Entrepreneur
Name
Flavian
Member since
January 2014
On-time repayments
138 installments • 17%
About Me
My name is Flavian Adhiambo. I am 21years old. I am the first born in a family of five. I live in Mombasa in a town called Mazeras. I own a small personal business where I sell female clothes and beauty products. I started this business so as to make profit to expand it. I also contribute in charity work in various orphanages in my community. I purchase more business products from the earnings of my business and use part of it to cater for my personal effects.
Zidisha micro finance is very convenient as it enables any ambitious individual to acquire money from potential lenders to improve their small businesses and even make them grow. From the earnings obtained from an individuals particular business, he/she is also able to improve their ways of living and to also uplift others by informing them about its benefits and advising them to join Zidisha as well.
My Business
My business is located at Mazeras shopping centre. The source of income that I will use to repay the loan with, will be from the savings I have made so far from the earnings of the business and also from the later made profit made from the business. my business provides the latest women's clothing which are fashionable and suit their preferences. Beauty products are considered as ladies best friends and therefore there is so much demand for these goods and products. My customers prefer my business to the competition because I always interact well with them and also meet with their needs and demands. in terms of orders I always deliver on time. The business is profitable because I clear my stock frequently due to the high demand of products. My business though faces risks such as shoplifting due to overcrowding of customers on different occasions. My typical monthly costs add up to ten thousand, my sales revenue add up to fifteen thousand and my profits range between eight thousand and ten thousand.
Loan Proposal
I need to purchase more business products for more earnings of my business and cater for my personal effects also.
Zidisha micro finance is very convenient as it will enables my ambitious move acquire money from potential lenders to improve my small business and even make me grow. From the earnings obtained from this particular business, I will be able to improve my way of living and to also uplift others around me and inform many about zidisha's benefits and advising them to join Zidisha as well.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Mar 12, 2014
Repayment status
Late
Projected term
32 months
Lenders
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$88.82
Amount remaining
$88.84
Expected completion
Nov 17, 2016
Status
Repaying late
Installment amount
$1.18
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 21, 2014 | $5.88 | Mar 25, 2014 | $5.88 |
| Mar 28, 2014 | $5.88 | Apr 3, 2014 | $5.88 |
| Apr 4, 2014 | $5.88 | Apr 7, 2014 | $5.88 |
| Apr 11, 2014 | $5.88 | Apr 20, 2014 | $5.88 |
| Apr 18, 2014 | $5.88 | Apr 20, 2014 | $5.88 |
| Apr 25, 2014 | $5.88 | May 9, 2014 | $5.88 |
| May 2, 2014 | $5.88 | May 9, 2014 | $5.88 |
| May 9, 2014 | $0.00 | ||
| May 16, 2014 | $0.00 | ||
| May 23, 2014 | $0.00 | ||
| May 30, 2014 | $2.35 | May 30, 2014 | $2.35 |
| Jun 6, 2014 | $2.35 | Jun 4, 2014 | $2.35 |
| Jun 13, 2014 | $2.35 | Jun 10, 2014 | $2.35 |
| Jun 20, 2014 | $2.35 | Jun 18, 2014 | $2.35 |
| Jun 27, 2014 | $2.35 | Jun 23, 2014 | $2.35 |
| Jul 4, 2014 | $2.35 | Jul 14, 2014 | $2.35 |
| Jul 11, 2014 | $2.35 | Jul 14, 2014 | $2.35 |
| Jul 18, 2014 | $2.35 | Jul 15, 2014 | $2.35 |
| Jul 25, 2014 | $2.35 | Aug 8, 2014 | $2.35 |
| Aug 1, 2014 | $2.35 | Aug 8, 2014 | $2.35 |
| Aug 8, 2014 | $2.35 | Aug 9, 2014 | $1.18 |
