Inventory loan to purchase grains for sale


Kombe Village, Kenya

100% repaid




Member since

February 2015

On-time repayments

22 installments  •  36%

About Me

I am a 27 years old born in the village of Kanyamwa, Homa bay county. I am a second born in a family of seven. I have studied up to standard eight. The reason unto why I started this business was that my husband died and left me a widow with eight children to care of; 5 my own and 3 from my late co-wife. Life was so hard after the death of my husband and I could not meet the education costs and even money to afford basic needs like food. I live in an area where finding a meal for the day is a forgone case we only take meals once in a day. Joblessness among youths in our country has also led to this since there is a growing population and the job opportunities are few. I therefore came up with this idea of starting a business which is growing at a faster rate due to the fact that it is a consumable product. The money i get from the produce I use to feed our family and again help the community members who are in dare need. I like playing football and read newspapers especially

In my childhood, I went through a very hard life and my education was cut short due to lack of school fee. Due to high poverty, I decided to start a business of selling the grains to keep my family and take the children in school.

My Business

I sell grains; Maize, Beans, Green grams, Millet and Sourghum. These are essential commodities that every household uses in their daily food needs. I am currently trading with Ksh 8,000 and I need a loan of Ksh 1,534, in order to purchase more grains for sell.

With a capital of Ksh 10,534, I will purchase 5 bags of assorted commodities and sell. The profit from the sale will be used to pay school fee for my children, pay rent and medical needs of the children.

Loan Proposal

I need a loan of Ksh 1,534 to buy a bag of maize to sell and get profit to pay the school fee for my children at school. With the loan, the profit will increase by 20% and this will help me make ends meet for my family financial obligations.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Apr 17, 2015

Repayment status

On Time

Projected term

3 months



New Jersey, United States



Vienna, Austria



United States


Daniel R

Berlin, Germany

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  • Kiprotich    May 1, 2017

    I have called Miss Jocinter several times but she keeps talking in her local language which I don't understand. I have text her about the late loan but she hasn't replied concerning this issue.

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  • Jocinter    Feb 12, 2017

    There's drought and groceries are in high demand, I will use the loan to re-stock my food store for sale at a very good prices with high return.

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  • Jocinter    Feb 8, 2017

    am happy with zidisha lenders. I will update my weekly repayments inorder to access more loans in future.

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  • Grant    Feb 7, 2016

    Hi Jocinter,

    You are so close to repaying the loan! :)
    Do you know when you can complete it?

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  • Wendy Emlyn    Aug 1, 2015

    If you are struggling to make your repayments, Jocinter, please ask Zidisha to reduce them to a level you can manage. This will stop you getting a bad repayment record, which can make it harder to get future loans.
    God bless you,

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  • Wendy Emlyn    Jul 21, 2015

    Thank you for your first payment on this loan, Jocinter.
    God bless you,

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  • Jocinter    Jun 25, 2015

    I am happy my 2nd ZIDISHA loan is funded. I will use this loan to expand my business and repay on time inorder to access more loans.

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  • Jocinter    Jun 17, 2015

    ZIDISHA you have made my business grow and serve clients in good time. I am seeking my 2nd loan and I hope it will be funded in good time to help me expand my business further by introducing new crops which are in high demand.

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  • Jocinter    Jun 15, 2015

    poor business performance

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