Inventory of cereals for my retail shop

Amos

Mombasa, Kenya

48% repaid

Entrepreneur

Name

Amos

Member since

October 2014

On-time repayments

51 installments  •  55%

About Me

my name is Amos Oketch i was born and raised up in Kenya in the Coast province Mombasa district. i was born in june 27 1980. i was born in a family of six that is one girl and five brothers. i am the second born in my family. i was taken to kisauni primary school where i did my primary education and later joined serani boys for secondary education. i managed to complete my high school studies and joined the Kenya red cross as a volunteer person to help the society during disasters. i have been a member of the Kenya red cross to date although i run a business and am also employed as an emergency medical technician at Mewa Hospital. i love working hard and making a positive change in the society at large.

My Business

Due to my hard work i managed to open a retail shop two years ago. i deal in household supplies. i decided to venture into the business after i saw my people having a difficult time getting the services because there are no shops around. i decided to take up the initiative and opened one and employed a young man who runs it when i am not around. it has been working out well whereby my typical monthly sales are 80,000. That is 50,000 purchases , 15000 expenses and 15000 profits.This has enabled to pay for my siblings fees who are in college and one is in high school. i am also able to pay rent, revenue, utility bills and my shopkeeper while saving some money for my future expenses.

Loan Proposal

Thank you once again dear lenders for this second chance. I do take this opportunity to post my second loan propasal because my first loan has really transformed my business. my sales have grown steadily and i am more than greatful to the entire zidisha family. I still want to grow more that is why am here to apply for another loan hoping for my lenders to support me. The current demand is for cerials in my area and i want to take up the challenge by purchasing some for my clients who have really supported me. Given a chance i will use the entire loan to purchase 50 kgs of beans, 40 kgs of green gram and 90 kgs of dry maize. This will cost me a total of $200. I will be able to make a profit of about 20 kenya shillings per kilogram and thus i will be able to get good returns hence repaying my loan with much ease. I humbly ask my precious lenders to make it happen since they did it once. Thank you in a advance.

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$197.00

Date disbursed

Jan 18, 2015

Repayment status

Late

Projected term

9 months

Other loans

Lenders

E

explosionsky

Brooklyn, United States

R

Roxyclark

Heber City, United States

J

justincomish

Riverton, United States

B

Bluejay

Magrath, Canada

OlyRhys

Olympia, United States

C

christina

Heber City, United States

ohlandtmann

Moorestown, United States

J

jerryq

Redding, United States

J

jackieric

Folsom, CA, United States

L

lilbsedz

Raleigh, United States

T

Tui1974

nuenen, Netherlands

R

Rearden

STAVANGER, Norway

HMS_5th_Grade

Honolulu, United States

1

1711mp

Brooklyn, United States

jhealy87

Silver Spring, United States

J

Jyoti

Herndon, United States

C

chrono

Toronto, Canada

chadgibbs

Loveliest Village, United States

F

FredBetty

San Antonio, United States

G

glh25

Winooski, United States

GH

Gav H

Langley, Canada

J

JoeOmundson

Portland, OR, United States

Bobrm2k3

Charleston, United States

I

ianb723

ROCHESTER, United States

ericacamille

Brooklyn, United States

Richard100

Santa Ana, United States

nmatpt

Lisboa, Portugal

P

prashant

SUNNYVALE, United States

G

gregc

Calgary, Canada

S

solarkismet

Logan, United States

M

MarkGallagher

Glasgow, United Kingdom

Y

Yecats

New York, United States

E

ElliottGarlock

Palo Alto, CA, United States

A

arwaandali

Ottawa, Canada

W

Winniether

Rochester, United States

W

Walter1

Bergneustadt, Germany

Ahadi

France

Ask Amos a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Ahadi    Oct 28, 2015

    Hi Amos.
    Thanks for this repayment, I hope you don't have any worries.
    Kwaheri.

    Log in to reply • Share
  • Esther    Aug 31, 2015

    I spoke to Amos and he promised to clear part of his overdue payments this week. I advised him to be checking his loan page because he said he forgets when the payment is due. Thank you for your patience.

    Log in to reply • Share
    • Roy    Aug 31, 2015

      Esther, Thank you for your efforts....
      Amos, and others that forget when the payment is due can put a reminder on the phone, or keep a calender for important things (birhdays, aniversaries, exams, loan repayments) they should remember.