| Aug 14, 2014 | $1.18 | ||
| Aug 15, 2014 | $2.35 | Aug 14, 2014 | $2.35 |
| Aug 22, 2014 | $2.35 | Aug 23, 2014 | $2.35 |
| Aug 29, 2014 | $2.35 | Aug 23, 2014 | $0.59 |
| Aug 29, 2014 | $1.76 | ||
| Sep 5, 2014 | $2.35 | Aug 29, 2014 | $0.59 |
| Dec 7, 2014 | $1.76 | ||
| Sep 12, 2014 | $2.35 | Dec 7, 2014 | $0.59 |
| Dec 31, 2014 | $1.76 | ||
| Sep 19, 2014 | $0.59 | Dec 31, 2014 | $0.59 |
| Sep 26, 2014 | $0.00 | ||
| Oct 3, 2014 | $0.00 | ||
| Oct 10, 2014 | $0.00 | ||
| Oct 17, 2014 | $0.00 | ||
| Oct 24, 2014 | $0.00 | ||
| Oct 31, 2014 | $0.00 | ||
| Nov 6, 2014 | $0.00 | ||
| Nov 13, 2014 | $0.00 | ||
| Nov 20, 2014 | $0.00 | ||
| Nov 27, 2014 | $0.00 | ||
| Dec 4, 2014 | $0.00 | ||
| Dec 11, 2014 | $0.00 | ||
| Dec 18, 2014 | $0.00 | ||
| Dec 25, 2014 | $0.00 | ||
| Jan 1, 2015 | $0.00 | ||
| Jan 8, 2015 | $0.00 | ||
| Jan 15, 2015 | $0.00 | ||
| Jan 22, 2015 | $0.00 | ||
| Jan 29, 2015 | $1.76 | Feb 2, 2015 | $1.76 |
| Feb 5, 2015 | $0.59 | Feb 2, 2015 | $0.59 |
| Feb 12, 2015 | $0.00 | ||
| Feb 19, 2015 | $0.00 | ||
| Feb 26, 2015 | $0.00 | ||
| Mar 5, 2015 | $0.00 | ||
| Mar 12, 2015 | $0.00 | ||
| Mar 19, 2015 | $0.00 | ||
| Mar 26, 2015 | $0.00 | ||
| Apr 2, 2015 | $1.18 | Apr 2, 2015 | $1.18 |
| Apr 9, 2015 | $1.18 | Apr 29, 2015 | $1.18 |
| Apr 16, 2015 | $0.00 | ||
| Apr 23, 2015 | $0.00 | ||
| Apr 30, 2015 | $0.00 | ||
| May 7, 2015 | $0.00 | ||
| May 14, 2015 | $0.00 | ||
| May 21, 2015 | $1.18 | Aug 6, 2015 | $1.18 |
| May 28, 2015 | $1.18 | Aug 6, 2015 | $1.18 |
| Jun 4, 2015 | $1.18 | Aug 17, 2015 | $1.18 |
| Jun 11, 2015 | $1.18 | Aug 17, 2015 | $1.18 |
| Jun 18, 2015 | $1.18 | ||
| Jun 25, 2015 | $1.18 | ||
| Jul 2, 2015 | $1.18 | ||
| Jul 9, 2015 | $1.18 | ||
| Jul 16, 2015 | $1.18 | ||
| Jul 23, 2015 | $1.18 | ||
| Jul 30, 2015 | $1.18 | ||
| Aug 6, 2015 | $1.18 | ||
| Aug 13, 2015 | $1.18 | ||
| Aug 20, 2015 | $1.18 | ||
| Aug 27, 2015 | $1.18 | ||
| Sep 3, 2015 | $1.18 | ||
| Sep 10, 2015 | $1.18 | ||
| Sep 17, 2015 | $1.18 | ||
| Sep 24, 2015 | $1.18 | ||
| Oct 1, 2015 | $1.18 | ||
| Oct 8, 2015 | $1.18 | ||
| Oct 15, 2015 | $1.18 | ||
| Oct 22, 2015 | $1.18 | ||
| Oct 29, 2015 | $1.18 | ||
| Nov 5, 2015 | $1.18 | ||
| Nov 12, 2015 | $1.18 | ||
| Nov 19, 2015 | $1.18 | ||
| Nov 26, 2015 | $1.18 | ||
| Dec 3, 2015 | $1.18 | ||
| Dec 10, 2015 | $1.18 | ||
| Dec 17, 2015 | $1.18 | ||
| Dec 24, 2015 | $1.18 | ||
| Dec 31, 2015 | $1.18 | ||
| Jan 7, 2016 | $1.18 | ||
| Jan 14, 2016 | $1.18 | ||
| Jan 21, 2016 | $1.18 | ||
| Jan 28, 2016 | $1.18 | ||
| Feb 4, 2016 | $1.18 | ||
| Feb 11, 2016 | $1.18 | ||
| Feb 18, 2016 | $1.18 | ||
| Feb 25, 2016 | $1.18 | ||
| Mar 3, 2016 | $1.18 | ||
| Mar 10, 2016 | $1.18 | ||
| Mar 17, 2016 | $1.18 | ||
| Mar 24, 2016 | $1.18 | ||
| Mar 31, 2016 | $1.18 | ||
| Apr 7, 2016 | $1.18 | ||
| Apr 14, 2016 | $1.18 | ||
| Apr 21, 2016 | $1.18 | ||
| Apr 28, 2016 | $1.18 | ||
| May 5, 2016 | $1.18 | ||
| May 12, 2016 | $1.18 | ||
| May 19, 2016 | $1.18 | ||
| May 26, 2016 | $1.18 | ||
| Jun 2, 2016 | $1.18 | ||
| Jun 9, 2016 | $1.18 | ||
| Jun 16, 2016 | $1.18 | ||
| Jun 23, 2016 | $1.18 | ||
| Jun 30, 2016 | $1.18 | ||
| Jul 7, 2016 | $1.18 | ||
| Jul 14, 2016 | $1.18 | ||
| Jul 21, 2016 | $1.18 | ||
| Jul 28, 2016 | $1.18 | ||
| Aug 4, 2016 | $1.18 | ||
| Aug 11, 2016 | $1.18 | ||
| Aug 18, 2016 | $1.18 | ||
| Aug 25, 2016 | $1.18 | ||
| Sep 1, 2016 | $1.18 | ||
| Sep 8, 2016 | $1.18 | ||
| Sep 15, 2016 | $1.18 | ||
| Sep 22, 2016 | $1.18 | ||
| Sep 29, 2016 | $1.18 | ||
| Oct 6, 2016 | $1.18 | ||
| Oct 13, 2016 | $1.18 | ||
| Oct 20, 2016 | $1.18 | ||
| Oct 27, 2016 | $1.18 | ||
| Nov 3, 2016 | $1.18 | ||
| Nov 10, 2016 | $1.18 | ||
| Nov 17, 2016 | $1.78 | ||
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