Inventory of onions seedlings and organic fertilizer in farm

Patrick Wambugu

Kiawaithanji,nyeri County, Kenya

9% repaid

Entrepreneur

Name

Patrick Wambugu

Member since

December 2014

On-time repayments

139 installments  •  10%

About Me

Hallo everyone,my name is Patrick Wambugu Nderitu.I am a resident of Kiawaithanji location,Kieni East Constituency,Nyeri County.I come from a humble family background and i am a Christian too.I am a father of one wife called Grace Muthoni and a father of four kids.They are Nderitu,(Kiganjo technical college),Wamuyu(Kieni day secondary school),Wothaya(Precious academy ),and Mugwimi(Precious academy).My wife is a tailor here at the Kiawaithanji Shopping Centre.I am a hardworking,dedicated and ambitious man where i focus far in regarding my future entrepreneurship.That is why i have started a small farming in Kiawara and i grow red onions and wairimu beans which they mature early compared to other crops.Thank you all.

My Business

Hallo everyone in Zidisha Micro finance and the lenders at large.My name is Patrick Wambugu Nderitu.I practice farming as my business.In my land is where i practice this agribusiness activities and i have been doing this for the last 7 years now.Initial i had leased a plot to do farming and since i had been getting quite good profit,is what made me to look for a land and i bought mine.Now i do farming in my own shamba/farm and at the same i reside at the same farm/shamba,where i had built a semi-permanent house of three room for my family.
For like three years now i changed completely and concentrated with red onions and Wairimu beans which are fast moving and in high demand in surrounding towns and to my area customers and this has even made me to for a mile and leased one more acre of land so that i can satisfy my customers ever growing demand.For this case,i have been finding myself in financial constrains,which sometimes made not to meet my customers needs.This made me to look an alternative sources of some capital and that is how i came to know the Zidisha Micro finance.I am kindly requesting the Zidisha Microfinance to fund me so that i can buy more seedling for the onions,D.A.P fertilizer and beans from MEA limited which they are a bit expensive for me,but through your kind assistance i will make to buy them and plant this planting season of the year,as we are now in rainy season.It is my wish that after i buy the seedlings and the fertilizer,i am confident that i will have all it takes to feed the nation.This is my humble plea to the entire Zidisha fraternity to fund my loan so that i can satisfy the ever growing demand from my customers.Thanks and be blessed.

Loan Proposal

Thank you so much the Zidisha team and my worthy lenders for considering growing/boosting my agribusiness activities.The first loan was of great help to me and to my customers too,The Zidisha loan enabled me to buy the seedlings & the fertilizer in large quantities.After i harvested my produce,i was able to get good revenues,thus servicing my loan without any problem.
Now i am back to you my worthy lenders to help me in buying more red onion seedlings for my farming agribusiness which are somehow very expensive.
From your kind assistance of boosting my project,I will be able to buy the following:
a)50Kgs Organic fertilizer at a cost of Kshs.4,450.estimated at U.S.D-49
b)3 Kg Red-Onions from Kenya seeds company seedlings at a cost of 7,500.estimated at U.S.D-82.50
(c)100 ml Pesticides at a cost of Kshs.950.estimated at U.S.D-10.40
l will be able to be repaying my loan on a weekly basis for now from the produce that are in my farm, since i am almost harvesting the next lot of beans in the few weeks to come.
Thank you for now and i am humbly inviting all the willing lenders to participate in my loan funding.Thank you in advance to you all.Long live Zidisha team.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$143.00

Date disbursed

Apr 9, 2015

Repayment status

Late

Projected term

29 months

Other loans

Lenders

M

Mårten

Inden, Switzerland

Bhayl

Stavanger, Norway

fairspirit

Utrecht, Netherlands

Richard Griebe

La Jolla, United States

E

E

Marin county, United States

DennisM

Netherlands

ES

Ed Sikorski

United States

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  • Lewis    Aug 17, 2015

    Hi patrick,
    am humbly requesting you to talk to rose wanjiku and remind her to repay her dues. I understand you invited her to zidisha.
    Lewis njau
    v.m

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  • Patrick Wambugu    May 1, 2015

    My worthy zidisha team and the lensers,i salute you all.I'm doing fine and my businesss is also good although i have been having up & down which is normal in this life.
    I would like to reschedule my payments of this coming weekend to a lower size and later i will change to a bigger amount.This slowness was caused by the big rainfall raining in Nyeri,thus making the roads to my farm impassable by my customers.We are planning to take a quick measure to see that the road is passable by the motorist.Kindly bear with me this week.Thank you.

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  • Mårten    Apr 30, 2015

    Dear Patrick,
    how's it going? Did you manage to get the required amount of seedlings and fertilizer?

    I saw that you've missed a couple payments. Remember, if paying the monthly amount is proving difficult you can always reschedule the loan: what's important right now is that you don't miss any more payments.

    All the best,
    Mårten

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  • Patrick Wambugu    Apr 9, 2015

    To my dear lenders.
    Iam happy and thankful to the lender DennisM, Morten, fairspirit, Bhayl, griebe, E and EdSikorski for your generous support and the kind contributions towards my loan funding.I want to thank you all for making it possible.Now i am preparing to buy the said seedling and the organic fertilizer immediately i get the funds.Thank you and god bless you all and the Zidisha Microfinance team.Regards.

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  • Patrick Wambugu    Apr 8, 2015

    Dear lenders,
    I wish to express my joy and happiness to all of you for financing me the seedlings.My faith still strong that you are going to fund the remain amount of 62 dollars to complete my loan request.Now i am inviting more lenders to kindly lend to my loan.Thank you in advance to you all for the good deeds in empowering me.
    If it was not the support from you through the Zidisha Microfinance,I could be far behind in my farming activities.Thank Zidisha for making us grow.Thanks.

