Inventory of more bulky fast moving goods in my shop

Ruth

Baraka Estate,rongai, Kenya

1% repaid

Entrepreneur

Name

Ruth

Member since

January 2015

On-time repayments

161 installments  •  9%

About Me

My name is Ruth Wanjiku and i am 27 years old being born Koibatek location,Baringo County,Kenya.My early schooling started in the year 1995 in Kewasis primary school until in the year 2002 when i did my Kenya Certificate of Primary Examinations(K.C.P.E)and score a total of 294 marks.The following year(2003) i enrolled at the Mama Ngina high school in Rongai,where i schooled until i did my O level in the year 2006 and attained C- in my K.C.S.E.
This made my parents to take me to a tertiary training in Y.M.C.A.l Later on after 2 years of training i was awarded a Certificate in secretarial.From this point,there was nothing more less that interacting with people in my society so that they can look for me any kind of work in their respective working places.By this i landed at a law firm in Baringo town for the same position of secretarial,though it was not paying well.This made me to be frustrated in employment environment where i had to start saving at least Kes.2,000 per month as i plan what next after my employment.After a year in employment,i was having small capital to start on my own business and as a result i quit the employment.That is how i started this field of self employment and even today,i have seen the fruits is self employments.

My Business

Hallo everybody in the entire Zidisha fraternity.Thank you in advance for the kind considerations towards supporting my business.I have a small retail shop here in Baraka estate,Rongai constituency,Baringo County.
In my shop you can get goods like sugar,rice,cooking oil(liquid & solid),salt,breads,sodas,bar soap,e.t.c.I started this shop immediately i quit my employment and after i had saved some small amount of money(capital). I chose this kind of business after seeing how the residents struggles going for a long walk about 100 meters away looking for their daily domestic goods to use in the homes . The business has been in operation for the last two years and few month now,and the customers have been very appreciating me for bring them the desired goods closer to their door step.
My shop usually opens from 6 am morning to 9 pm at night,from Monday to Saturday.On Sundays i opens my shop from 2pm after attending the Church service and closes at 8pm..Currently there is a growing demands for the edible goods as well as non-edible goods.Most of my customers are the villagers & the entire population of this location and the workers who flock in town everyday from other cities.
Since the demands is growing of the basic goods ,that is why i came for your assistance and i was requesting for a boost in capital so that i can buy the goods in large quantities in town and from the main distributor Haraka wholesalers Ltd.This will make the prices of the goods to be much affordable to my customers since they are offering a free transport of the goods to my shop from the distributor,after someone buys bulky goods.I believe that through your generous and kind assistance,we will fight the ever price fluctuation in the market today.Thank you so much and for the support in my shop.I am proud to be part of the Zidisha big family team that cares.Long Live Zidisha and the entire Lending panel.

Loan Proposal

Thank you Zidisha fraternity and the lending team for supporting my shop.The first loan was really of great help to my shop and to my customers too.Since the demand is ever growing day by day for the fast moving goods,i am coming back to you again to request for a financial help so that i can buy the commodities in bulky quantities.This will make me satisfy my daily customers who usually comes to my shop to do their shopping on a daily basis.I am planning to buy the fast moving goods from the area distributor,who will also transport the goods to my shop at no extra cost.The goods will be of big benefit to me and to my customers too.
The following will be my budget:
(1)25killos of rice which will cost @ Kes.3740.In dollars is:39.35
(2)50killos of local repacked sugar which will cost @Kes.5010.In dollars is:53
(3)24 pieces * 800gms Menengai bar soap which will cost @Kes.2420.In dollars is: 14
(4)25 pieces* 1kgs Jamma bar soap which cost @ Kes.2915.In dollars is:30.70
(5)12 pieces * 100 mg Omo detergent which will cost @ Kes.468.In dollars is:5
(6)20 killos of solid cooking fat(chipsy) which will cost @Kes.2635.In dollars is: 27.70
(7)20liters liquid oil (Elianto) which will cost @ Kes.2840.In dollars is:29.90.

The above mentioned goods will definitely translate a fair reductions of prices to my dear customers and will also make my daily sales to shoot up,thus making a good profit.Thank you in advance and welcome for the funding.Love you all.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$211.00

