Name
Millicent
Member since
November 2014
On-time repayments
99 installments • 24%
My name is Millicent Ashong .l live in Odorkor , an area in Accra. lam 23years old.l completed primary school and continue to have Junior Secondary School Certificate.My parent are Mr and Mrs Ashong l grew up with five siblings l am married and has a daughter . my child is going to school. l married my husband, Emmanuel last 4 years . l have set up small business which l sell local palm oil to my customers.l started this business because l want to support my husband so that he can
provide basic needs for my children. l do not want my husband alone be a main earner in the household. l used my earnings to pay my child school fees and save some for my business. l like watching movies, soccer and reading books. l dislike people who are not hard workers.Since l did not go to university l want to work hard in my business so that l will send my children to college.
l sells Palm oil to local people in the market. l buy all my Palm Oil products from the wholesalers. l have been doing this for3 years. l earn approximately GHC 500 per month (about $155) from this business. The demand are very high and now days l can hardly manage my household expenses with my income. l wants to expand my business so l can enjoy a better life and support my husband to provide basic needs for our children.. l am happy that l am self -employed and can contribute to my family’s livelihood.
As well as changing my family’s situation, l want to apply for a loan to visit a wholesale shop and buy Palm Oil in bigger quantities and also at a discount. This will enable me to increase my profits.
l would like to take this opportunity to Thank Zidisha and Lenders very much for given me another chance to apply my second loan.my first loan help my business a lot.
l buy all my Palm oil products from the wholesalers. l apply for this second loan from Zidisha Microfinance to visit a wholesale shop and buy the Palm oil in bigger quantities and also at a discount. This will enable me to increase my profits and income. l want to expand my business so l and my children can enjoy a better life. l will be able to repay the loan because l make profit in the business and l do believe that with this loan my income and profit will increase. l will buy two bulk of palm oil. one is cost about GHC700($212) and used GHC62 ($18) to buy bottles for my oil business.Thank you .
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$436.00
Date disbursed
Feb 4, 2015
Repayment status
On Time
Projected term
6 months
Other loans
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Amount repaid
$517.33
Amount remaining
$0.00
Date repaid
Aug 18, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 15, 2015 | $6.00 | Feb 15, 2015 | $6.00 |
Feb 22, 2015 | $6.00 | Feb 24, 2015 | $6.00 |
Mar 1, 2015 | $6.00 | Mar 3, 2015 | $6.00 |
Mar 8, 2015 | $6.00 | Mar 16, 2015 | $6.00 |
Mar 15, 2015 | $6.00 | Mar 22, 2015 | $6.00 |
Mar 22, 2015 | $6.00 | Mar 31, 2015 | $6.00 |
Mar 29, 2015 | $6.00 | Apr 7, 2015 | $6.00 |
Apr 5, 2015 | $6.00 | Apr 22, 2015 | $6.00 |
Apr 12, 2015 | $6.00 | Apr 28, 2015 | $6.00 |
Apr 19, 2015 | $6.00 | Apr 28, 2015 | $0.33 |
May 11, 2015 | $5.67 | ||
Apr 26, 2015 | $6.00 | May 11, 2015 | $0.33 |
May 19, 2015 | $5.67 | ||
May 3, 2015 | $6.00 | May 19, 2015 | $0.33 |
May 24, 2015 | $5.67 | ||
May 10, 2015 | $6.00 | May 24, 2015 | $0.33 |
Jun 4, 2015 | $5.67 | ||
May 17, 2015 | $6.00 | Jun 4, 2015 | $0.67 |
Jun 14, 2015 | $5.33 | ||
May 24, 2015 | $6.00 | Jun 14, 2015 | $0.67 |
Jun 24, 2015 | $5.33 | ||
May 31, 2015 | $6.00 | Jun 24, 2015 | $1.00 |
Jul 8, 2015 | $5.00 | ||
Jun 7, 2015 | $1.00 | Jul 8, 2015 | $1.00 |
Jun 14, 2015 | $0.00 | ||
Jun 21, 2015 | $0.00 | ||
Jun 28, 2015 | $0.00 | ||
Jul 5, 2015 | $0.00 | ||
Jul 12, 2015 | $66.67 | Jul 12, 2015 | $66.67 |
Jul 19, 2015 | $66.67 | Jul 23, 2015 | $33.33 |
Jul 30, 2015 | $33.33 | ||
Jul 26, 2015 | $66.67 | Aug 2, 2015 | $33.33 |
Aug 3, 2015 | $33.33 | ||
Aug 2, 2015 | $66.67 | Aug 13, 2015 | $33.33 |
Aug 13, 2015 | $33.33 | ||
Aug 9, 2015 | $66.67 | Aug 14, 2015 | $6.67 |
Aug 14, 2015 | $60.00 | ||
Aug 16, 2015 | $87.00 | Aug 18, 2015 | $87.00 |
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