Inventory of feeds and purchase of two she-goats

Micheal

London Estate, Kenya

100% repaid

Entrepreneur

Name

Micheal

Member since

August 2014

On-time repayments

228 installments  •  88%

About Me

I was born on the 22nd, September, 1960. We were born five boys with no girl at all. I am the second born in the family. My elder brother passed on in 1990. My father passed on when I was in standard 6, in 1974. After the death of my father I went to stay with my maternal grandmother in May 1974 until I did my first national exams( Kenya Certificate of Primary Education) in 1975. Incidentally my elder brother had repeated some class, so he also sat for Kenya Certificate of Primary Education in the same year( 1975). I got 36 points in the exams( which is the maximum points in the exams then) while my elder brother got 32 points. Both of us were officially called to join government secondary schools. However since we were orphans both of us could not go to secondary schools because my mother was unemployed then. So the local chief of our area organized for a fundraising to raise money for both of us to join secondary schools. However the amount that was raised could only be sufficient for one of us to go to a secondary school. So I gave my elder brother a first chance to go to the secondary school where he had been called to join while I repeated standard 7 in order to join Starehe Boys Centre and school.

I later sat for Kenya Certificate of Primary Education exams for the second time in 1976 and got 34 points, 2 less than the maximum points of 36. I officially got a letter from Starehe Boys Centre and School to join form one there. I later did my Kenya Advanced Secondary School exams and got a division one.

l am a family man with 4 grown-up children.l worked with Telkom (K) Ltd for 24 years as a telecommunication technician and rose to the rank of a telecommunication engineer.While working with Telkom (K) I also got trained as a Peer Education Facilitator as well as Christian/Muslim Family Life Education Facilitator.

I went to Starehe Boys Centre and School where I attained two Subsidiary passes in Mathematics and Physics.

I was retrenched from Telkom (K) in 2008 thereafter I started keeping Livestock ( one dairy cow and some indigenous poultry)

From the earnings I am able to educate two orphans and four poor students in secondary school. With more income I shall be able to cater for education of many more needy children.

My hobbies are: reading bible, teaching the word of God, teaching about reproductive health and cheering local football and international football.
I am also a pastor with Church on the Rock Ministries in Africa. The church I pastor is situated within the environs of Nakuru town. The church has 40 members( adults and the youth).

My Business

I am still running my banana selling business with my wife in Nakuru Wholesale Market. So l intend to buy stock of 90 banana @ $6 per a banana, thereby costing me a total of $540( 54,000 kenya shillings). I also intend to use $250( 25,000 Kenya shillings) to pay my college fees balance in order to graduate with a diploma in Theology and Bible Studies in the month of March, 2019. The rest of the amount will cater for transportation and other logistics.

Loan Proposal

I thought I was going to get Kshs 39,000 so that I could try to replace my lost cow. However since the principal amount is now $300, my proposal is this:
1. Principal amount $300
2. Loan fund contribution $ 33
3. 2, she-goats @ $68 per a goat $136
4. 2, 90kg bag of layers mash @ $40 per a bag $ 80
5. 1, 50kg bag of maize jam for goats @ $25 per a bag $ 25
6. 20kg of fish feed for chicken @ $1 per a kg $ 20
7. Transportation $ 5

Feedback

5

None

None

  • Dixie Davis    Aug 15, 2018

    Loaning to Michael is a real pleasure. He seems to do his best to live his faith, to help others. He gives frequent updates, and it's great to hear what he's doing with the money he receives. He's paying for orphans to go to school and trying to improve his business and standard of living. Michael is a real gift to us!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$274.00

