Increase stock for my general shop

Risper

Eldoret ,kamukunji Estate, Kenya

100% repaid

Entrepreneur

Name

Risper

Member since

February 2015

On-time repayments

83 installments  •  76%

About Me

Iam Risper Shitanda ,I was born in Kenya ,Kakamega county ,My parents are Tom and Jescah Shitanda .I went to school at Mugunga primary school 1992-1999 then secondary school 2000-2003 and then went to Alpha College I pursued diploma in human resource management.2009-2012.Due to lack of jobs I decided to start business for up keep .

My Business

I started my business in the year 2013 that is immediately after college with a capital of ksh.5000 given to me by my father and now by the grace of God it has grown to around ksh.60000.The name of my business is called FAITH DAIRY SHOP.The stocks I do sell are house hold goods both consumables and non consumables this includes food stuffs, human, small boutique,I also have I have a dairy within the shop. the business makes approximately a gross profit of kshs 25000 (277 US Dollars) or income before these expenses. Nett profit usually fluctuates between ksh.12000 to ksh.18000 (US Dollars 130 to 210).I normally use the profits from my business as follows :40% to support family up keep ,10% to support my local church,30% I put back in business stock,20% savings.
The challenge I have in these business is lack of enough capital to stock ,while the strength I have is I have no competitors to my business because it is the only shop where I live.

Loan Proposal

Dear Lenders, I am so grateful to the opportunity of getting my first loan .I would like to propose that given funding I will use the entire loan the 100 us dollars to buy inventory for my shop and I believe that the move will increase my sales and enable me make more profits and repay early.
Thanks in advance I look forward o your support.Be blessed.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Feb 25, 2015

Repayment status

On Time

Projected term

4 months

Lenders

P

Philippe

Adliswil, Switzerland

BelleStarr

Albuquerque, United States

A

andyfletcher

I want my "My loans" page back, Qatar

B

Bpryse

Long beach, United States

I

ideerge

Mountain View, United States

EHTHighSchool

Egg Harbor Township, United States

Tilius

Oslo, Norway

Straetman

Kaarst, Germany

J

jozua

Delft, Netherlands

L

louisela

Eugene, Oregon, United States

G

gt2016c

Birchgrove, Australia

J

jjcharlie

chicago, United States

ZlataRoy

Cheltenham, United Kingdom

Zidisha

Sterling, United States

S

Steveandson

Arlington, United States

DaveinPerth

Perth, Australia

K

kingmark1

Calgary, Canada

BJ

Brandon Joz

North Carolina, United States

SP

Steve Picchione

Lake Elsinore, United States

Aggul

London, United Kingdom

Jeff and Marcie

Portland, OR, United States

E

Elisa

Espoo, Finland

C

CheesemanDan

Shanghai, China

P

proby24

Singapore, Singapore

T

tmsaddress

Orlando, Florida, United States

cattlebaron

Pierre, SD, United States

J

jimmydjjr

Gautier, United States

Susansfund

Colorado Springs, United States

Paul Buchheit

Mountain View, United States

mepster

San Francisco, Ca, United States

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  • Risper    Nov 10, 2018

    to my lenders am very sorry for delaying to repay the loan on time i have been having sickness challange of which it has become avery big problem to repay the loan. so i request that you give me some time iwill repay it as soon as possible. i have not ignored , thanks in advance.

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  • Risper    Jul 7, 2018

    i will use my loan to purchase kitenge material ,slippers and rubber shoes.it will help me since we are nearing December and people will always want to be smart. and therefore as i start as early as this believe by the end of December i will be having something good in my pocket.
    i would like to thank all my lenders i really appreciate so much, am humbled.
    GOD BLESS

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  • Risper    Jul 2, 2018

    you have not updated my payment

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  • Risper    Jul 2, 2018

    i used the loan for purchasing the plastic utensils to add on my stock. in local language ; malimali; and it has really helped to complete repayment on time am requesting for a another loan

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  • Risper    Jul 2, 2018

    just because my bussines have a bit grown

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  • Risper    Apr 26, 2018

    I will buy sugar for sales for my business.
    It will make me have a good sales and a good profit.
    Thank you for lending me again

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  • Risper    Jan 6, 2018

    The the loan I last serviced was of economic challenge because of political violence in the nation and some of my best customers moved to another region and I have just begun building confidence and trust with new customers ,but I believer all shall be well soon because I have seen sales has begun going up again as usual and as it used tio be before.

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  • Risper    Dec 15, 2017

    Thanks so much for the loan that you gave me it really helped just wanted to ask if i repay my loan before the time you have scheduled will i be given another loan and how much.

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  • Risper    Aug 31, 2017

    HELP ,HELP ,PLEASE AFTER FOUR WEEKS MY MONEY HAS NOT BEEN DISBURSED TO ME AND AM STILL PATIENT AND WAITING TO RECEIVE IT FROM YOU ZIDISHA.
    THANKS IN ADVANCE FOR THE ASSISTANCE.

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  • Risper    Aug 31, 2017

    Dear sir/madam
    I hereby writing to asking what happened with my request its now three weeks down the line and i have not yet received my funds. I therefore request zidisha to look into it.
    Thanks in advance.

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  • Risper    Aug 25, 2017

    Please I have not received the funds after more than two weeks.Can Zidisha looks in to this matter and help me am jn great need.
    Thanks in advance for the assistance.

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  • Risper    Aug 23, 2017

    Dear Sir/Madam
    Am now two weeks in waiting for the funds since I accepted the it and no communication I have received as regard the delley, please srr to it and help .
    Thanks in advance for the assistance.

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  • Risper    Aug 10, 2017

    I will buy sugar for my business.
    It will help me to grow my shop business.
    Thank you so much for lending me again.

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  • Risper    Aug 2, 2017

    I had great challenge with the business in the past but now it has pick up I can now sell to all my customers are back on truck.

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  • andyfletcher    Mar 3, 2016

    Hello Risper,
    How are you?

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  • Risper    Aug 5, 2015

    I will buy Stock for the shop of mine worth 100 Us Dollars .
    God bless you for the funds.

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  • Risper    Aug 4, 2015

    Please zidisha lenders my is expiring soon lend am in need now to grow the Business

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  • Risper    Aug 3, 2015

    Please lend me before my time expies

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  • Risper    Jul 29, 2015

    The loan that I was first given has really changed the face of my Business in that my stock has gone up my income has doubled and I intend to go on and on until I become a wholesaler in this region .
    Thank you so much Zidisha lenders for your good work .I beg to be given again another loan for the next level .
    God bless Zidisha lenders.

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  • andyfletcher    Jun 20, 2015

    Hello Risper,
    I hope your business is going well. Can you please give us an update on when you will be able to continue with the repayments? Thank you.

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