Inventory for salon shop

Mary

Manhean, Ghana

14% repaid

Entrepreneur

Name

Mary

Member since

October 2014

On-time repayments

85 installments  •  32%

About Me

Mary Neequaye is my name. l am 23years old. l am from Manhean a town in Greater Accra region in Ghana.
I grew up with five siblings and had to leave junior high school at the age of 17 because l was prangnant and the guy said he is not the one . later, l gave birth to baby boy and he is now five years old.l tried to get a job to look for myself and my child but l was unable to find a job. For two years l remained unemployed, depending on my parents for housing and food. When my mother discovered hairdresser Apprenticeship Program, l quickly enrolled.
l received training for three years, under the guidance of a ‘trademaster’, who taught me the business skills needed to set up a hair salon, ranging from record keeping to customer care.My hobbies are reading books,dancing and travelling.

My Business

my business is hairdressing. l establish this business after graduating from hairdresser Apprenticeship Program
l established my own hairdressing business with the help from my small savings and my mother. Owning a hairdressing salon has enabled me to earn a stable income of around GHS 60 (A$35) a day, which has changed my life and send my child to school. l am glad l am self employed and l can contribute to my family's livelihood. when l get the loan l will reinvest into the business so that my profit will increase and repay my loan from the profit.

Loan Proposal

Thank you Lenders.Thank you zidisha.l am grateful for the first loan l took from you.l used my first loan to buy a salon drier and sink and now l need an additional two. l will use the loan to buy two drier equipment and chair.I will used GHC1000($297) for the drier and GHC262($77) for chairs.This will be very useful as l will be able to have more income and increase my clients.These will enable me to serve my customers more efficiently and will help me provide quality services and also help me to increase my profit so that l will continue educate my child who said he wants to be a medical doctor in future.

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$377.00

Date disbursed

Feb 23, 2015

Repayment status

Late

Projected term

17 months

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Ask Mary a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Roy    May 15, 2016

    Hello Mary, How are you?

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  • Roy    May 7, 2016

    Mary, How are you?

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  • Mary    Mar 20, 2016

    Dear Great Lenders . l write to let you know that business was performing very poor in my country due to electrical power issue and because of this situation l had pass due .Now that the business is picking up l would like to change my repayment .Thank you very much for your support and lam happy for your help.

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    • Roy    Mar 26, 2016

      Thank you Mary. This is so very nice to hear.

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  • BernadetteV    Feb 19, 2016

    How is your business going? Mary? it would be nice to have news from you.

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    • Mary    Mar 13, 2016

      Dear BernadetteV Thank you very much for writing me .bussine is doing well small and hoping to start payment soon.

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    • Mary    Mar 13, 2016

      Dear BernadetteV Thank you very much for writing me .bussine is doing well small and hoping to start payment soon.

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  • Roy    Jan 20, 2016

    Hello.

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  • Roy    Jan 16, 2016

    How are you Mary?

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    • Mary    Mar 13, 2016

      Hello Roy l am doing good just that the business was not good but now business is doing small and hoping to start payment soon. God bless you and all the lenders for supporting me. Thank you

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  • BernadetteV    Jan 2, 2016

    How are things doing, Mary?

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  • Mary    Aug 25, 2015

    I can not pay the full installment amount due because l am having electric power supply problem and I don't have generator and this problem has let my business go down. I would like to change my repayment. I hope great lenders will understand my situation. God bless you.

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  • Roy    Jul 28, 2015

    Hello,
    What's your situation?

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    • Mary    Aug 15, 2015

      Dear Roy, still the situation is the same. I think if l get generator it will help. Well, l am working hard so that l will repay my loan so l want all the lenders to have patience for me. Thank you very much for your support and concerns.

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      • Roy    Aug 15, 2015

        We understand there can be problems, and we want to work with you. What is really important if your are having problems making payments is that you reschedule you payments so you can keep to it. Unfortunately, you have let a lot of payments go, without rescheduling... I suggest you contact Zidisha at [email protected] and ask them would be the best thing for you to do...
        Good luck.

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        • Mary    Aug 25, 2015

          Thank you Roy, l think it is not too late, l will reschedule so that l will start repaying small. I like the way you communicate with me.

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  • Mary    Jun 21, 2015

    Happy father's day to all the fathers on this platform. May u become wonderful dad and handsome husband

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  • BernadetteV    Jun 17, 2015

    Thanks for your news. Hope the suitation will improve soon.

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    • Mary    Jun 18, 2015

      Dear BernadetteV, You are welcome .we hope so.

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  • Mary    Jun 17, 2015

    Hi lenders, lam doing well in business just that l am facing power supply in my community but l trying to save the little that l get to repay my loan on time. Thanks to all the lenders.

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  • Roy    Jun 14, 2015

    Hello Mary, I hope you are well.... If you are unable to make the planned repayments, I encourage you to reschedule, paying what you can. Even if it is just a small amount, it shows your intention to repay the loan.
    Good luck.

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  • Mary    May 9, 2015

    I wish all mum here happy mothers day

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  • BernadetteV    Mar 31, 2015

    Hope things get better for you soon. All the best.

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  • Mary    Mar 31, 2015

    Dear Lenders, l would like to write and inform you that because of unreliable power problem we are having in my country is effecting my business and the business is so slow and I cannot pay the full installment amount due. I would like to reduce my payment. so that l would be able to repay the loan.Thanks to all the Lenders.

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  • BernadetteV    Mar 28, 2015

    Would love to hear how your business is going. All the very best.

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    • Mary    May 1, 2015

      BernadetteV, you are welcome. I am happy to give you progress of my business anytime. my business is not moving as it was some months ago due to unreliable power problem that is still going on in my country. Thank you very much.
      Regard,
      Mary

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  • Mary    Feb 21, 2015

    A big thanks to all the lenders who funded my loan bid .l am so glad ,May the good Lord bless all of you

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  • Mary    Feb 20, 2015

    Hello Lenders, l am happy you have funded part of my loan. my loan is about to expire in four (4)days and l am asking all the lenders to continue to help me to raise the rest of my loan fund.Thank you.

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  • Mary    Feb 10, 2015

    Hello Lenders ,thank you very much for my first loan.Truely, the first loan l took from you has helped me a lot. l have seen improvement in my life and business has grow.Now ,l have so many customers who prefer my services.l was able to bought salon sink and drier.Now ,l have two drier and l need an additional to drier .because when the costumers come in numbers one have to wait for one to complete using the drier.Thanks .l am happy.

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