Inventory of bulk edible goods in my shop

Charles

Bavuni, Kenya

1% repaid

Entrepreneur

Name

Charles

Member since

April 2013

On-time repayments

253 installments  •  3%

About Me

My names are Charles Maina Karanja.I am a permanent resident of Wanyororo Estate,Bavuni which is in Nakuru County,Kenya.I am 29 years of age,a husband to one beautiful wife by the name Wairimu and a father of one boy,Fred who is turning three years old come January 2015..I am the sole bread winner in my home and so i have to be work hard to make my family's future a bright one.Currently i own a small shop here at the Miti-Tatu Center and i deal with domestic goods,both edible and non edible.Thank you

My Business

My business name is called Mali Rahisi store.It is located here in Miti-Tatu Centre in Wanyororo Village,Bavuni,Bahati Divishion,Nakuru County.I have been in this shop business for 3 years now,by December20th.I normally renews my business permit annually through the Bahati Sub-County authorities offices located at the Bahati.
In my shop i deal with edible goods and non-edible goods.This makes most of customers to come for my services since i offer wide varieties of selection and at a reasonable prices too.For a couple of times,i have been willing to make my store a mini-Supermarket which sometimes becomes a bigger challenge to me and especially on the finances.For example,during the month of November,i was able to get a net profit of 200 U.S.D.After i minus all the expenses,i was left with almost 80 U.S.D.This can be even more once the Zidisha team boosts me with some capital to add more goods and mostly the one that are in high demand during this Month of December.By me joining Zidisha Microfinance,I am certain that one day my dream will be a reality and i will be the sole entrepreneur in this whole area owning a supermarket.
Now for this reason,i am coming to you requesting you to support my shop in restocking mostly the edible goods like rice,wheat flour,maize flour,long lasting packet milk,sodas,among other goods.By me stocking more goods,i will be in position in selling them to my worthy customers at a fair prices compared to my other competitors around the Centre.Through this,i will be able to get double income and also i will be able to improve my living standards of my family and also maximize my working capital.Thank you in advance for consideration to boost my business.Thank alot.

Loan Proposal

THANK YOU ALL MY DEAR LENDERS IN ADVANCE FOR THE HELPING HANDS YOU RENDERED IN MY SHOP BY A WAY OF FUNDING MY BUSINESS.FROM THE GOODS I HAD BOUGHT OUT OF THE ZIDISHA FUNDS,I WAS ABLE TO ADD FAST MOVING GOODS(EDIBLE),WHICH CONTRIBUTED TO MAKE MORE SALES AS WELL AS ADDING NEW CUSTOMERS WHO WERE GOING FAR AWAY FOR THE SAME COMMODITIES.
NOW THAT I AM BACK TO YOU ONCE AGAIN FOR ANOTHER LOAN,IT IS MY PRAYER THAT YOU WILL STAND BESIDE ME IN IMPROVING MY SMALL BUSINESS.
I AM BUDGETING TO BUY THE FOLLOWING GOODS SO THAT I RETAIN AND ALSO ADD MORE NEW CUSTOMERS:
(1)24pcs(500mls) Elianto liquid oil costing at kshs.2,100.In Dollars=23.30 u.s.d (2)24pcs(1ltr pack)Bahari-fry liquid oil costing at kshs.3,336.In Dollars=37 u.s.d
(3)48packets(1kg pack)Corn flour costing at kshs.1,872.In Dollars=20.80 u.s.d
(4)24packets(2kgs pack)wheat flour costing kshs.5,530.In Dollars=61.40 u.s.d
(5)25 kgs repacked local sugar costing at kshs.2,250.In Dollars=25 u.s.d
(6)12pcs (250gms pack)rolls steel-wool costing at kshs750.In Dollars=8.30 u.s.d
(7)2 crates(48pcs) assorted bottled sodas(300ml)1104.In Dollars=12.20 u.s.d
(8)1 crate(24pcs) assorted bottled soda(500ml)936.In Dollars=10.40 u.s.d
I believe that through your kind and generous support i will make my shop a one stop shop for every commodities that my customers needs.Thank you in advance and welcome for the bidding/funding.Thank you

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$198.00

Date disbursed

Feb 28, 2015

Repayment status

Late

Projected term

57 months

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Ask Charles a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Lewis    Oct 28, 2015

    hi lenders,
    i called mr charles and reminded him to make his payments

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  • Charles    Sep 3, 2015

    First of all I would request for an apolgy from the whole Zidisha team.I am looking for a positive sales soon as I am back on track.Kindly accept my sincere apology in advance.

