Entrepreneur
Name
Josephine
Member since
February 2015
On-time repayments
128 installments • 80%
About Me
My name is josphine Libese.Iam 30yrs old married to my husband Patrick Amugamwa and we have two Children. I was born in Vihiga but currently living in Eldoret together with my husband .I own a business that deals with food stuffs.I studied upto O levels.I decided to start the business so as to care for my family.
My Business
I run a small shop that deals with food stuffs I always take a stock of between six thousand to seven thousand.This gives me a profit of three thousand a month I take my stock from a whole sale in Eldoret town. My monthly expenditure is 3500/= . It is challenging but I am still moving on, hopping that with Zidisha loan I will able to improve my living standard and also expand my business.
10% tithe which I give to the Church where I fellowship. I use 15% to pay my rent, I use 50% to help me increase my stock, while 15% is used to help my parents and the remaining 10% I will use to service my loan
I live in an area where low class people live. These are people who can not afford even transport to town Center to buy goods from a mall and therefore I have to stock goods in very small quantities.
I chose this business as a result of the demand for the goods in this particular area. If I increase my stock, I will draw more customers hence increased profit and benefit to Community around who will not have to travel far to do their shopping.
Loan Proposal
Dear lenders,
If my loan is fully funded, I will be able to buy more stock for my shop. This is important to me especially during this festive season when business is in high gear.This will enable me to stock maize flour, cooking fat. This will take the whole amount of US$380.
This will help my clients who will be able to get most good s at one stop that is in my shop. This will help them save on time and money . This will increase my interest and expand my business.
I expect my interest to grow to about US$500.
Feedback
Positive
None
Neutral
None
Negative
1
Loan Info
Project Type
Classic Loan
Disbursed amount
$384.00
Date disbursed
Dec 1, 2015
Repayment status
On Time
Projected term
10 months
Other loans
Lenders
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Summary
Amount repaid
$403.64
Amount remaining
$0.00
Date repaid
Oct 26, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 13, 2015 | $10.00 | Dec 26, 2015 | $10.00 |
| Dec 20, 2015 | $10.00 | Dec 26, 2015 | $10.00 |
| Dec 27, 2015 | $10.00 | Dec 26, 2015 | $0.50 |
| Jan 10, 2016 | $9.50 | ||
| Jan 3, 2016 | $10.00 | Jan 10, 2016 | $1.00 |
| Jan 20, 2016 | $9.00 | ||
| Jan 10, 2016 | $10.00 | Jan 20, 2016 | $1.00 |
| Jan 25, 2016 | $9.00 | ||
| Jan 17, 2016 | $10.00 | Jan 25, 2016 | $1.00 |
| Feb 3, 2016 | $9.00 | ||
| Jan 24, 2016 | $10.00 | Feb 3, 2016 | $1.00 |
| Feb 8, 2016 | $9.00 | ||
| Jan 31, 2016 | $10.00 | Feb 8, 2016 | $1.00 |
| Feb 14, 2016 | $9.00 | ||
| Feb 7, 2016 | $10.00 | Feb 14, 2016 | $1.00 |
| Feb 23, 2016 | $9.00 | ||
| Feb 14, 2016 | $10.00 | Feb 23, 2016 | $1.00 |
| Feb 29, 2016 | $9.00 | ||
| Feb 21, 2016 | $10.00 | Feb 29, 2016 | $1.00 |
| Mar 7, 2016 | $9.00 | ||
| Feb 28, 2016 | $1.00 | Mar 7, 2016 | $1.00 |
| Mar 6, 2016 | $0.00 | ||
| Mar 13, 2016 | $7.00 | Mar 16, 2016 | $7.00 |
| Mar 20, 2016 | $7.00 | Mar 16, 2016 | $3.00 |
| Mar 30, 2016 | $4.00 | ||
| Mar 27, 2016 | $7.00 | Mar 30, 2016 | $7.00 |
| Apr 3, 2016 | $7.00 | Mar 30, 2016 | $7.00 |
| Apr 10, 2016 | $7.00 | Mar 30, 2016 | $2.00 |
| Apr 4, 2016 | $5.00 | ||
| Apr 17, 2016 | $5.00 | Apr 4, 2016 | $5.00 |
| Apr 24, 2016 | $10.00 | Apr 18, 2016 | $10.00 |
| May 1, 2016 | $10.00 | Apr 27, 2016 | $10.00 |
| May 8, 2016 | $10.00 | May 8, 2016 | $10.00 |
| May 15, 2016 | $10.00 | May 8, 2016 | $10.00 |
| May 22, 2016 | $10.00 | May 15, 2016 | $10.00 |
| May 29, 2016 | $10.00 | May 30, 2016 | $10.00 |
| Jun 5, 2016 | $10.00 | May 30, 2016 | $10.00 |
| Jun 12, 2016 | $10.00 | Jun 13, 2016 | $10.00 |
| Jun 19, 2016 | $10.00 | Jun 13, 2016 | $10.00 |
| Jun 26, 2016 | $10.00 | Jun 24, 2016 | $10.00 |
| Jul 3, 2016 | $10.00 | Jul 15, 2016 | $10.00 |
| Jul 10, 2016 | $10.00 | Jul 15, 2016 | $10.00 |
| Jul 17, 2016 | $10.00 | Jul 24, 2016 | $10.00 |
| Jul 24, 2016 | $10.00 | Jul 24, 2016 | $10.00 |
| Jul 31, 2016 | $10.00 | Aug 1, 2016 | $10.00 |
| Aug 7, 2016 | $10.00 | Aug 31, 2016 | $10.00 |
| Aug 14, 2016 | $10.00 | Aug 31, 2016 | $10.00 |
| Aug 21, 2016 | $10.00 | Aug 31, 2016 | $10.00 |
| Aug 28, 2016 | $10.00 | Sep 12, 2016 | $10.00 |
| Sep 4, 2016 | $10.00 | Sep 12, 2016 | $10.00 |
| Sep 11, 2016 | $10.00 | Sep 21, 2016 | $10.00 |
| Sep 18, 2016 | $10.00 | Sep 21, 2016 | $10.00 |
| Sep 25, 2016 | $10.00 | Oct 26, 2016 | $10.00 |
| Oct 2, 2016 | $22.64 | Oct 26, 2016 | $22.64 |
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