Name
Joseph
Member since
September 2012
On-time repayments
17 installments • 29%
I am a Kenyan male aged 30years. I a family of seven i am the sixth born. I cleared my O levels in 2003 and joined Computer College where i was awarded a Diploma in Computer Engineering. I later ventured into business where i operated a Barbershop for 2 years before I later changed the career and started a Small Cyber Cafe that had only 2 Computers in 2008. The business has grown but not rapidly due to lack of external funds. It now runs with 5 operating Computers where I think if more computers are added, the business can really do good. I have at least some other two employees whom i have employed and pay them on commission basis, of which I feel is a challenge sometimes to most businesses. If funded and gets extra machines I will be able to have permanent employees where I will be paying them on monthly basis and this will be an advantage to me.
As per now, my business is a Cyber Café with four operating computers. This is a challenge when customers exceed the number of machines most of the times. I also have a small Epson Printer that does almost everything i.e Scanning, Printing, Photocopying, Photo printing etc. and i feel that i overwork it. If i could get funds from other sources, i will invest in a bigger Printer and may be a photocopier machine. I also do typewriting with a manual typewriter where we use to fill certificates. I have been looking forward to purchase an electric one for quality work. I also intend to start computer training which will require a more bigger space with more computers. I have witnessed some of my friends benefit from Zidisha and i know it realy works. May God bless Zidisha for the remarkable job you are doing especially to young people.
If granted the loan as per now i want to add a new desk in my premise which will ease the service to customers. I have a Computer set that i have not set on the desk and a typewriter which will be placed on the same desk. This amount will help me purchase this desk and a seat. I will also add some stationery in my Cyber Cafe. This money can also be channeled to purchasing TFT and replace CTR Monitors that have been consuming power. This will lower electricity bills incurred monthly. I can also consider to purchasing an electric Typewriter since the old manual one is becoming exhausted day by day thus quality decrease.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Aug 13, 2013
Repayment status
On Time
Projected term
10 months
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