Entrepreneur
Name
Mary
Member since
October 2012
On-time repayments
11 installments • 36%
About Me
I was born in 1967 in Uasin gishu county in the great Rift valley province in Kenya. Am a second born in a family of seven. I started my primary education in Eldoret town and later joined Turbo girls secondary school from 1982 to 1986. After graduating from secondary school I joined my parents in the farming business where I helped them progress the farming business and increase their productivity.
In the year 2000, I got married to Mr. Peter Muraya with whom God blessed us with two daughters namely Mercy Muthoni and Ann Wairimu. The first born Mercy is now eleven years and schooling in Bahati Hills view academy and is now in class five. Ann the second born is schooling in the same school in class four.
I have majored so much in farming of maize, beans, onions, potatoes, fruits, tomatoes and vegetables. These commodities are sold in my area and outside currently. I do run a posho mill by name skynett. I got interested in business work because one totally depends on your hard work to earn a living.
I am very busy throughout the year and so the posho mill needs a lot of money to run it. In the year 2010, the posho mill was highly affected because maize was very scarce and very expensive I do have a big burden back home because my parents passed away so I do support one of my brothers and my other brothers children who is a drunkard and divorced his wife.
I would like to increase stock in this time of the year when people are harvesting maize and wheat so as not to fall in the same problems.
My Business
Am a business lady having a posho-mill and having experience of over 7 years. I started by growing maize in small scale for several years. After a while I decided to grow on a big scale for over 10 years. It’s then when me and my husband decided the buying and selling of maize. I reopened a store of buying and selling to the millers like milling cooperation and Unga feeds.
Afetr some years in the business, I changed my mind and started selling wheat flour, maize flour and even grains and later decided to have a posho mill of my own instead of grinding maize for other posho mills. By then we very little no money and that’s when I decided to join women finance and have my first loan of 50,000 Kenya Shillings. We went to the seller and bought one maize milling machine at 120,000 Kenya Shillings.
Now it is 7 years since I started the posho mill business and is doing well. I do retail and wholesale that bring customers from all sides. I also grind grade 1 and grade 2 maize flour thereby satisfying all my customers. I also try very hard to maintain the prices not going very high or moving very low. I also do transportation to those to those wholesales who buy in a large quantity.
The posho mill business varies with planting and harvesting seasons. Business peaks in the harvesting season whereby we buy harvested maize and grind flour in large quantities. The business is however low in the planting season when most of the people are planting and we have to buy stocked maize at high prices in order to grind maize flour.
In my area most people depend on maize food for their daily food since it is the staple food in my country. Due to this continuing demand, am thinking of increasing my business capacity of grinding maize flour which led me to the application of this loan.
Loan Proposal
I would like to thank the zidisha member for the good work you are doing to give people loan it is good because it will uplift the business of many. I trust that the loan that you have offered me will help me to improve my business. i will make good use of it to be able to pay back the loan. thank you very much zidisha team for the good work you are doing.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Jul 2, 2013
Repayment status
Late
Projected term
11 months
Lenders
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