Lucy

Kiptangwanyi, Kenya

100% repaid

Entrepreneur

Name

Lucy

Member since

September 2012

On-time repayments

79 installments  •  37%

About Me

I live in Kiptangwanyi shopping center which is approximately 43km from Nakuru town. Nakuru town is our nearest major town within this area. I am married with one child. I live in plot number 47 at the shopping center where I carry out my business with my family. My business entails a retail shop at the shopping center. I sell goods that range from foodstuffs and home use wares.

My Business

My business entails a retail shop at the shopping center. I sell goods that range from foodstuffs and home use wares.. The business is good as this is where I get basic needs to sustain the family and most of my income is from this business. The main challenges that this business encounters are lack of finance to frequently stock my business and fluctuating prices of fuel which adversely affects the business negatively. It is my hope that I will get a loan from Zidisha and I will be able to improve the status of my business.

Loan Proposal

In am grateful for Zidisha microfinance for another opportunity to get a loan from the organization. I truly can say that the loan was very helpful in improving my business. I therefore wish to use this second loan that I will get to furnish my business premises. I also wish to use a portion of the amount to add more stock in my business.

Feedback

5

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$474.00

Date disbursed

Oct 1, 2013

Repayment status

On Time

Projected term

17 months

Lenders

tycho

Madison, WI, United States

B

Bpryse

Long beach, United States

Silver

Steiermark, Austria

L

Lemon

Switzerland, Switzerland

Scott Walker

Canmore, Canada

B

Bavarian

Bavaria, Germany

Pierfausto

Rome, Italy

Sundstroms

Falun, Sweden

Landei

Sandersdorf-Brehna, Germany

mewesten

Waynesboro, United States

Ingela

Falun, Sweden

C

cngilkd

gaithersburg, United States

Bobrm2k3

Charleston, United States

joaoferraz

RINCHOA, Portugal

scgtb

Sarasota, United States

G

gradient

KFAR SABA, Israel

sssheridan

Hyattsville, United States

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  • Jamal Hamou    Mar 8, 2018

    Hello Lucy,

    Do you plan on repaying this loan? Repayments help the community continue to offer loans to others. We depend on repayments to keep the cycle going. This is how we can all avoid the large interest charged by banks.

    Let us know how you are doing.

    Blessings,
    Jamal

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  • Lucy    Dec 21, 2014

    Dear lenders
    I hope you are all doing well and am doing well too. My business is doing fine too. It has however declined in the income that it gives out and therefore I have not been in a position to send my weekly repayment. Thus I wish to change the installments and hope to resume in the next repayment on time.I am positive that things will change for the better and I will be able to make ontime repayments.

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  • Lucy    Dec 9, 2014

    Dear lenders
    I wish to adjust my repayment at this moment as I have been unable to make ontime repayments. This is due to the poor performance anr declined income from the business. The past few weekshas seen me get very low income and thus I was unable to make my ontime repayments. Thus I wish to reschedule to a new plan which ia my hope thta will give me time to reorganize myself and start making regular repayments. Thank you

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  • mewesten    Nov 30, 2013

    Hi Lucy,
    Today your first loan payment arrived. Thank you for that.
    I hope that you are doing well.
    If you have time, please sent us a note to let us know how you are getting along.
    Good luck. Marvin

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