Installing solar panel

Sammy

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Sammy

Member since

January 2014

On-time repayments

370 installments  •  85%

About Me

My name is Sammy Mwatha, a born again Christian with a strong and fulfilling passion for serving Christ. I am now 55 years old and now a proud father of four (three boys and three girls). I come from the County of Murang’a in Central Kenya. Since I left the Civil Service in 2000, I have been a Secondary school teacher for some years in a number of schools in Central Kenya, Rift Valley, and Nairobi teaching Business Studies and Geography. I have been working with Non-Governmental Organizations since 2003 in diverse areas like Nairobi and the Coast region of Kenya. Until December 2013, I was working for a health NGO but the project ended in December 2013. After the last working tour in the Port City of Mombasa which ended in 2013, I am now moving back to my home town of Murang’a in Central Kenya.

I am a now a Pastor with the Gospel Assembly Church in Murang’a where I launched the local chapter in November 2018 as commissioned by Christ in Matthew 28. I also volunteer worker for an international online Bible-based ministry (Answers2Prayer) answering Bible-based questions from readers since 2008.

My Business

My association with Zidisha began almost 5 years ago when a friend introduced me to Zidisha. After joining, Zidisha facilitated my getting a good laptop to shore up my new venture of online freelance work. This greatly helped me because I could work conveniently from home without having to visit the Cyber Café at odd hours or borrowing a laptop from friends. I had more time for family and my other small scale business of running a motor bike taxi business, known in Kenya as Boda Boda.

The combined income from the Zidisha backed laptop and my boda boda helped to see my daughter through secondary school and she is now in a mid-level college studying automotive engineering. I successfully repaid the loan solely from the proceeds of these two ventures, thanks to Zidisha.

My second Zidisha loan helped me to acquire a brand new laptop to further boost my online work with was growing at a commendable job. I successfully repaid the full loan 2 amount solely from the proceeds coming from writing online on various freelancing websites.

With loan 3 from Zidisha, I had decided to reduce my reliance on the unreliable electricity supply from the sole provider of power, Kenya Power Company. The loan was used to install a solar panel to boost my now full time freelancing online work in my rented apartment. I must say that this venture greatly solidified my work and helped to firmly build an online reputation of reliability among my growing list of international and local clients.

My new working station in Mombasa City was fully powered by solar power panels. The boosted incomes were sufficient to successfully repay loan 3 from Zidisha without any major handicaps. The only drawback was that it was in a rented premise and the time had come to move back to Murang’a last year (I have now dismantled the panels but still have them).

With the 3rd loan, I also opted to pay $177.38 into the Zidisha Members Loan Fund in return for a higher starting credit limit and I am glad I did!

Loan Proposal

As an online freelancer, my output is negatively affected by frequent power outages and blackouts. I wish to install a solar panel through which I can be assure of constant power supply to charge my laptop in case of any power failure

