Inventory of more equipments in my cyber shop

Victor Amugune

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Victor Amugune

Member since

November 2014

On-time repayments

301 installments  •  51%

About Me

Am a humble Christian and determined to step over the next step of life, in every day I see by the powers and enabling of my Lord's grace. The same principle of love, encouragement and growth is the strength I apply at my business place. Having graduated with a diploma in IT and hustled and searched for job with no vain. I later was funded by my uncle who bought for me a secondhand desktop which i started the business and later on i acquired a second hand laptop from my friend on loan. Am grateful to be part of Zidisha family as large, and hope that by God's grace my hand through the round goes in Zidisha I will get an opportunity to torch somebody somewhere in life.
Thank you Zidisha and lenders for lifting me this far.

My Business

Nax Graphic Design is a graphic design studio focusing on brand identity, promotional items and garment design. I am currently active in several different markets, including working with high schools, event promotions, start-up businesses, churches, local bands and book layouts. I decided to go into business for myself when I had grown as much as possible at my previous job, and all other job opportunities in my field required relocation out of my home County. A friend of mine who owns a business lettering comic books suggested I look into starting my own business from home. I started this business because I love what I do, and because I know I have the drive to succeed. I live a very responsible life, and I would never have made the jump to owning my business and putting my financial livelihood in jeopardy if I didn't know I was going to be successful. My biggest challenge is getting my name out to new clientele, and standing out among the crowd of high end design firms as well as bottom line freelancers.
I use my profits to reinvest in my business and helping my family needs.

Loan Proposal

Given the loan I would like to purchase a laminating machine for my computer shop and to add some printing paper in it too. A laminating machine costs approximately 60$ but I have paid halfway for one and will buy it at 30 $.
I will also use 20$ to buy plain photocopy and printing paper. I have been having a printer and will add another one later on in the year. However, the current demand of students needs at least an additional 20$ of plain paper, approximately 5 rims of 500 A4 sheets in each rim. That’s 2500 A4 plain papers.
This should meet the demand.
I will buy a hardy stapler and a binding machine that costs 33$ and add stationery such as pens, blank CDs and plastic bag folders which are common with the university students. These additions should make me a good profit.
When I type and print on plain paper I usually charge 30 Kshs per paper I print, that’s approximately 30US cents per page. So for 2500 plain A$ papers I should be able to make a profit of around 5,000 kshs (55$) per week.
I will bind proposals at 10$ per 100 to 200 page proposal.
This should enable me pay the loan and safely reinvest my proceeds in the computer shop, eventually being able to purchase an additional computer with the increased proceeds.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$264.40

