Benson

Rongai, Nakuru, Kenya

55% repaid

Entrepreneur

Name

Benson

Member since

October 2012

On-time repayments

16 installments  •  19%

About Me

I am Benson Kamau born 45 years ago, a Kenyan citizen. I am married and have four school going children aged between 12 and 23 years two girls and two boys and sole bread winner for the family.Doing Farming is a calling for me other than being a classroom teacher. I have done a lot of research on people’s way of life (health, nutrition, attitudes on diet) the reason behind my business.I am a resident of Rongai in Nakuru county-Kenya. I have very high expectations of getting high quality meat and on the sidelines I hope to collect rabbit skins for making indoor shoes, purses and other survenirs.

My Business

A combination of passion for livestock keeping and knowledge of lifestyle diseases of humans prompted me to start rabbit keeping basically as a source of white and cholesterol free meat for my family (they take 2kgs every weekend). My immediate neighbours have whole heartedly joined rabbit eating band wagon. Different people in different days troupe to my homestead demanding to buy one or two live rabbits to take to their homes, a five month old rabbit fetching as high as 200/- live weight translating to about Kshs. 500 per rabbit. I faithfully give guidance on slaughtering and meat curing procedure to them. My rabbitry is comprised of 5 complete hutches.
N/B: a hutch is a small enclosure where rabbits are raised. Many hutches are kept in a place called a rabbitry. Each hutch has a mature doe (female rabbit and its litter). A buck (mature male rabbit) occupies its own hutch. All my rabbits are Newzealand white (Kenya white) breed with an average weight of 3.5kgs.
Some of the outstanding qualities of rabbit meat include;
-No traces of dangerous cholesterol in rabbit meat.
-No traces of drugs in muscle tissues which is a common feature in cattle, sheep, goats and chicken after ailing and getting treatment traces of drugs left behind in muscle tissues. Rabbits rarely suffer from diseases unlike other livestock therefore guaranteed of high quality white meat.
-Rabbits have a short gestation period (28-30 days between conception and delivery) Rabbits multiplies rapidly (a prolific doe can produce on average 8 kindlings) therefore one is able increase his/her stock within a short time.
-High feed (weeds) to meat conversion ratio.
-Feed is comprised of readily available weeds (black jack, macdonald eye, sowthistle, wondering jew) all locally available.
-Rabbit dung to enrich the arable farm land (therefore encouraging organic farming).
-The high quality leather in skin used for making purses, fur used in making garments.
People in my community are already been sensitized on the need to have a healthy lifestyle and more and more are willing to eat rabbit meat. I have therefore got a plan at hand; to start rabbit shop here at Rongai town.
I am anticipating an all time demand for rabbit meat in the Kenyan cities( Nakuru, Nairobi, Kisumu, Eldoret) due to the rising numbers of residents wishing to change their meat eating habits.

Loan Proposal

I would use the loan to construct ten new hutches at a cost of Kshs.10,000.I would also hire a skilful attendant whose duty will be to care for the rabbits and keep records at a cost of Kshs.8,000 per month.Meat shop attendant would be paid Kshs.10,000 per month.The ten hutches will accommodate ten mature does(female rabbits).I would also hire an acre piece of land where i will grow rabbit fodder (Lucerne,boma rhodes grass and palatable weeds).The plot on hiring will cost Khs 3,000 per annum.Labour input on the plot will cost Kshs.4,000 per year and inputs(seeds and fertilizer) will cost Kshs 5,000 per year.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$490.00

Date disbursed

Nov 21, 2012

Repayment status

Late

Projected term

17 months

Lenders

Ron

United States

AdamP

Sunnyvale, United States

russell

leicester, United Kingdom

dajawein

Gladstone, Australia

indeh

London, United Kingdom

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  • John    Mar 1, 2014

    Hello Benson, just to remind you about your loan, I hope you still recall about it.also update us about your business how you are doing, I was expecting you in the meeting but you could nto show up

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  • John    Feb 12, 2014

    I would like to thank you Benson for your continues support here on Zidisha, you proved to be honest and I am glad to see you have already started the journey to clear your arrears, I was inform you started to pay the arrears God bless you, I look forward seeing your completion of the arrears.