Feedback

5

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$302.00

Date disbursed

Dec 31, 2016

Repayment status

On Time

Projected term

30 months

Lenders

The Zinc Team

San Francisco, United States

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Summary

Amount repaid

$302.13

Amount remaining

$0.00

Date repaid

Jun 25, 2019

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Jan 7, 2017 $6.04 Jan 6, 2017 $6.04
Jan 14, 2017 $6.04 Jan 6, 2017 $1.51
Jan 15, 2017 $4.53
Jan 21, 2017 $6.04 Jan 15, 2017 $2.52
Jan 21, 2017 $3.53
Jan 28, 2017 $6.04 Jan 21, 2017 $1.51
Jan 28, 2017 $4.53
Feb 4, 2017 $6.04 Jan 28, 2017 $3.53
Feb 3, 2017 $2.52
Feb 11, 2017 $6.04 Feb 3, 2017 $3.53
Feb 16, 2017 $2.52
Feb 18, 2017 $6.04 Feb 18, 2017 $6.04
Feb 25, 2017 $6.04 Feb 25, 2017 $6.04
Mar 4, 2017 $6.04 Feb 25, 2017 $1.51
Mar 4, 2017 $4.53
Mar 11, 2017 $6.04 Mar 4, 2017 $1.51
Mar 11, 2017 $4.53
Mar 18, 2017 $6.04 Mar 27, 2017 $6.04
Mar 25, 2017 $5.04 Mar 27, 2017 $5.04
Apr 1, 2017 $1.51 Apr 1, 2017 $1.51
Apr 8, 2017 $1.51 Apr 7, 2017 $1.51
Apr 15, 2017 $1.51 Apr 22, 2017 $1.51
Apr 22, 2017 $1.51 Apr 22, 2017 $1.51
Apr 29, 2017 $1.51 Apr 28, 2017 $1.51
May 6, 2017 $1.51 May 3, 2017 $1.51
May 13, 2017 $1.51 May 11, 2017 $1.51
May 20, 2017 $1.51 May 17, 2017 $1.51
May 27, 2017 $1.51 May 24, 2017 $1.51
Jun 3, 2017 $1.51 May 24, 2017 $0.50
Jun 4, 2017 $1.01
Jun 10, 2017 $1.51 Jun 4, 2017 $0.50
Jun 8, 2017 $1.01
Jun 17, 2017 $1.51 Jun 8, 2017 $0.50
Jun 13, 2017 $1.01
Jun 24, 2017 $1.51 Jun 22, 2017 $1.51
Jul 1, 2017 $1.51 Jul 7, 2017 $1.51
Jul 8, 2017 $1.51 Jul 7, 2017 $0.86
Jul 18, 2017 $0.65
Jul 15, 2017 $1.51 Jul 18, 2017 $1.51
Jul 22, 2017 $1.51 Jul 18, 2017 $0.35
Jul 26, 2017 $1.16
Jul 29, 2017 $1.51 Jul 26, 2017 $0.20
Aug 1, 2017 $1.31
Aug 5, 2017 $1.51 Aug 11, 2017 $1.51
Aug 12, 2017 $1.51 Aug 25, 2017 $0.91
Aug 29, 2017 $0.60
Aug 19, 2017 $1.51 Aug 29, 2017 $0.20
Sep 1, 2017 $1.01
Sep 2, 2017 $0.30
Aug 26, 2017 $1.51 Sep 2, 2017 $0.30
Sep 4, 2017 $1.21
Sep 2, 2017 $1.51 Sep 4, 2017 $0.30
Sep 8, 2017 $1.21
Sep 9, 2017 $1.51 Sep 8, 2017 $0.50
Sep 16, 2017 $1.01
Sep 16, 2017 $1.51 Sep 16, 2017 $0.50
Sep 19, 2017 $1.01
Sep 23, 2017 $1.51 Sep 19, 2017 $1.01
Sep 27, 2017 $0.50
Sep 30, 2017 $0.40 Sep 27, 2017 $0.40
Oct 7, 2017 $3.02 Oct 6, 2017 $3.02