      Log in to reply • Share
  • Amos    Aug 16, 2015

    Hallo zidisha family
    i am sorry for my late payment my daughter has been very ill and her illiness drained me financially. She is now fully recovered and i can afford to pay my loan balance though i have to reduce my payment to make it easier for me to pay. Kindly bear with me. Thanx

    Log in to reply • Share
  • Amos    Jul 8, 2015

    first I would like to apologise for my late repayment. I had some serious issues in regard to my business but now everything is settled. I would therefore like to inform you my dear lenders that I am going to clear my loan sooner than expected. thanks in advance.

    Log in to reply • Share
  • Amos    Mar 12, 2015

    Dear zidisha familly,

    I am trully sorry for not commiting my payments for the last three weeks. This happened because i am in a slight financial crisis but i promise to adhere to my schedule as soon as things get better. Thanking you in advance.

    Log in to reply • Share
    • Esther    May 30, 2015

      Thank you Amos for your efforts. I wish you well in your business.

      VM

      Log in to reply • Share
  • Amos    Feb 9, 2015

    Dear lenders thanks for making my dreams come true. since i joined this organization my profits have improved because of the good sales that i make daily. The cerials that i injected into the business have attracted so many clients and am looking forward for more. Thanks great people.

    Log in to reply • Share
  • Amos    Jan 18, 2015

    Thank you so much dear lenders my loan is fully funded and am waitinh for it to be disbursed. thank you! thank you! and i wish you all the best.

    Log in to reply • Share
  • Amos    Jan 17, 2015

    Hallo great lenders am more than greatful for your first support and i would like to let you know that i have posted a new loan and i humbly ask for your support once more. Thank you in advance.

    Log in to reply • Share
  • Amos    Jan 14, 2015

    Hello Ahadi.Great thanks to you n the entire zidisha team for your support. am happy n proud to be associated with you guys. hope to work with you again. Thank u so much n God bless you.

    Log in to reply • Share
    • Ahadi    Jan 14, 2015

      Hi Amos.
      Asante sana for this fast repayment. Your business seems to work very well. I would be proud to work with you again.
      Best regards.

      Log in to reply • Share
  • Ahadi    Jan 3, 2015

    Jambo Amos.
    I hope you had a good krimasi with your family.
    I wish you a happy new year and all the best for your business.
    Kwa heri.

    Log in to reply • Share
  • Amos    Dec 6, 2014

    Dear zidisha team, i sincerely thank u so much for what u did for me. am more than happy seeing my business grow because of u guys. my business is currently doing so well and am planing to expand it to meet all my customers needs.bravo zidisha team keep the same spirit. THANKS ALOT

    Log in to reply • Share
    • Ahadi    Dec 6, 2014

      Karibu Amos.
      You make lenders happy too.
      Bahati nzuri for you.

      Log in to reply • Share
  • Amos    Nov 15, 2014

    Hallo dear zidisha team, i made a payment of kshs 600 on 11/11/2014 but i received a message telling me that my payment has not been received. please help me out because i sent the money and received a notification but no confirmation message.

    Log in to reply • Share
  • Amos    Oct 19, 2014

    Thank you so much lenders for your generous contributions i received the money and i can't wait to do the purchasing.

    Log in to reply • Share
  • Amos    Oct 16, 2014

    It seems you have done enough research about me and am glad you are positive about what i do. Thank you so much.Volunteering and sacrificing my time has always been my pleasure.

    Log in to reply • Share
  • Amos    Oct 16, 2014

    Jambo Ahadi.
    Am very impressed with your words. Am even surprised that you can speak some swahili language! I promise to help people in Kisauni. Kwaheri pia.

    Log in to reply • Share
    • Ahadi    Oct 16, 2014

      You helped a lot with KRCS and Mewa Hospitali, so you deserve to be helped. God bless you and your family.

      Log in to reply • Share
  • Ahadi    Oct 16, 2014

    Jambo Amos.
    Thanks for your message. I think that you are a good person and you will help people around you in Kisauni.
    Kwaheri.

    Log in to reply • Share
  • Amos    Oct 15, 2014

    Thank you so much Ahadi. In kiswahili language which is the Kenyan National language Ahadi means promise. Therefore i will keep the promise of purchasing what is required and repaying my lenders ontime! thank you once more not even words can express my happiness.

    Log in to reply • Share
  • Hellen    Oct 15, 2014

    Hallo dear lenders on behalf of Amos Oketch am humbly ask for your generous contribution to fund his remaining part of the loan. He is a go getter and a very honest man. Thank you.

    Log in to reply • Share
  • Amos    Oct 14, 2014

    thanx hixeu am trully greatful. a few miles left now.

    Log in to reply • Share
  • Amos    Oct 14, 2014

    Hallo zidisha lenders i am lacking $45 only to complete my loan please your generous contribution will be highly appreciated. Thank you.

    Log in to reply • Share


Loading...

Loading...

Loading...