Increase stock for my store

Mercy Kiptogoch

Eldoret- Kamukunji Estate, Kenya

100% repaid



Mercy Kiptogoch

Member since

December 2014

On-time repayments

139 installments  •  37%

About Me

M names are Mercy Chekorir Kiptogoch ,I was born in Nakuru District in a place called Solai.I was brought u in a family of six Siblings being the third born.I joined nursery school in the ear 1990 where b I completed my primary school in the ear 1998.Later on I joined Maji Mazuri Girls High School by the ear 1999 to 2003.By the year 2004 I decided to venture into business where by I decided to run a shop in which I started saving some little amount of money until I could pay m college fee.I managed to take a course by the name social work in African Institute between 2010-2012 .I managed to score a mini score of credit. I am NOT married yet

My Business

I started business after finishing my school ,the name of my business is called JUNCTION SHOP which is located in Kamukunji ,a slum estate .The stocks I do sell are house hold goods both consumables and non consumables this includes food stuffs, human, small boutique,I also have M-Pesa services within the shop. the business is worth kshs 120,000, and approximately makes a gross profit of kshs 35000 (403 US Dollars) or income before these expenses. Nett profit usually fluctuates between ksh.12000 to ksh.18000 (US Dollars 130 to 210).I normally use the profits from my business as follows :40% to support family up keep ,10% to support my local church,30% I put back in business stock,20% savings.
The challenge I have in these business is lack of enough capital to stock ,while the strength I have is I have no competitors to my business.

Loan Proposal

My proposal is that given funding ,I will use all the US Dollars 100 to add stock to my business.I believe that during these festive season I will be able to get high sales .Looking forward to your help.Be blessed dear zidisha lenders.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Dec 28, 2014

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Lender interest: $100.18 at 3.35% annual rate over 2 months = $0.65

Service fee: $0.71


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Amount repaid


Amount remaining


Date repaid

Feb 8, 2015


Fully repaid

Repayment History

Expected Payments Actual Payments
Jan 4, 2015 $10.17 Jan 4, 2015 $10.17
Jan 11, 2015 $10.17 Jan 4, 2015 $0.28
Jan 11, 2015 $9.89
Jan 18, 2015 $10.17 Jan 18, 2015 $10.17
Jan 25, 2015 $10.17 Jan 25, 2015 $10.17
Feb 1, 2015 $10.17 Feb 1, 2015 $10.17
Feb 8, 2015 $10.17 Feb 7, 2015 $10.17
Feb 15, 2015 $10.17 Feb 8, 2015 $10.17
Feb 22, 2015 $10.17 Feb 8, 2015 $10.17
Mar 1, 2015 $10.17 Feb 8, 2015 $10.17
Mar 8, 2015 $10.27 Feb 8, 2015 $3.20
Feb 8, 2015 $7.07