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  • John    Feb 10, 2014

    I am John Makongo the Volunteer mentor from Nakuru, I am writting this not on behalf of Mr.Benson Kamau, I spoke to Him on phone yesterday on Sunday the 9th of February 2014 regarding the repayment of his loan, Mr. Kamau said his business went down and he had to look for other sources to fund his loan, he said he would not like to wrong anyone since his faithful lenders trusted him with the loan, there for he is requesting that he is going to start paying the loan since he goat another means to finance his pending loan, he says he is going to pay the loan starting this week, I pray that those lenders who supported him to be a little patient with him.
    God bless bless you, in case of anything I will keep you posted.
    Regards.
    John Makongo
    VM
    Zidisha

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    • Benson    Feb 10, 2014

      Mr. Makongo,
      I thank you most sincerely for being my mentor. Like i told you in phone the loan did me a lot of good and i would not take anything for granted. I am surely putting in strategy plans in place so that i clear all arrears. Thank you.
      Benson

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  • Benson    Sep 9, 2013

    I am very sorry i was unable to pay the loan on time as was the promise. I ran into financial difficulties which i had not anticipated. My business performed poorly and i was paying school fees for my children. The fees burden will ease as one of thm is through with college. I have a plan; to continue the loan repayment through my pay. Thank you very much and may God bless you.

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    • indeh    Jan 7, 2014

      Dear Benson,

      Congratulations that one of your children has graduated from college. I hope that your other child will also graduate from college. Education is very important.

      Again, I am not concerned that repayment is late and I only hope this loan is helping you and your family to live a better, fuller life.

      God bless you,
      Indeh.

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  • Benson    Feb 15, 2013

    I am sorry for i was unable to start the loan repayment in time ( 9th February 2013). My business faced stiff competition from the already established beef and mutton shops. I have not given up and currently i am stocking rabbit skins. A new market has appeared. The buyer collects them (skins) for making indoor shoes, bags, for fur and other suveniours. I am sincerely commiting myself to start repaying the loan from 9th April and i will continue doing the payment until the last shilling. Once more i am sorry for the delay.

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    • indeh    Jun 13, 2013

      Dear Benson,

      I am not worried that you had to delay repayment. I hope that your business is good and that your children are well.

      All the best.
      Indeh.

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      • Benson    Jun 18, 2013

        Dear Indeh,
        Thank you for your support and your concern for my well being. I am doing well though my business had some small problems as it was struggling to take off. I am very commited and working hard to be on time in matters of loan settlement. Once more thank you and may God bless you abundantly.

        Benson

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      • Benson    Jun 18, 2013

        Dear Indeh,
        Thank you very much Indeh for your concern for me. My business encountered some problems as it was taking off. I am committed and working hard to ensure that i am within the repayment schedule. Once more thank you for your support.May God bless you abundantly

        Benson.

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  • Benson    Nov 20, 2012

    Dear lenders,
    I am humbled by your gesture in supporting my loan. I feel overwhelmed with joy.
    What a beautiful lesson that I’ve learnt from you lenders and in particular you Indeh! THANKS!
    You have shown understanding and compassion loaning me. You are surely a gift from GOD.
    Your loan is a sure ticket for prosperity not only for me but for many people. Currently I’ve vacancies for two people. Courtesy of you lenders i will employ them and therefore opportunity for the two to better their lives and those of their families. Once more thank you very much and may the LORD of blessings knock into your doors,
    Sincere regards Benson

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  • indeh    Nov 19, 2012

    Dear Benson,

    From what you say your numers are good and I believe that you have thought about your business plan. Also, the fact you are using your own savings reassures me. For these reasons I have decided to lend to you.

    I wish you the very best in your business and I would like very much to hear updates about the progress over the coming year.

    Kind regards,
    Indeh.

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  • Benson    Nov 19, 2012

    Dear lenders,
    I already have four does (rabbit mothers) that have kindled (given birth) to a total of 33 kindles. After three weeks of staying with their mothers I will be weaning them (separating them from their mothers) to live on their own. The trouble is I do not have hutches to put them in. I am therefore making a humble appeal to more lenders to support my loan before the biddings closes on 20th November.Thank you.
    Sincerely Benson.