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  • Patrick Wambugu    Apr 4, 2015

    To lender DennisM & Morten,I assure you that you funds are highly accepted and thank you for entrusting me with your hard earned money.
    To other Lenders,i am pleading to you all to support my loan into completion.The seasonal rain has just begun and i am eagerly waiting for your support through the loan.I have already prepared the land waiting to plant the Onion seedling.Hope you will consider my loan and fund it.Thank you all

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  • Patrick Wambugu    Apr 3, 2015

    Thank you all my worthy lenders for your kind and generous support in my agribusiness activities in my small farm.From the previous loan you rendered me,i was able to buy the seedlings which actually are very expensive to buy at once but from the support you gave me,i was glad to buy the seedlings and after my harvest,i got a good deal and got my profit better than ever before.
    Now i am back to you once again,to request for more support.This tome round I'm going to buy the Organic fertilizer,which according to the extension agricultural officers from the Agriculture ministry, are recommending us to use it.They are saying that the soil PH in my area is good when using the organic fertilizer rather than the D.A.P fertilizer.
    I am kindly welcoming you all the LENDERS to support my project so that i can get the onion seedlings,pesticides and the Organic fertilizer ready for planting in my farm.Thank you and welcome for the support.

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  • Patrick Wambugu    Apr 1, 2015

    I will be paying my loan this time round half of what i had committed to pay.This because the customer who had pledged to clear the goods looks somehow slow in getting in touch with me.kindly rectify the payments timetable as i am begging so.Thank you for now.

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  • Patrick Wambugu    Mar 27, 2015

    To all my good people in the lending panel and the zidisha team in general,I want to really appreciate your good deeds unto me.The support you gave me nowhere else i could have got to support my project and i appreciate for that.For sure now i have harvested my red onions and i am almost to sell all the produce that i had harvested four days ago.Through your kind and generous support we have made it.Now that i have some good profit compared to my previous harvest,I will be paying my loan in larger amount compared to what i had been remitting to you sometimes back.
    Now I am preparing my land for another season of planting the coming month.Thank you for being my close friends especially when i was in need.Regards.

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  • Patrick Wambugu    Mar 27, 2015

    To all my good people in the lending panel and the zidisha team in general,I want to really appreciate your good deeds unto me.For sure now i have harvested my red onions and i am almost to sell everything that i had harvested four days ago.Through your kind and generous support we have made it.Now that i have some good profit compared to my previous harvest,I will be paying my loan in larger amount compared to what i had been remitting to you sometimes back.This will also make me to start preparing my land for another season of planting the coming month.Thank you for being my close friends especially when i was in need.Regards.

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  • Patrick Wambugu    Mar 25, 2015

    Hi my lenders across the Globe.I have been faring well in my small farm and i have already harvested my red onions and sold them out to my customers yesterday.The produce was of good quality (first grade)which enabled most of my customers to rush for it .Since the sales was good compared to the previous one,i will be offsetting my loan as early as next week.Thank you my lenders for keeping me moving and also supporting my project.I love you all.
    Regards,
    Patrick Nderitu.

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  • Patrick Wambugu    Feb 11, 2015

    Good morning all my dear lenders.Today being on the Wednesday here in Kenya,the weather looks pretty sunny and cool.My family too are doing fine and my farm business is pushing hard to see that i feed the nation.Currently,my red onions are almost to be harvested and i expect good returns since all the customers across the nation are coming for the goods here.I am determined to see your success towards funding me being our success to all of us.Thank you so much.

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  • Joel    Jan 27, 2015

    hello to all honorable lenders; I am making effort to reach Mr. Patrick Wambugu in regard to his 25th Jan. installments and I would like to assure you that I had earlier interacted with him and he is a trustworthy farmer who would like to grow together with Zidisha.
    I seek for your resilience as I resolve this issue.
    Thank you all, Thank you Zidisha.

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  • Patrick Wambugu    Jan 24, 2015

    Thank you Zidisha team for giving me this opportunity and for the support in my agribusiness activities.I would like to request from the management if it is possible,to change my payments for a lower installment of ksh.200.This will happen for only two weeks only and after then i will add more amount in my payments.Thank you in advance.

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  • Thomas    Jan 2, 2015

    Dear Patrick, all the best success with your farming and good luck!

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    • Patrick Wambugu    Jan 17, 2015

      Thank you Thomas for your kind and good advice.I am really doing all i can to make sure i make it in this agribusiness acitivities.Thank you and have a good day.

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  • Patrick Wambugu    Jan 2, 2015

    To all my lenders who really shown me a humble and kind heart to my farming ,i sincerely say THANK YOU.You have demonstrated a trust in me and loaned me your hard earned money.I promise you all that i will use the loan in the specified areas/reasons in order for me to have more income after the harvest.Thank you once again and enjoy you NEW YEAR this a style.Thanks alot

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  • Patrick Wambugu    Jan 1, 2015

    To lender Voscke from Singapore and lender Haim Si from Mexico,your funds/support is highly accepted and your efforts to support my farming activity is much appreciated.More thanks to other lender on board as you prepare to support my project.Lovely happy new to you all.

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  • Patrick Wambugu    Dec 31, 2014

    Thank you DennisM for your trust in me for the kind support you have shown to me.I really thank you for the support.To the other willing lenders kindly support my loan so that i can be able to buy the seedling and the D.A.P fertilizer.Thank you in advance and you are most welcome.

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