Oct 14, 2017 $3.02 Oct 13, 2017 $3.02
Oct 21, 2017 $3.02 Oct 13, 2017 $1.01
Oct 27, 2017 $2.01
Oct 28, 2017 $1.01 Oct 27, 2017 $1.01
Nov 4, 2017 $1.51 Nov 3, 2017 $0.91
Nov 3, 2017 $0.60
Nov 11, 2017 $1.51 Nov 3, 2017 $0.10
Nov 10, 2017 $1.41
Nov 18, 2017 $1.51 Nov 10, 2017 $0.60
Nov 14, 2017 $0.91
Nov 25, 2017 $1.51 Nov 14, 2017 $1.11
Nov 25, 2017 $0.40
Dec 2, 2017 $1.51 Nov 25, 2017 $0.60
Nov 25, 2017 $0.91
Dec 9, 2017 $1.51 Nov 25, 2017 $0.10
Dec 4, 2017 $1.01
Dec 4, 2017 $0.40
Dec 16, 2017 $1.51 Dec 4, 2017 $0.10
Dec 23, 2017 $1.01
Jan 2, 2018 $0.40
Dec 23, 2017 $1.51 Jan 2, 2018 $0.50
Jan 10, 2018 $1.01
Dec 30, 2017 $1.51 Jan 10, 2018 $0.40
Jan 14, 2018 $1.01
Jan 14, 2018 $0.10
Jan 6, 2018 $0.91 Jan 14, 2018 $0.91
Jan 13, 2018 $0.00
Jan 20, 2018 $1.01 Jan 28, 2018 $1.01
Jan 27, 2018 $1.01 Feb 5, 2018 $1.01
Feb 3, 2018 $1.01 Feb 22, 2018 $1.01
Feb 10, 2018 $1.01 Feb 22, 2018 $1.01
Feb 17, 2018 $1.01 Feb 24, 2018 $1.01
Feb 24, 2018 $1.01 Mar 18, 2018 $1.01
Mar 3, 2018 $1.01 Mar 18, 2018 $1.01
Mar 10, 2018 $1.01 Mar 18, 2018 $1.01
Mar 17, 2018 $1.01 Mar 30, 2018 $1.01
Mar 24, 2018 $1.01 Mar 30, 2018 $1.01
Mar 31, 2018 $1.01 Apr 11, 2018 $1.01
Apr 7, 2018 $1.01 Apr 26, 2018 $1.01
Apr 14, 2018 $1.01 Apr 26, 2018 $1.01
Apr 21, 2018 $1.01 Apr 26, 2018 $1.01
Apr 28, 2018 $1.01 May 21, 2018 $1.01
May 5, 2018 $1.01 May 24, 2018 $1.01
May 12, 2018 $1.01 May 25, 2018 $1.01
May 19, 2018 $1.01 May 25, 2018 $1.01
May 26, 2018 $1.01 May 26, 2018 $1.01
Jun 2, 2018 $1.01 Jun 2, 2018 $1.01
Jun 9, 2018 $1.01 Jun 18, 2018 $1.01
Jun 16, 2018 $1.01 Jul 12, 2018 $1.01
Jun 23, 2018 $1.01 Jul 12, 2018 $1.01
Jun 30, 2018 $1.01 Jul 31, 2018 $1.01
Jul 7, 2018 $1.01 Jul 31, 2018 $1.01
Jul 14, 2018 $1.01 Aug 1, 2018 $0.81
Aug 3, 2018 $0.20
Jul 21, 2018 $1.01 Aug 3, 2018 $0.30
Aug 7, 2018 $0.50
Aug 8, 2018 $0.20
Jul 28, 2018 $1.01 Aug 8, 2018 $0.81
Aug 8, 2018 $0.20
Aug 4, 2018 $1.01 Aug 8, 2018 $0.81
Aug 14, 2018 $0.20
Aug 11, 2018 $1.01 Aug 14, 2018 $0.05
Aug 14, 2018 $0.96
Aug 18, 2018 $1.01 Aug 14, 2018 $0.05
Aug 17, 2018 $0.96
Aug 25, 2018 $1.01 Aug 17, 2018 $0.05
Sep 1, 2018 $0.96
Sep 1, 2018 $1.01 Sep 1, 2018 $0.05
Sep 1, 2018 $0.96
Sep 8, 2018 $1.01 Sep 1, 2018 $0.05
Sep 2, 2018 $0.96
Sep 15, 2018 $1.01 Sep 2, 2018 $0.05
Sep 9, 2018 $0.96
Sep 22, 2018 $1.01 Sep 9, 2018 $0.05