Date disbursed

Jun 12, 2015

Repayment status

On Time

Projected term

18 months

Lenders

karestan

Toronto, Canada

nicole

Worcester, Ma, United States

C

CheapThrills

Liminka, Finland

B

BigWillie

Belfast, United Kingdom

stanbogdanov

Sofia, Bulgaria

C

ColoradoEmac

United States

C

cactusgirl

London, United Kingdom

SuperMario28

Cudahy, United States

GaloLending

United States

KO

Kevin OBrien

Denver, CO USA, United States

JB

James Bowen

United States

TH

tom hd

United Kingdom

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Summary

Amount repaid

$288.48

Amount remaining

$0.00

Date repaid

Dec 30, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Jun 21, 2015 $5.24 Jun 11, 2015 $5.24
Jun 28, 2015 $5.24 Jun 11, 2015 $5.24
Jul 5, 2015 $5.24 Jun 11, 2015 $5.24
Jul 12, 2015 $5.24 Jun 11, 2015 $5.24
Jul 19, 2015 $5.24 Jun 11, 2015 $5.24
Jul 26, 2015 $5.24 Jun 11, 2015 $5.24
Aug 2, 2015 $5.24 Jun 11, 2015 $0.13
Jul 13, 2015 $5.12
Aug 9, 2015 $5.24 Jul 13, 2015 $5.24
Aug 16, 2015 $5.24 Jul 13, 2015 $4.38
Aug 8, 2015 $0.86
Aug 23, 2015 $5.24 Aug 8, 2015 $5.24
Aug 30, 2015 $5.24 Aug 8, 2015 $1.26
Aug 26, 2015 $3.98
Sep 6, 2015 $5.24 Aug 26, 2015 $0.02
Sep 3, 2015 $5.22
Sep 13, 2015 $5.24 Sep 3, 2015 $0.04
Sep 12, 2015 $5.20
Sep 20, 2015 $5.24 Sep 12, 2015 $0.06
Sep 16, 2015 $5.18
Sep 27, 2015 $5.24 Sep 16, 2015 $0.40
Sep 26, 2015 $4.84
Oct 4, 2015 $5.24 Sep 26, 2015 $1.47
Sep 30, 2015 $2.11
Oct 3, 2015 $1.66
Oct 11, 2015 $5.24 Oct 3, 2015 $2.55
Oct 7, 2015 $2.69
Oct 18, 2015 $5.24 Oct 7, 2015 $5.24
Oct 25, 2015 $5.24 Oct 7, 2015 $0.48
Oct 23, 2015 $4.76
Nov 1, 2015 $5.24 Oct 23, 2015 $0.19
Oct 30, 2015 $5.05
Nov 8, 2015 $5.24 Oct 30, 2015 $0.21
Nov 7, 2015 $5.03
Nov 15, 2015 $5.24 Nov 7, 2015 $0.23
Nov 14, 2015 $5.01
Nov 22, 2015 $5.24 Nov 22, 2015 $5.24
Nov 29, 2015 $5.24 Nov 22, 2015 $0.02
Nov 28, 2015 $5.22
Dec 6, 2015 $5.24 Nov 28, 2015 $0.04
Dec 6, 2015 $5.20
Dec 13, 2015 $5.24 Dec 6, 2015 $0.06
Dec 12, 2015 $5.18
Dec 20, 2015 $5.24 Dec 12, 2015 $0.08
Dec 16, 2015 $3.16
Dec 17, 2015 $2.00
Dec 27, 2015 $5.24 Dec 17, 2015 $0.11
Dec 26, 2015 $5.14
Jan 3, 2016 $5.24 Dec 26, 2015 $0.13
Jan 2, 2016 $5.12
Jan 10, 2016 $5.24 Jan 2, 2016 $0.15
Jan 9, 2016 $5.09
Jan 17, 2016 $5.24 Jan 9, 2016 $0.17
Jan 12, 2016 $5.07
Jan 24, 2016 $5.24 Jan 12, 2016 $0.19
Jan 13, 2016 $5.05
