Inventory of Computer Accessories for IT Shop

Wisdom

Accra, Ghana

95% repaid

Entrepreneur

Name

Wisdom

Member since

January 2015

On-time repayments

42 installments  •  69%

About Me

I was born in Greater Accra which is the capital city of Ghana and attended my primary school education at the military school and so we taken through alot of disciplin that was not seen in other government school. My dad was in the military so and my mum work as the civilian at the armed forces. i am the second born to my parents. i had to travel to india for three years when my Dad was sent as a military attche to the Ghana High commission in india. i attended their government school and it was mandatary to learn their language and so i spoke it but not fluently and return to ghana but could to get any body to speak with so lost that opportunitt to be bilingual. i have 4 siblins making us 5childeren to my parent. My Dad passed on two years ago. i come from the volta region of Ghana and we speak a dialect call Ewe. The region basically prides it self basically with a lot of tourism sites like the Wli water fall, mountain Afajato which is predominantle oocupied by expatriate because the cold weather condition . the region also shares border with Togo and the are fishermen and farmers. I attended my secondary education at the Sogkofe secondary school where i took active paricipation in sport representing my house or dormitory and my school. i particular did very well in Lawn tennis which made me popular in the region because of sterling performce in the inter-school competition, it was really fun. I am married with two daughters the elder 6years of age does not actually no what she wants to become now and the second born is just two years old. i actually was not the coporate person as i have been on my own doing a lot of staff. The boom for I.T caught my attention and that made me draw to the I.T sector. i actually decided to join the zidisha family when i actually saw ghana ambasdor taylor hanna sat with my brother and friends about the zidisha program. it was there i had the conviction that these people were really convince about their passion.

My Business

I am in the I.T sector and am into providing hardware and networking services and
also deal in I.T accesories. i am actually a freelance and work from home. In the late
90s the craze for I.T discussion was at its peak and i really wanted to find why this, then i got myself entangle in the web. some fews year back no body would have actually believe that without I.T a lot of people and businesses would be cut of the growing trend of globalisation and so more people were now buying computers and it became the main business. The demand for these goods and services are just unbeliverable . i was in charge of my Dad business until he passed on i decided to fully embrace this business fully. The cost actually ranges as per the demand and so is the revenue. But averagely i make $250 a month. We have variouse brand of of computer and accesories for e.g Flash drives ranges from $3 to $30, compters are sold base on the specification. other prefare upgrading their component whilst other replaces thier outdated one etc and so my cost for the month averagely is $150 . i do reinvest some portion of the profit, then for some for the upkeep of my family then taken care of my daughters education.

Loan Proposal

When the loan is granted, i will buy the following items one Computer battery $30 , memory $10, 3 flash drives $30 , monitor protect screens $30 and network cables and component $40 and will use the $10 for T & T. The benefit to me will help me make more profit by meeting deadline for customers and also preventing me from wasting time to go borrowing at an astronimical interset rate and thereby reducing my profit margin.I will also be able to save for unforseen circumstances. Averagely my profit will increase by $100 per month.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Feb 2, 2015

Repayment status

Late

Projected term

10 months

Lenders

Zidisha

Sterling, United States

G

guenter

Bremen, Germany

dlpringle

Denver, United States

Matching Fund

Sterling, United States

B

beckynagel

United States

Alberto Cereser

Copenhagen, Denmark

Jake Badger

Roskilde, Denmark

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  • gerdek    Mar 9, 2016

    Hi Wisdom, it would be great if you would pay back the last bit of your loan - it is just a small part you have left. Hope you are doing well!

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  • gerdek    Nov 22, 2015

    Hi Wisdom, how are you doing?

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  • Wisdom    Oct 4, 2015

    This is to enable me finish well.

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  • Wisdom    Aug 27, 2015

    The reason for changing this is that i have to pay some hospital bill so its become necessary to take this decision. thank you

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  • gerdek    Jul 27, 2015

    Hi Wisdom,

    You are 74% repaid now, keep going! It would be great to get an update on your business as well: how did the money help you, are you having more clients, how is it going?

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  • gerdek    May 14, 2015

    Hi Wisdom,

    Seems you are running behind on the adapted repayment scheme. Can you give an update on what is happening? Thanks!

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  • gerdek    Apr 27, 2015

    Hi Wisdom,
    Great to see you are still on track at the new repayment scheme. How is your business doing?
    All the best from us at Zidisha!

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  • gerdek    Mar 12, 2015

    Hi Wisdom, thanks for providing a reason for the repayment schedule change - it is nice for us to know what is happening. All the best with your business!

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  • Wisdom    Mar 8, 2015

    the reason for the change is due to the fact that i have to work and give out on credit basis to some customers. so calls for change in my payment schedule

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  • gerdek    Feb 1, 2015

    Hi Wisdom! I believe your business would be a good use of our funding so just lend you 55 dollar. I really hope the rest gets funded before the deadline so you can start buying your supplies!

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