so they will need a new uniform for that school. I thank zidisha team for the first loan, it has helped me so much to upgrade my business and i got good profit which has helped my family.

Feedback

6

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Loan Info

Project Type

Classic Loan

Disbursed amount

$831.00

Date disbursed

Dec 27, 2012

Repayment status

Late

Projected term

12 months

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  • dcembrola    Dec 5, 2012

    December 5, 2012

    Hello, my name is Dan Cembrola, one of Zidisha’s Kenya Client Relationship Managers. I am currently visiting Zidisha borrowers in Nakuru and its outskirts.

    Today I visited Jane at her shop in Karunga, a small village north of Nakuru. Jane works here as a tailor. Her shop is spacious and the walls are draped with locally made cloths and fabrics of all colors. Jane has occupied her current shop for the past six months but she has been working as a tailor for the past five years. In 2007, Jane spent a year working as an apprentice to a local tailor. After learning her trade, Jane purchased a manually powered sewing machine, bought fabric, and began creating her own clothing, table cloths, curtains, and school uniforms.

    Jane does not have a contract per say with any of the local schools. She does however provide thirty uniforms to three local schools three times per year. The Kenyan school year is divided into three terms, between normal wear and tear on the children's uniforms and new students moving to the area it is necessary for Jane to provide new uniforms at the beginning of each term. She makes a profit of 200 Kenyan Schillings on each uniform she sells.

    Though the school uniforms are a steady and reliable source of income, Jane says that the most profitable item she sells are her custom made dresses. Any woman in Karunga can walk into Jane's shop, have her measurements taken, and return in a few days with a custom made dress. She makes a profit of about 600 Schillings on each dress. Three times a month, Jane travels to Nakuru where she buys fabric, buttons, and any other materials she needs. She also offered to make me a custom fitted suit for 2,500 Schillings (about $30 USD) which I'm very seriously considering.

    Though Jane only uses her Zidisha loan on her tailoring business, she also has a secondary source of income. She owns three acres of land outside of the village center. She grows maize and beans on her farm and employs to people to tend to it during the day while she is at her shop. With her next loan, Jane is planning to continue to expand her business and is considering purchasing an electric sewing machine which would allow her to increase her output.

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  • Hope2012    Jun 26, 2012

    Thanks for your repayment so far

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  • Hope2012    May 1, 2012

    Best wishes for your business. Do you sell on etsy or eBay?

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  • Oliver    Mar 1, 2012

    The fabrics in your profile picture look wonderful. I wish you a lot of success for your clothing and farming businesses. Good luck.

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  • lorrymac    Mar 1, 2012

    Good luck with your business.

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  • lorrymac    Mar 1, 2012

    Good luck with your business.

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