More chairs, stock and blow dryer to expand my salon

Susan

Kaloleni C Estate,, Kenya

34% repaid

Entrepreneur

Name

Susan

Member since

October 2014

On-time repayments

55 installments  •  62%

About Me

My name is Susan Nyambura.I was born in the year 1979.I am a mother of one boy called Jemmy.I am a sallonist by profession.I was born and raised and later schooled in Nyandarua province,currently the Nyandarua county.When i completed my secondary school education,i relocated to my Aunt's place in Nakuru town,where i got a chance to attend the hair dressing course at the Vera beauty college through her support in paying my fees..
After one and half years,i graduated and got my certificate in hair dressing .I was lucky to have got a friend in town where i was employed for a year on a commission basis before i ventured into my own salon.Thank you

My Business

I am a salonist by profession.I own a salon here at Langa-langa estate,Kenya.My business is registered under the County authorities and given the business permit for operating.I started to operate in the year 2010, and i started it with a capital of Ksh.65,000/=.This was furnishing the salon with more hair products(hair-extensions,braids,weaves,and pure human hair) ,modern hair tools, one hair-drier machine, two blow-drier machines ,plastic chairs,drawers for the customers towels and one waiting bench.
After my customers have appreciated for my services,they kept telling their friends about my good services and styles,which gave my business a new lease of employing another lady who has same or more skills in hair beauty.I was left with no option rather than looking for one.I advertised the vacancy on my door.They really came in large numbers but unfortunately i was requiring only one.They did their exams through my head for the new hair fashion in Braiding,and only the one i was looking for secured the space.Currently we are still working closely and i am guaranteed that we will make women heads looking blossom in the whole town.
At the moment my monthly net profit nets at an average of Ksh.11,000 to Ksh.15,000.
Through your kind support to my salon,I will be able to add the cosmetics section more hair products and varieties(colours & sizes) for my customers satisfactions.This will make my business grow and also improve my living standards for my family.Thank you in advance for the support.

Loan Proposal

Thank you in advance the whole Zidisha Micro-finance team for your continuous and generous support in my salon business.For real,My customers have even noticed the difference as most of the beauty products i have stocked are at relatively prices and the services are of friendly prices,which previously was not possible.I have seen the fruits of being a Zidisha member by your prayers,generous assistance and kind support to my salon.
With my third loan,the budget is as follows;
(a)add more sitting capacity for my clients by buying 10 more chairs at a cost of Kshs.9,970.equivalent to U.S.D-110
(b)buy another new Dell blow dry machine at a cost of-6,975.equivalent to U.S.D-77
(b)Buy more hair braids,weaves and hair-extensions at a cost of:Kshs.6,450.
equivalent to U.S.D-70.80
(c) Beauty products like Cutex 12 pcs,2 dozens Valon oil ,24 pcs facial creams ,48 pcs Roll-on &48 pcs Assorted body sprays 100ml, costs at Kshs.6,290.equivalent to U.S.D-70
(c)12 meters squared plastic floor carpet for my salon salon at a costs of Kshs 1,200.equivalent to U.S.D-13.20
To all the lenders,i invite all my worthy lenders to participate in my loan so that i can improve my salon business as well as give my loyal customers a quality services for their hair beauty.Thank you in advance and God bless you mightily. Welcome.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$343.00

Date disbursed

May 19, 2015

Repayment status

Late

Projected term

7 months

Lenders

T

Tec69200

Jacksonville, United States

Namaste250

Pittsford, United States

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

J

Justicar007

Longueuil, Canada

H

howard

Vence, France

mepster

San Francisco, Ca, United States

WiscoHorndog

United States

D

dsfranz

Gaeta, Italy

MW

Matt Willis

United States

moursund

Beaver Nation, United States

Y

YP

Malaysia, Germany

O

Olivia

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Susan a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • moursund    Sep 16, 2015

    How are you and your Salon business? Is there a problem with repayment?

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  • YP    Sep 9, 2015

    Hello Susan,
    Is everything well?