Date disbursed

Jan 30, 2015

Repayment status

On Time

Projected term

22 months

Cost to entrepreneur

Lender interest: $264.40 at 3.50% annual rate over 22 months = $17.14

Service fee: $51.16

Lenders

C

CWS

Huntington beach, ca, United States

H

Hilke

Bremen, Germany

investor

Candiac, Canada

J

johan

Oslo, Norway

P

Peter

München, Germany

torelizer

Reggio Emilia, Italy

P

Philippe

Adliswil, Switzerland

BelleStarr

Albuquerque, United States

L

lmuenchen

Munich, Germany

I

ideerge

Mountain View, United States

EHTHighSchool

Egg Harbor Township, United States

J

jozua

Delft, Netherlands

H

Hynek

Brussels, Belgium

Zidisha

Sterling, United States

BJ

Brandon Joz

North Carolina, United States

Jeff and Marcie

Portland, OR, United States

C

CheesemanDan

Shanghai, China

Krtecek

Balzers, Liechtenstein

P

proby24

Singapore, Singapore

T

tmsaddress

Orlando, Florida, United States

mikeoberhaus

San Francisco, United States

I

IonutN

Bucharest, Romania

Zal0m0n

Atlantis!!!! x), Mauritania

Evan Lamos

Brussels, Belgium

B

BobHope

United States

Paul Buchheit

Mountain View, United States

B

BigRosie

United States

Ask Victor a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$306.90

Amount remaining

$0.00

Date repaid

Dec 2, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Feb 8, 2015 $10.60 Feb 8, 2015 $10.60
Feb 15, 2015 $0.08 Feb 8, 2015 $0.08
Feb 22, 2015 $2.25 Feb 22, 2015 $2.25
Mar 1, 2015 $2.25 Mar 1, 2015 $2.25
Mar 8, 2015 $2.25 Mar 9, 2015 $2.25
Mar 15, 2015 $2.25 Mar 17, 2015 $2.25
Mar 22, 2015 $2.25 Mar 22, 2015 $2.25
Mar 29, 2015 $2.25 Mar 28, 2015 $2.25
Apr 5, 2015 $2.25 Apr 6, 2015 $2.25
Apr 12, 2015 $2.25 Apr 15, 2015 $2.25
Apr 19, 2015 $0.00
Apr 26, 2015 $0.00
May 3, 2015 $1.12 May 6, 2015 $0.56
May 6, 2015 $0.56
May 10, 2015 $1.12 May 12, 2015 $0.56
May 12, 2015 $0.56
May 17, 2015 $1.12 May 17, 2015 $0.56
May 17, 2015 $0.56
May 24, 2015 $1.12 May 26, 2015 $0.56
May 26, 2015 $0.56
May 31, 2015 $1.12 Jun 2, 2015 $0.56
Jun 2, 2015 $0.56
Jun 7, 2015 $1.12 Jun 18, 2015 $1.12
Jun 14, 2015 $1.12 Jun 18, 2015 $1.12
Jun 21, 2015 $1.12 Jun 18, 2015 $1.12
Jun 28, 2015 $1.12 Jun 27, 2015 $0.56
Jun 27, 2015 $0.56
Jul 5, 2015 $1.12 Jul 7, 2015 $0.56
Jul 7, 2015 $0.56
Jul 12, 2015 $1.12 Jul 18, 2015 $0.56
Jul 21, 2015 $0.56
Jul 19, 2015 $1.12 Jul 21, 2015 $0.56
Jul 21, 2015 $0.56
Jul 26, 2015 $1.12 Jul 27, 2015 $1.12
Aug 2, 2015 $1.12 Jul 27, 2015 $1.12
Aug 9, 2015 $1.12 Aug 9, 2015 $1.12
Aug 16, 2015 $1.12 Aug 24, 2015 $1.12
Aug 23, 2015 $1.12 Sep 8, 2015 $1.12
Aug 30, 2015 $1.12 Sep 17, 2015 $1.12
Sep 6, 2015 $1.12 Sep 17, 2015 $1.12
Sep 13, 2015 $1.12 Sep 23, 2015 $1.12
Sep 20, 2015 $1.12 Sep 23, 2015 $1.12