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    • Lewis    Sep 16, 2015

      please mr. charles am kindly requesting you to reschedule your loan repayment.
      regards
      lewis njau
      volunteer mentor

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  • Lewis    Aug 8, 2015

    Hi lenders, i have reminded charles to repay all his dues via a text message as his phone was out of reach

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  • Lewis    Jul 7, 2015

    hi lenders, i spoke to mr. Charles and i advised him on the importance of rescheduling his loan, but he promised to make small payment very soon.
    regards
    lewis njau
    (V.M)

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  • Roy    Jun 18, 2015

    Charles, I encourage you to make some small repayment, so people know you do intend to repay your loan.

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  • Roy    Jun 14, 2015

    Hello Charles, I hope you are well.... If you are unable to make the planned repayments, I encourage you to reschedule, paying what you can. Even if it is just a small amount, it shows your intention to repay the loan.
    Good luck.

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  • Lewis    May 31, 2015

    Hi mr. Charles can you please help madam joyce wairimo on how to reschedule her loan. I understand she is your neighbour and you invited her to zidisha. Please do assist her. Thanks in advance

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  • Lewis    May 22, 2015

    hi lenders having spoken to mr charles over the weekend he promised me he will resume to his on time mode of payment as he has always been. lets give him time as i believe so much in him.
    regards
    lewis njau
    v.m

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  • Roy    May 21, 2015

    How are you Charles? I hope you see improvement in your situation?

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  • Charles    Apr 30, 2015

    To all my lenders and the entire staff in Zidisha,I want to express my sincere apology for not meeting my weekly goal in my loan payments.I had been undergoing a difficult moments as i had been away for normal business due to lateness in license renewal of my business trade permit.Now that I have made to renew the permit,the business is back and I am going to be on time as time goes by.
    To my lenders,I am sorry for being late and i promise you all that it will never happen again.Thank you

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  • Roy    Apr 29, 2015

    Hi,
    How are things going with you?

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  • Roy    Apr 13, 2015

    Hello Charles! Please tell us what your situation is.

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  • Lewis    Mar 23, 2015

    Hi lenders am trying to get in touch with charles and i will let you know about his delay in payment

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  • flaguy999    Mar 19, 2015

    Hi,

    How are things going with you?

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    • Charles    Mar 25, 2015

      Hi flaguy999,
      I am sorry for not informing on my situation of business.I had traveled in the rural areas and i could not access the M-peas services so that i can send my loan payments.I am sorry indeed and i apologize for the delay caused.Otherwise I am back and i will be sending my installments not late than tomorrow the 26th March,2015.Kindly accept my apology.Thank you

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  • Charles    Feb 25, 2015

    To all my dear lenders.I am humbly welcoming you all to bid my loan towards my shop improvement through the buying of the basic fast moving edible goods for my daily customers.I am remaining with 4 days only before my loan expires.Kindly consider my loan through your kind funding.I welcome you all to participate into the loan completion.Thank you

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  • Charles    Feb 25, 2015

    Dear thebonseung,I do appreciate for the kind assistance you have supported my shop with.Truly i believe that my business will grow more by the addition of the fast moving goods in my business.Thank you in advance.

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  • Charles    Feb 24, 2015

    Thank you so much my lenders for the support so far.I still believe that my loan will be fully funded on time before it get expires.Kindly support my loan so that i can be able to add more fast moving goods in my shop for my royal customers.Thank you in advance and welcome.

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  • Charles    Feb 19, 2015

    Thank you lenders for the far you have supported my loan is.I am still requesting for your kind assistance so that i can add more fast moving goods in my shop.I welcome other willing lenders to support my loan with an interest from 0% to 20%. Thank you all in advance.

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  • Charles    Feb 17, 2015

    Thanks you so much flaguy999,Philippe and mepster for your support and entrusting me with your hard earned money.I assure you all that i will direct all the funds to my shop in buying more goods for better returns.Thank you all in advance and welcome.

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  • Charles    Feb 16, 2015

    I am expressing my sincere greetings to all my dear lenders who have really demonstrated a good will in my business.For the small profit i got during the last month sales,it has enabled me to pay my loan early enough and i appreciate all the lenders who supported me.
    Now i am again coming to you all for another loan so that i can improve my shop by buying bulky fast moving commodities from the distributor in town.I humbly welcome all the lenders to support the loan into completion.Thank you in advance to you all.Good day.

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