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  • Susan    Jun 20, 2015

    To Zidisha Team,

    I am most thankful for joining Zidisha which has helped me make a big step in my life.
    I am writing to you because I am confused about my REPAYMENT SCHEDULE, which reads I pay Kshs.1,014 every week, but the text messages am getting reads I pay Kshs.960. Which one should I follow?
    Thank you for your time, I'll be waiting for your reply.

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  • Susan    Jun 1, 2015

    To all my lenders, I would like to let you that I received your loan in the amount of Kshs. 30,909. Which has helped me take a big step in my, thanks to you all.
    I heartily thank you for your generous contribution, may you be blessed.

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  • Susan    May 18, 2015

    All the lenders who participated in my loan funding i do appreciate so much for your kind gesture and support.I promise all of you that I will invest every penny that you have given me in my salon.Once again thank you and be blessed.

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  • Susan    May 6, 2015

    To my lenders,I come back to you again to request for more support in my loan.I have re-applied again for my third loan and I am expecting that you will lend me again.Trust me,I will always be trustworthy,honest and be informing you all about my business goings.Kindly fund my loan into completion.Thank you in advance.

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    • Trish    May 12, 2015

      Fingers crossed that you will secure lending before your funding expires. Keep the faith!

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  • Susan    May 6, 2015

    Dear zidisha team.i want to register my appreciations for your support in improving my salon with the loan.Surely the customers have even noticed the difference now and they keep telling me that they cant miss coming for the hair make-up in my salon.I am proud to be part of zidisha family team.Long live Zidisha and the entire lending fraternity.

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  • Carlos Oliveira Reis    Jan 25, 2015

    Great to know about your success. I hope all success for you !
    Carlos

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    • Susan    Jan 26, 2015

      Thank you for your contribution to my loan, it has helped me in making great progress in my business.
      Thank you again.

      Susan Nyambura

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  • Susan    Jan 17, 2015

    Thank you all my lenders who participated in my first loan.For sure,i have improved my salon business since you supported me.I have bought the cosmetic and added more hair extensions which have made my salon looks modern. Thank you all my lenders and welcome again in my future loan application.Thanks and have a peaceful day.
    Regards,
    Susan Nyambura

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  • Susan    Jan 9, 2015

    Good afternoon my dear lendeing team and the whole zidisha fraternity.it is another new year here with us now and my salon has been doing fine especially on the last festive season which was at the end of December,2014.It is my humble and honor to tell you all the zidisha family that out of your kind support,i made it.I calculated from my December income and for sure there is no comparision with the month of December sales.That is why i have added more amount to be repaid in every week This was made possible by your whole heartedly support through buying more bulk hair chemicals and shampoos which made me to achieve more sales as well as more new clients.Congrats all those made this posiible especiall the lending team.Thank you all.

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  • Susan    Jan 9, 2015

    Good afternoon my dear lendeing team and the whole zidisha fraternity.it is another new year here with us now and my salon has been doing fine especially on the last festive season which was at the end of December,2014.It is my humble and honor to tell you all the zidisha family that out of your kind support,i made it.I calculated from my December income and for sure there is no comparision with the month of December sales.That is why i have added more amount to be repaid in every week This was made possible by your whole heartedly support through buying more bulk hair chemicals and shampoos which made me to achieve more sales as well as more new clients.Congrats all those made this posiible especiall the lending team.Thank you all.

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  • Susan    Dec 1, 2014

    To my loving zidisha microfinance and the lending panel.This is another good day back here in Nakuru County,Kenya and as i had pledged to you,my salon is doing fine and also i have restocked more stock in my salon ready to serve my clients diligently.
    Since i got your funds,i bought some more hair weaves and braids at a cheaper prices and i am reselling them to my clients at a reasonable price,making them coming for the services oftenly and also making more sales than before.I thank you for your kind support and i am proud to be with the Zidisha family.Thank you all and God bless you.

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  • Susan    Nov 19, 2014

    Thanks so much the zidisha team and the whole lending fraternity.
    I have already received your funds yesterday on the 18th,Nov,2014 as loan and i promise all of the zidisha family team that i will put the loan into it's use fully and i guarantee you that i will remain faithful in my loan payments and on time.Kindly accent my joy and gratitude's as i plan ahead to stock my salon tomorrow on the 20th day of November.Thank you and God bless you for your good deeds.Long live Zidisha.

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