Sep 27, 2015 $1.12 Oct 4, 2015 $1.12
Oct 4, 2015 $1.12 Oct 23, 2015 $1.12
Oct 11, 2015 $1.12 Oct 23, 2015 $1.12
Oct 18, 2015 $1.12 Oct 23, 2015 $1.12
Oct 25, 2015 $1.12 Oct 23, 2015 $1.12
Nov 1, 2015 $1.12 Oct 23, 2015 $1.12
Nov 8, 2015 $1.12 Nov 1, 2015 $1.12
Nov 15, 2015 $1.12 Nov 15, 2015 $0.56
Nov 15, 2015 $0.56
Nov 22, 2015 $1.12 Dec 11, 2015 $1.12
Nov 29, 2015 $1.12 Dec 11, 2015 $1.12
Dec 6, 2015 $1.12 Dec 11, 2015 $1.12
Dec 13, 2015 $1.12 Dec 11, 2015 $1.12
Dec 20, 2015 $1.12 Dec 11, 2015 $1.12
Dec 27, 2015 $1.12 Jan 9, 2016 $1.12
Jan 3, 2016 $1.12 Jan 9, 2016 $1.12
Jan 10, 2016 $1.12 Jan 9, 2016 $1.12
Jan 17, 2016 $1.12 Jan 11, 2016 $1.12
Jan 24, 2016 $1.12 Jan 11, 2016 $1.12
Jan 31, 2016 $1.12 Jan 11, 2016 $1.12
Feb 7, 2016 $1.12 Feb 12, 2016 $1.12
Feb 14, 2016 $1.12 Feb 12, 2016 $1.12
Feb 21, 2016 $1.12 Feb 12, 2016 $1.12
Feb 28, 2016 $1.12 Feb 29, 2016 $1.12
Mar 6, 2016 $1.12 Mar 10, 2016 $1.12
Mar 13, 2016 $1.12 Mar 10, 2016 $0.79
Mar 25, 2016 $0.34
Mar 20, 2016 $1.12 Mar 25, 2016 $1.12
Mar 27, 2016 $1.12 Mar 25, 2016 $0.79
Mar 30, 2016 $0.34
Apr 3, 2016 $1.12 Mar 30, 2016 $1.12
Apr 10, 2016 $1.12 Mar 30, 2016 $0.79
Apr 6, 2016 $0.34
Apr 17, 2016 $1.12 Apr 6, 2016 $1.12
Apr 24, 2016 $1.12 Apr 6, 2016 $1.12
May 1, 2016 $1.12 Apr 6, 2016 $1.12
May 8, 2016 $1.12 Apr 6, 2016 $1.12
May 15, 2016 $1.12 Apr 6, 2016 $1.12
May 22, 2016 $1.12 Apr 6, 2016 $1.12
May 29, 2016 $1.12 Apr 6, 2016 $1.12
Jun 5, 2016 $1.12 Apr 6, 2016 $1.12
Jun 12, 2016 $1.12 Apr 6, 2016 $1.12
Jun 19, 2016 $1.12 Apr 6, 2016 $0.79
Jul 2, 2016 $0.34
Jun 26, 2016 $1.12 Jul 2, 2016 $1.12
Jul 3, 2016 $1.12 Jul 3, 2016 $1.12
Jul 10, 2016 $1.12 Jul 3, 2016 $1.12
Jul 17, 2016 $1.12 Jul 25, 2016 $1.12
Jul 24, 2016 $1.12 Jul 25, 2016 $1.12
Jul 31, 2016 $1.12 Jul 25, 2016 $1.12
Aug 7, 2016 $1.12 Jul 25, 2016 $1.12
Aug 14, 2016 $1.12 Jul 25, 2016 $1.12
Aug 21, 2016 $1.12 Aug 22, 2016 $1.12
Aug 28, 2016 $1.12 Aug 28, 2016 $1.12
Sep 4, 2016 $1.12 Aug 28, 2016 $0.79
Sep 9, 2016 $0.34
Sep 11, 2016 $1.12 Sep 9, 2016 $1.12
Sep 18, 2016 $1.12 Sep 9, 2016 $0.79
Oct 6, 2016 $0.34
Sep 25, 2016 $1.12 Oct 6, 2016 $1.12
Oct 2, 2016 $1.12 Oct 6, 2016 $1.12
Oct 9, 2016 $1.12 Oct 6, 2016 $1.12
Oct 16, 2016 $1.12 Oct 6, 2016 $1.12
Oct 23, 2016 $1.12 Oct 6, 2016 $0.79
Oct 22, 2016 $0.34
Oct 30, 2016 $1.12 Oct 22, 2016 $0.22
Nov 4, 2016 $0.90
Nov 6, 2016 $1.12 Nov 4, 2016 $1.01
Nov 15, 2016 $0.11
Nov 13, 2016 $1.01 Nov 15, 2016 $1.01
Nov 20, 2016 $0.00
Nov 27, 2016 $88.76 Nov 21, 2016 $88.76
Dec 4, 2016 $98.58 Nov 24, 2016 $46.07
Nov 25, 2016 $24.16
Nov 26, 2016 $13.48
Nov 27, 2016 $7.08
Nov 28, 2016 $3.71
Nov 30, 2016 $2.31
Dec 1, 2016 $1.12
Dec 2, 2016 $0.65

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