Inventory of mobile phone accessories and m-pesa

John

Ikoli, Kenya

9% repaid

Follow John How it Works

Entrepreneur

Name

John

Member since

March 2014

On-time repayments

130 installments  •  13%

About Me

John Nandwa was born in 1980 and the lastborn in a family of four. I went to Emutetemo primary school and did my form four in Jemovo high school. I set up a small bisiness that deals in mobile accessories, M-pesa and Airtel money. This was as a result of after I was left home to stay with my parents who faced financial restrains. I was to wake up to the call.

My Business

I operate a mobile accessories shop among other like M-pesa and Airtel Money. I have two outlets (branches) that deal with the same as expanding my bounderies.
I buy Phones on wholesale @ kes.2000 and sell at retail price of Kes.3500. Phone battries @300 and sell @700. On Airtel money a transaction of 0.5 Million earns me a commission of Kes. 10,000. M-pesa transaction of Kes. 2Million earns me a commission of Kes.25000 per month. I want to use this second Loan to expand my area of operation. As the first one was a step forward to achiving my dream. Thanks to zidisha.

Loan Proposal

High lenders
I come to you once more for a third loan. I want to say that you have been surpotive and encouraging in my business activities. This time round Just want to Buy a few universal mobile Chargers since my Clients do ask them A lot This is likely to cost me Kshs. 11000 and a few phone covers at about 5000.
Thanks in advance as you lend me once more.
Thanks.

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$143.00

Date disbursed

Jan 21, 2015

Repayment status

Late

Projected term

24 months

Other loans

Apr 2014:  $150

Jun 2014:  $444

Lenders

A

agwong

California, United States

tjm212003

Montreal, Canada

C

CWS

Huntington beach, ca, United States

S

Snick

Halle, Germany

H

Hilke

Bremen, Germany

investor

Candiac, Canada

DeanDropshot

Oslo, Norway

McJulio

New Jersey, United States

neocodesoftware

vancouver, Canada

mikeoberhaus

San Francisco, United States

J

jcappel

Toronto, Canada

M

Malibu

Westwood, United States

M

Michi

Switzerland

K

Karpet

Faroe Islands

S

SaraNT

United States

I

idris

United States

S

SCHAC

Switzerland

B

BigRosie

United States

BM

Brian Mickel

United States

Dave Bogard

New York, United States

RK

Rene Koehnke

Switzerland

J

Jaelle

Vienna, Austria

M

Mathias

Cologne, Germany, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask John a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • John    Sep 6, 2015

    My loan having gone into arrears, I have decided to reschedule since am about to be through with my studies. and will always pay on time. Sorry for the inconvenience I have cost you.

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  • RK

    Rene Koehnke    Jul 26, 2015

    Hi John, hope your business is going well now. Regards, René

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    • John    Aug 1, 2015

      Hi Rene,
      It picked only that am back to school pursuing a certain program me but will pay my loan well once things are well. trust me.

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  • John    May 26, 2015

    To be up with the normal payments. i reschedule my loan to avoid further arrears.
    Once am stable will reschedule again to a higher amount.
    Thanks

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  • John    Mar 3, 2015

    Hi my lenders,
    Due to personal problems I am going through I have decided to reschedule my loan to a lower amount to enable me manage my problems and to also stop inconveniencing you with late payments of my loan.
    Sorry for this inconveniences but will increase when things get right on my side.
    Thanks.

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  • John    Jan 16, 2015

    Dear lenders,
    I have had rough time with my business that made me unstable along the way. Otherwise the money I got Was able to buy New Phones and other Phone accessories which sold well but unfortunately my stall was broken into valuables worth 1200dollars was made away with. It has been the shock of my life but i thank God will pick up again. Otherwise lenders i bang on you for my uplifting please lend me for a third time.

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  • bconrad    Dec 1, 2014

    Dear Lenders,

    Due to a data entry error, a payment from John on November 21st was entered multiple times erroneously. Once this error is fixed in our system, the funds in your lender accounts will decrease accordingly. We apologize for this error and any inconvenience it causes you!

    Thank you,
    Bayle, Country Liaison Manager

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  • John    Sep 28, 2014

    I have rescheduled my loan due to low business flow. This has made me get into arrears. I believe business will get better very soon. I have been paying 2000 but I have lowered it to 1500 to allow me reorganize myself.
    Will reschedule once things get right.
    Currently I want to come out5 of arrears and try get back on the truck to avoid inconveniencing you.
    Thanks to my lenders for your continued support.
    Am proud of Zidisha.

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  • John    Aug 30, 2014

    Hi dear lenders,
    I have decided to reschedule my loan due to tough times my business is going through. A ti9me like this is when people all over our place do plant for a second season and business is always low. As i Stabilize i will reschedule again and increase the amount of installments i have been paying.
    Thanks in advance for bearing with me through out this situation.
    Thanks.

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  • Elijah Omollo    Aug 10, 2014

    Dear Lender,

    I contacted Mr.John again and luckily i manage to reach him.He told that he made payment yesterday and he is now waiting to be credited.

    Thank you

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  • Elijah Omollo    Aug 10, 2014

    Dear Lenders,

    I have been trying to contact mr.John for the last two days but i cant reach him.Please kindly allow me to try again tommorow.

    Thank you

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  • John    Jun 22, 2014

    Ï dont know how i can appreciate, those who funded my loan, i just say thank u, thank u. May the almighty God bless u abundantly.

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  • John    Jun 12, 2014

    With ZIDISHA I have a partner who
    understands my needs to help my business to PROSPER.

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  • John    Jun 12, 2014

    I dont have a bank, I have a growth partner.ZIDISHA.

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  • John    Jun 9, 2014

    Thanks David, with God everything is possible

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  • David    Jun 9, 2014

    Wish you all the best of luck my brother.

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  • ellafrid    Jun 8, 2014

    Dear John
    Congratulations on a well-written description of your business and loan proposal.
    I just added you to our "featured" section which means it will be one of the first loans, lenders will see.
    Best of luck with the business!
    Regards,
    Ella
    volunteer at Zidisha

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  • John    Jun 8, 2014

    Hi lenders I am back again. I request you to help fund my loan. My business entirely depends on your support. Long live zidisha.

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  • John    May 31, 2014

    Hi lenders I have been paying my loans on time and promise to it again and again .Please help fund my loan.
    Thanks

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  • David    May 22, 2014

    Congratulations John for repaying and completing your loan in time. Apply for another one keep up with the spirit.

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  • John    May 22, 2014

    Congratulations!!!! John for repaying and completing your loan in time. Am proud of you. Apply for another one. Keep up!

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