Date disbursed

Jul 6, 2015

Repayment status

Late

Projected term

33 months

Other loans

Lenders

M

mbarbier

United States

V

Vivek

Arlington, VA, United States

PG

Paul Graham

United States

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Summary

Amount repaid

$1.55

Amount remaining

$218.93

Expected completion

Apr 15, 2018

Status

Repaying late

Installment amount

$1.55

Repayment History

Expected Payments Actual Payments
Jul 19, 2015 $1.55 Jul 26, 2015 $1.55
Jul 26, 2015 $0.00
Aug 2, 2015 $1.55
Aug 9, 2015 $1.55
Aug 16, 2015 $1.55
Aug 23, 2015 $1.55
Aug 30, 2015 $1.55
Sep 6, 2015 $1.55
Sep 13, 2015 $1.55
Sep 20, 2015 $1.55
Sep 27, 2015 $1.55
Oct 4, 2015 $1.55
Oct 11, 2015 $1.55
Oct 18, 2015 $1.55
Oct 25, 2015 $1.55
Nov 1, 2015 $1.55
Nov 8, 2015 $1.55
Nov 15, 2015 $1.55
Nov 22, 2015 $1.55
Nov 29, 2015 $1.55
Dec 6, 2015 $1.55
Dec 13, 2015 $1.55
Dec 20, 2015 $1.55
Dec 27, 2015 $1.55
Jan 3, 2016 $1.55
Jan 10, 2016 $1.55
Jan 17, 2016 $1.55
Jan 24, 2016 $1.55
Jan 31, 2016 $1.55
Feb 7, 2016 $1.55
Feb 14, 2016 $1.55
Feb 21, 2016 $1.55
Feb 28, 2016 $1.55
Mar 6, 2016 $1.55
Mar 13, 2016 $1.55
Mar 20, 2016 $1.55
Mar 27, 2016 $1.55
Apr 3, 2016 $1.55
Apr 10, 2016 $1.55
Apr 17, 2016 $1.55
Apr 24, 2016 $1.55
May 1, 2016 $1.55
May 8, 2016 $1.55
May 15, 2016 $1.55
May 22, 2016 $1.55
May 29, 2016 $1.55
Jun 5, 2016 $1.55
Jun 12, 2016 $1.55
Jun 19, 2016 $1.55
Jun 26, 2016 $1.55
Jul 3, 2016 $1.55
Jul 10, 2016 $1.55
Jul 17, 2016 $1.55
Jul 24, 2016 $1.55
Jul 31, 2016 $1.55
Aug 7, 2016 $1.55
Aug 14, 2016 $1.55
Aug 21, 2016 $1.55
Aug 28, 2016 $1.55
Sep 4, 2016 $1.55
Sep 11, 2016 $1.55
Sep 18, 2016 $1.55
Sep 25, 2016 $1.55
Oct 2, 2016 $1.55
Oct 9, 2016 $1.55
Oct 16, 2016 $1.55
Oct 23, 2016 $1.55
Oct 30, 2016 $1.55
Nov 6, 2016 $1.55
Nov 13, 2016 $1.55
Nov 20, 2016 $1.55
Nov 27, 2016 $1.55
Dec 4, 2016 $1.55
Dec 11, 2016 $1.55
Dec 18, 2016 $1.55
Dec 25, 2016 $1.55
Jan 1, 2017 $1.55
Jan 8, 2017 $1.55
Jan 15, 2017 $1.55
Jan 22, 2017 $1.55
Jan 29, 2017 $1.55
Feb 5, 2017 $1.55
Feb 12, 2017 $1.55
Feb 19, 2017 $1.55
Feb 26, 2017 $1.55
Mar 5, 2017 $1.55
Mar 12, 2017 $1.55
Mar 19, 2017 $1.55
Mar 26, 2017 $1.55
Apr 2, 2017 $1.55
Apr 9, 2017 $1.55
Apr 16, 2017 $1.55
Apr 23, 2017 $1.55
Apr 30, 2017 $1.55
May 7, 2017 $1.55
May 14, 2017 $1.55
May 21, 2017 $1.55
May 28, 2017 $1.55
Jun 4, 2017 $1.55
Jun 11, 2017 $1.55
Jun 18, 2017 $1.55
Jun 25, 2017 $1.55
Jul 2, 2017 $1.55
Jul 9, 2017 $1.55
Jul 16, 2017 $1.55
Jul 23, 2017 $1.55
Jul 30, 2017 $1.55
Aug 6, 2017 $1.55
Aug 13, 2017 $1.55
Aug 20, 2017 $1.55
Aug 27, 2017 $1.55
Sep 3, 2017 $1.55
Sep 10, 2017 $1.55
Sep 17, 2017 $1.55
Sep 24, 2017 $1.55
Oct 1, 2017 $1.55
Oct 8, 2017 $1.55
Oct 15, 2017 $1.55
Oct 22, 2017 $1.55
Oct 29, 2017 $1.55
Nov 5, 2017 $1.55
Nov 12, 2017 $1.55
Nov 19, 2017 $1.55
Nov 26, 2017 $1.55
Dec 3, 2017 $1.55
Dec 10, 2017 $1.55
Dec 17, 2017 $1.55
Dec 24, 2017 $1.55
Dec 31, 2017 $1.55
Jan 7, 2018 $1.55
Jan 14, 2018 $1.55
Jan 21, 2018 $1.55
Jan 28, 2018 $1.55
Feb 4, 2018 $1.55
Feb 11, 2018 $1.55
Feb 18, 2018 $1.55
Feb 25, 2018 $1.55
Mar 4, 2018 $1.55
Mar 11, 2018 $1.55
Mar 18, 2018 $1.55
Mar 25, 2018 $1.55
Apr 1, 2018 $1.55
Apr 8, 2018 $1.55
Apr 15, 2018 $0.89

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