Jan 31, 2016 $5.24 Jan 13, 2016 $0.21
Feb 5, 2016 $5.03
Feb 7, 2016 $5.24 Feb 5, 2016 $5.24
Feb 14, 2016 $5.24 Feb 5, 2016 $0.25
Feb 8, 2016 $2.11
Feb 13, 2016 $2.88
Feb 21, 2016 $5.24 Feb 13, 2016 $0.27
Feb 15, 2016 $4.21
Feb 16, 2016 $0.76
Feb 28, 2016 $5.24 Feb 16, 2016 $0.82
Feb 20, 2016 $1.68
Feb 27, 2016 $2.74
Mar 6, 2016 $5.24 Feb 27, 2016 $0.11
Mar 6, 2016 $5.14
Mar 13, 2016 $5.24 Mar 6, 2016 $0.13
Mar 13, 2016 $5.12
Mar 20, 2016 $5.24 Mar 13, 2016 $0.15
Mar 21, 2016 $2.11
Mar 23, 2016 $2.99
Mar 27, 2016 $5.24 Mar 23, 2016 $0.17
Mar 25, 2016 $0.74
Mar 27, 2016 $4.34
Apr 3, 2016 $5.24 Mar 27, 2016 $1.98
Apr 5, 2016 $3.26
Apr 10, 2016 $5.24 Apr 5, 2016 $2.00
Apr 11, 2016 $3.24
Apr 17, 2016 $5.24 Apr 11, 2016 $2.02
May 4, 2016 $2.11
May 21, 2016 $1.12
Apr 24, 2016 $5.24 May 21, 2016 $0.99
May 26, 2016 $2.63
Jul 2, 2016 $1.62
May 1, 2016 $0.27 Jul 2, 2016 $0.27
May 8, 2016 $0.00
May 15, 2016 $0.00
May 22, 2016 $0.00
May 29, 2016 $0.00
Jun 5, 2016 $0.00
Jun 12, 2016 $0.00
Jun 19, 2016 $0.00
Jun 26, 2016 $0.00
Jul 3, 2016 $0.00
Jul 10, 2016 $2.11 Jul 9, 2016 $2.11
Jul 17, 2016 $2.11 Jul 14, 2016 $2.11
Jul 24, 2016 $2.11 Jul 23, 2016 $2.11
Jul 31, 2016 $2.11 Jul 27, 2016 $2.11
Aug 7, 2016 $2.11 Jul 27, 2016 $1.05
Aug 2, 2016 $1.05
Aug 14, 2016 $2.11 Aug 2, 2016 $1.05
Aug 7, 2016 $1.05
Aug 21, 2016 $2.11 Aug 7, 2016 $1.05
Aug 13, 2016 $1.05
Aug 28, 2016 $2.11 Aug 13, 2016 $1.05
Aug 27, 2016 $1.05
Sep 4, 2016 $2.11 Aug 27, 2016 $0.53
Sep 5, 2016 $1.58
Sep 11, 2016 $2.11 Sep 5, 2016 $0.53
Sep 9, 2016 $1.58
Sep 18, 2016 $2.11 Sep 9, 2016 $2.11
Sep 25, 2016 $2.11 Sep 9, 2016 $0.53
Sep 20, 2016 $1.58
Oct 2, 2016 $2.11 Sep 20, 2016 $0.53
Sep 27, 2016 $1.58
Oct 9, 2016 $2.11 Sep 27, 2016 $0.53
Oct 11, 2016 $1.58
Oct 16, 2016 $2.11 Oct 11, 2016 $2.11
Oct 23, 2016 $2.11 Oct 11, 2016 $0.53
Oct 24, 2016 $1.58
Oct 30, 2016 $2.11 Oct 24, 2016 $0.53
Oct 31, 2016 $1.58
Nov 6, 2016 $2.11 Oct 31, 2016 $0.53
Nov 7, 2016 $1.58
Nov 13, 2016 $2.11 Nov 7, 2016 $0.53
Nov 15, 2016 $1.58
Nov 20, 2016 $2.11 Nov 15, 2016 $1.58
Nov 29, 2016 $0.53
Nov 27, 2016 $2.11 Nov 29, 2016 $2.11
Dec 4, 2016 $2.11 Nov 29, 2016 $0.21
Dec 15, 2016 $1.89
Dec 11, 2016 $2.11 Dec 15, 2016 $2.11
Dec 18, 2016 $2.11 Dec 15, 2016 $0.21
Dec 23, 2016 $1.89
Dec 25, 2016 $1.79 Dec 23, 2016 $0.21
Dec 30, 2016 $1.58

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