Quality seedlings and fertilizer for kale farming

Valarie

Losogwa Village-nyahururu Town,laikipia County Near Laikipia University Main Campus And Moonlight Ho, Kenya

13% repaid

Entrepreneur

Name

Valarie

Member since

December 2015

On-time repayments

217 installments  •  12%

About Me

Hi all.
To start with,My names are Valarie Jebet Kipronoh.I was born and brought up in Baringo district,Kabarnet Division,Ekwalel Location,Riwo village. Iam a mother of one daughter and a dedicated wife to Mr.Kamanja.I am also a small scale business lady here in Losogwa village-Nayahururu.
During my education era,I had a good opportunity to learn by attending good performing school at the same village courtesy of my parents until I completed my O level education which I did my Kenya Certificate of Secondary Education (K.C.S.E) final exams.
Later on after my O level education,I relocated to Nyahururu to look for a job employment.I happened to get one at the Tree-top Hotel as a cook.I happened to be in employment for a two years and nine month period and later I quit the job so that i can concentrate with my own small business in agribusiness activities,since I had leased a small portion of land .At first,it was not business as usual for the reason being in a different field and the activities it involves.Now i am proud to be in this agriculture business dealing with fresh green produce.

My Business

After I quit employment,I had identified a different field which was in agriculture sector.The reason was that I realized the potential in agribusiness and the great demand it occupies compared to the current supply.The fact that most of my neighbors are in employments,this gives me a new strength to cultivate the remaining piece of land and I planted Kales and spinach,which they takes a shorter period of time before you start harvesting.The two produce,goes together in terms of daily demands especially here in my town,making the supply to be low compared to the production.
I have been in this agribusiness for the last four years now and I have been cultivating my land all year long.The climatic condition here is very friendly and humane,as we experience the rains almost throughout the year period.The vegetations I plant normally sells them in the nearby town which is cohabited with the villagers,University students and the Hotels.I have a daily main orders from the neighboring hotels and the villagers as well,making the demand of the green produce to double.The goodness with my vegetations that i normally plant my seedlings using the organic fertilizer although I use the herbicides from the local companies.
My monthly total sales at now stands at Kshs.26.200.After I deduct my total expenses plus the labour , I am left with an average Kshs.9.000.From the portion i had cultivated,it has made me to add the remaining part of land since the land is on a half an acre land,I am intending to cultivate the other part and plant the same produce as they take a shorter period of time compared to other vegetations.
Through the Zidisha loan,I will be able to buy the quality seedlings and the organic fertilizer in bulky and pay the laborers in my farm.This will translate a good harvest after a month's time and I will make me to feed the entire city and meet my daily supply targets as well as improve my family living standards from the profit I will get.Thank you all in advance the Zidisha team from making me realize my dream in agribusiness.Welcome.

Loan Proposal

Thank you Zidisha team .From the zidisha loan I am intending to expand my farming activities by purchasing more quality and certified seedlings from Simlaw seeds company at a cost of 22 dollars.Also I am intending to purchase Organic fertilizer at a cost of 34 dollars.The two items will help me improve my farming as well as improving my profit.Thank you all in advance for the kind support.Welcome all.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

Dec 17, 2015

Repayment status

Late

Projected term

50 months

Lenders

T

Tallago3

Munich, Germany

R

rholden

glen iris, Australia

R

ram1919

San Jose, United States

S

SheilaB

Nashville, United States

H

howard

Vence, France

Anna Hoad

Toronto, Canada

Dayton

Vancouver, Canada

Arend Thorp

Brooklyn, NY, United States

C

Christian

Switzerland

TA

Tomi Astikainen

Helsinki, Finland, Finland

Taylor

Memphis, United States

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  • Valarie    Aug 9, 2016

    I would wish to sincerely ask if it is possible to change my payments on my loan at a lower amount for the time being.I kindly need more time to work on my farm so that I get good returns.Thanks in advance the entire fraternity.

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  • Valarie    May 2, 2016

    Hi all zidisha team and the kind and generous lenders.I'm blessed to be part of this big team which is so friendly ,supportive and prayerful to each other.My farming has been doing great as I have been able to harvest my crops on a weekly basis just through your support.Now I can supply to all my orders without fail and they pay me back promptly.Soon i will be upgrading my weekly installments after i sell this month's stock.Thanks once again for making my agribusiness a one step ahead.Regards.

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  • Peter    Jan 14, 2016

    Dear lenders

    I spoke to valirie and she promised to update her payment by the end of the week.

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  • Valarie    Dec 16, 2015

    Thank you zidisha team and the lenders for supporting my loan.I believe that now my farming business will grow more into another higher level through the kind support from the lenders.thank you and be blessed.
    Yours faithfully,
    Valarie

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  • Patrick    Dec 15, 2015

    Hallow All,
    Kindly visit my profile and help me raise funds for my business before my proposal expires.Thank you

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  • Valarie    Dec 11, 2015

    Dear all the lending partners.I kindly welcome you all to support my project.Thank you in advance as you prepare to contribute.May God bless you abundantly.Kind regards.

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