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  • Benson    Nov 19, 2012

    Hi dajawein,
    I highly appreciate your support thank you very much. May GOD almighty bless you in abundance,
    Regards Benson

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    • dajawein    Nov 19, 2012

      Thanks Benson. I do appreciate your prayers. It is a blessing to my soul that I can use Zidisha to direct my blessings from God to hard-working, profitable projects. Whether we live in Kenya or some other country, we are all humans created in the image of God. We all have our own struggles in life. We all need physical and spiritual support from others.

      May God bless your rabbit project.

      PS: Please be careful to not let any rabbits escape live and breed in the wild. In my country, rabbits are not native. They were introduced here. However, now, after maybe 100 years, they have destroyed much local fauna, flora and land. I would hate to see the same thing happen to your country.

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  • Benson    Nov 17, 2012

    Dear Lenders,
    We are approaching Christmas festivities and I am looking forward to making a catch from the principal product i.e meat. Beside the meat, there are two other subsidiary products (skin and fur).
    (1) Rabbit skin for making expensive mats.
    (2)Fur for making fish fries
    Fur makes high quality fishing fries used in making fishing hooks. Mats and fries I am sure will get ready market locally or abroad.
    I humbly request for more lenders to support my loan before the bidding closes.
    With regards,
    Benson.

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  • Benson    Nov 17, 2012

    Mr.Indeh ,
    Thank you very much for your request. Kindly follow the breakdown
    Capital used to put up all hutches Kshs.10, 000 (constructed once)
    Hiring one acre piece of land Kshs 3,000 (once a year)
    Ploughing and planting labour cost Kshs 4,000 (once a year)
    Cost of seeds (Lucerne and grass) Kshs 5,000 (once a year)
    This adds up to Kshs 22,000.The two attendants paid in full the first month a total of Kshs18, 000. In the second month with Kshs 10,000 of loan money in hand I will top up Kshs 8, 000 with my own savings. In the third months payments for the two attendants paid from my personal savings and months thereafter I strongly believe it will be a self reliance project.
    Thank you.
    With regards Benson.

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  • indeh    Nov 15, 2012

    Dear Benson,

    I like that you have a business plan. I was looking at your numbers. I worked out that you need 228,000 Kshs. You are requesting $500 which is only 42,000 Kshs. This means you still need another 186,000 Kshs.

    I would like to lend to you but first could you tell me where will you get the other 186,000 Kshs?

    Thanks.

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    • Benson    Nov 17, 2012

      Mr.Indeh ,
      Thank you very much for your request. Kindly follow the breakdown
      Capital used to put up all hutches Kshs.10, 000 (constructed once)
      Hiring one acre piece of land Kshs 3,000 (once a year)
      Ploughing and planting labour cost Kshs 4,000 (once a year)
      Cost of seeds (Lucerne and grass) Kshs 5,000 (once a year)
      This adds up to Kshs 22,000.The two attendants paid in full the first month a total of Kshs18, 000. In the second month with Kshs 10,000 of loan money in hand I will top up Kshs 8, 000 with my own savings. In the third months payments for the two attendants paid from my personal savings and months thereafter I strongly believe it will be a self reliant business.
      Thank you.
      With regards Benson.

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  • indeh    Nov 15, 2012

    Hello Benson,

    I like that you have a business plan. I was looking at your numbers. I worked out that you need 228,000 Kshs. You are requesting $500 which is only 42,000 Kshs. This means you still need another 186,000 Kshs.

    Where will you get this money?

    Thanks.

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  • Benson    Nov 15, 2012

    Dear Lenders,
    I am still anxiously awaiting your generous support as the bidding date draws to a close.
    Thank you.

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  • Benson    Nov 13, 2012

    Hi Lenders,
    I am fine and doing well. To all lenders appreciate my sincere gratitude for supporting my loan and for the words of encouragement, from a distance I can see prosperity, good people well done and Keep up the spirit.
    Thanks and God bless you.

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  • Ron    Nov 12, 2012

    Mr. Kamau
    Good Luck in your business. I believe you have a very good idea for not only providing for yourself and your family, but for the community you serve as well.
    Hopefully with hard work and some luck you will be very successful.

    Sincerely, Ron Freach

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