Sep 16, 2018 $0.96
Sep 29, 2018 $1.01 Sep 16, 2018 $0.05
Sep 24, 2018 $0.96
Oct 6, 2018 $1.01 Sep 24, 2018 $0.05
Sep 29, 2018 $0.96
Oct 13, 2018 $1.01 Sep 29, 2018 $0.05
Oct 10, 2018 $0.96
Oct 20, 2018 $1.01 Oct 10, 2018 $0.05
Oct 16, 2018 $0.96
Oct 27, 2018 $1.01 Oct 16, 2018 $0.05
Oct 29, 2018 $0.96
Nov 3, 2018 $1.01 Oct 29, 2018 $0.05
Nov 3, 2018 $0.71
Nov 12, 2018 $0.25
Nov 10, 2018 $1.01 Nov 12, 2018 $0.76
Nov 12, 2018 $0.25
Nov 17, 2018 $1.01 Nov 12, 2018 $0.76
Nov 15, 2018 $0.25
Nov 24, 2018 $1.01 Nov 15, 2018 $0.76
Nov 15, 2018 $0.25
Dec 1, 2018 $1.01 Nov 15, 2018 $0.76
Nov 15, 2018 $0.25
Dec 8, 2018 $1.01 Nov 15, 2018 $0.76
Nov 24, 2018 $0.25
Dec 15, 2018 $1.01 Nov 24, 2018 $0.76
Nov 24, 2018 $0.25
Dec 22, 2018 $0.45 Nov 24, 2018 $0.45
Dec 29, 2018 $2.01 Nov 27, 2018 $1.01
Nov 27, 2018 $1.01
Jan 5, 2019 $1.81 Nov 30, 2018 $1.01
Nov 30, 2018 $0.81
Jan 12, 2019 $3.02 Dec 21, 2018 $3.02
Jan 19, 2019 $3.02 Jan 10, 2019 $3.02
Jan 26, 2019 $3.02 Jan 23, 2019 $3.02
Feb 2, 2019 $3.02 Jan 23, 2019 $0.50
Feb 3, 2019 $1.01
Feb 3, 2019 $1.01
Feb 3, 2019 $0.50
Feb 9, 2019 $3.02 Feb 3, 2019 $0.50
Feb 10, 2019 $2.52
Feb 16, 2019 $3.02 Feb 10, 2019 $0.50
Feb 20, 2019 $1.01
Feb 20, 2019 $1.01
Feb 20, 2019 $0.50
Feb 23, 2019 $3.02 Feb 20, 2019 $0.50
Feb 27, 2019 $1.01
Feb 27, 2019 $1.01
Feb 27, 2019 $0.50
Mar 2, 2019 $3.02 Feb 27, 2019 $0.05
Mar 3, 2019 $1.01
Mar 3, 2019 $1.01
Mar 4, 2019 $0.96
Mar 9, 2019 $0.05 Mar 4, 2019 $0.05
Mar 16, 2019 $1.01 Mar 15, 2019 $1.01
Mar 23, 2019 $1.01 Mar 20, 2019 $1.01
Mar 30, 2019 $1.01 Mar 23, 2019 $1.01
Apr 6, 2019 $1.01 Apr 6, 2019 $1.01
Apr 13, 2019 $1.01 Apr 10, 2019 $1.01
Apr 20, 2019 $1.01 Apr 19, 2019 $1.01
Apr 27, 2019 $1.01 Apr 24, 2019 $1.01
May 4, 2019 $3.02 May 2, 2019 $1.01
May 2, 2019 $1.01
May 2, 2019 $1.01
May 11, 2019 $3.02 May 6, 2019 $1.01
May 6, 2019 $1.01
May 6, 2019 $1.01
May 18, 2019 $3.02 May 10, 2019 $3.02
May 25, 2019 $3.02 May 17, 2019 $3.02
Jun 1, 2019 $10.07 May 31, 2019 $10.07
Jun 8, 2019 $10.07 Jun 3, 2019 $10.07
Jun 15, 2019 $10.07 Jun 12, 2019 $10.07
Jun 22, 2019 $10.07 Jun 17, 2019 $10.07
Jun 29, 2019 $10.07 Jun 19, 2019 $10.07
Jul 6, 2019 $10.07 Jun 19, 2019 $5.04
Jun 24, 2019 $5.04
Jul 13, 2019 $9.91 Jun 24, 2019 $5.04
Jun 25, 2019 $4.88

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