Entrepreneur
Name
Winnie
Member since
August 2015
On-time repayments
145 installments • 61%
About Me
I am a Kenyan lady born in 1987 in Kericho county. The first born in the family of 9. I went to primary school in cheptenye primary in the year 1993 to 2001. After which I joined high school in the year 2002 to 2006.
Life was not as smooth as I thought it would be after after high school and that is when I thought of something to do in order to make both ends meet. Due to the fact that in our culture, the first born is the second from the parents in terms of taking care of the family.
Therefore I started buying maize from farmers in small quantities during the harvest time and sell them back during dry season/planting season when the price was a bit higher to enable me get a small profit to support my siblings hence lighten the burden from parents.
After realizing how profitable the farm produce are, I personally ventured into farming which am doing up to date.
The area where we live is unique such that you can't differentiate dry season from rainy season because it's ever green. and this has really help us farmers.
Because of what i have personally discovered in the farming, I'd like to encourage my children to venture into farming when they grow up ( they are still very young to decide for themselves)
In my free time, I like reading motivational books ( the grass will grow by Grace Ogot) and visiting farmers.
My Business
Since I ventured into farming, I usually provide farm product to my family and the community at large.
In Kenya our stable food is "uguli"(unbaked bread). This make my product useful and in a very high demand to every body not even my community alone.
At first, I didn't know I'd go this far with the farming business until I realize that it makes me self reliable, active and responsible.
As per now, I thank God for He has really blessed the works of my hand. A bag of dry maize goes for 1800 kshs and my 2acre piece of land can produce up to 40 bags making it 72000kshs.
After subtracting the total produce cost (63000kshs) the remaining 9000kshs helps me in reinvesting into business and saving some for my future use which may even enable me to clear my loan in time.
Loan Proposal
I want to dig three furrows across the farm each costing $15 and build one garbion on top of the farm costing $27.
After these, I'm in full control of erosion and sufficient water in the farm making it easier for more product which will be of benefit to me and the entire community.
With this my profit will increase with at least 23% making it easier for me to clear the loan even much earlier than expected.
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$125.00
Date disbursed
Aug 27, 2015
Repayment status
On Time
Projected term
10 months
Other loans
Lenders
Devon, United Kingdom
Molalla, United States
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Summary
Amount repaid
$130.62
Amount remaining
$0.00
Date repaid
Aug 3, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 6, 2015 | $3.00 | Sep 6, 2015 | $3.00 |
| Sep 13, 2015 | $3.00 | Sep 13, 2015 | $3.00 |
| Sep 20, 2015 | $3.00 | Sep 20, 2015 | $3.00 |
| Sep 27, 2015 | $3.00 | Sep 27, 2015 | $3.00 |
| Oct 4, 2015 | $3.00 | Oct 4, 2015 | $3.00 |
| Oct 11, 2015 | $3.00 | Oct 11, 2015 | $3.00 |
| Oct 18, 2015 | $3.00 | Oct 19, 2015 | $3.00 |
| Oct 25, 2015 | $3.00 | Oct 25, 2015 | $3.00 |
| Nov 1, 2015 | $3.00 | Nov 4, 2015 | $3.00 |
| Nov 8, 2015 | $3.00 | Nov 9, 2015 | $3.00 |
| Nov 15, 2015 | $3.00 | Nov 23, 2015 | $3.00 |
| Nov 22, 2015 | $3.00 | Nov 30, 2015 | $3.00 |
| Nov 29, 2015 | $3.00 | Nov 30, 2015 | $1.50 |
| Dec 9, 2015 | $1.50 | ||
| Dec 6, 2015 | $3.00 | Dec 9, 2015 | $3.00 |
| Dec 13, 2015 | $3.00 | Dec 28, 2015 | $3.00 |
| Dec 20, 2015 | $3.00 | Dec 28, 2015 | $3.00 |
| Dec 27, 2015 | $3.00 | Dec 28, 2015 | $3.00 |
| Jan 3, 2016 | $3.00 | Jan 4, 2016 | $3.00 |
| Jan 10, 2016 | $3.00 | Jan 13, 2016 | $3.00 |
| Jan 17, 2016 | $3.00 | Jan 17, 2016 | $3.00 |
| Jan 24, 2016 | $3.00 | Jan 28, 2016 | $3.00 |
| Jan 31, 2016 | $3.00 | Feb 1, 2016 | $3.00 |
| Feb 7, 2016 | $3.00 | Feb 8, 2016 | $3.00 |
| Feb 14, 2016 | $3.00 | Feb 17, 2016 | $3.00 |
| Feb 21, 2016 | $3.00 | Feb 23, 2016 | $3.00 |
| Feb 28, 2016 | $3.00 | Mar 2, 2016 | $3.00 |
| Mar 6, 2016 | $3.00 | Mar 10, 2016 | $3.00 |
| Mar 13, 2016 | $3.00 | Mar 15, 2016 | $3.00 |
| Mar 20, 2016 | $3.00 | Apr 2, 2016 | $3.00 |
| Mar 27, 2016 | $3.00 | Apr 2, 2016 | $3.00 |
| Apr 3, 2016 | $3.00 | Apr 10, 2016 | $3.00 |
| Apr 10, 2016 | $3.00 | Apr 10, 2016 | $3.00 |
| Apr 17, 2016 | $3.00 | Apr 10, 2016 | $3.00 |
| Apr 24, 2016 | $3.00 | May 8, 2016 | $3.00 |
| May 1, 2016 | $3.00 | May 8, 2016 | $3.00 |
| May 8, 2016 | $3.00 | May 8, 2016 | $3.00 |
| May 15, 2016 | $3.00 | Jun 4, 2016 | $3.00 |
| May 22, 2016 | $3.00 | Jun 4, 2016 | $3.00 |
| May 29, 2016 | $3.00 | Jun 4, 2016 | $3.00 |
| Jun 5, 2016 | $3.00 | Jun 23, 2016 | $3.00 |
| Jun 12, 2016 | $3.00 | Jun 23, 2016 | $3.00 |
| Jun 19, 2016 | $3.00 | Jun 23, 2016 | $3.00 |
| Jun 26, 2016 | $3.00 | Jul 11, 2016 | $3.00 |
| Jul 3, 2016 | $1.62 | Aug 3, 2016 | $1.62 |
Flipmore Jun 8, 2017
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