Warm children's wear for my secondhand clothing business
Eunice Waithera
Mutukanio Village,njoro District, Kenya
10% repaid
Entrepreneur
Name
Eunice Waithera
Member since
January 2015
On-time repayments
50 installments • 16%
About Me
I am Esther Waithera Waithaka. I was born the year 1971 in Gichobo village, Lare location, Njoro division, Kenya. I am the second born in our family of seven children and my two parents, Mr. and Mrs. James Waithaka. In early 1992, I relocated to Mutukanio village near Egerton University, Njoro sub-county, and got married to Mr. Richard Njoroge. After our marriage which was solemnized at the Holiness & Repentance Church of Yehovah, it gave us another life mileage and to welcome the challenges in our normal lives.
For now, God has blessed my family with four children (1 girl and 3 boys). The girl is called Monicah and she attends the J.K.U.A.T, Juja Campus for the Entrepreneurship course, while the other 3 boys are in Lamudiac Secondary School in form 2, 3 and 4, respectively.
My Business
I work in secondhand clothes selling industry. I sell secondhand clothes here in Egerton, Njoro-Kenya. I usually get the goods in wholesale price from Nakuru town, some 13 kms away from Egerton, Njoro. I buy the goods in every Monday of the week. I specialize in selling ladies' skirts, t-shirts (unisex), dresses, and ladies' tops. Mostly the customers comes for the clothes in large numbers since I sell quality, neat, cheap prices and long-lasting clothes.
In a week I can make an average total sales of Kshs. 55,000. Then I restock with 1 bale of skirts at kshs.14,000, 1 bale of t-shirts at kshs. 12,800, and 1 bale of dresses at kshs. 18,000 (total=44,800). The profit I get ranges from kshs. 9,000 to kshs. 13,000, depending on the transportation of the goods from the town. The American Khaki was bought at Kshs. 12,500,and I was able to make a profit of Kshs.7.250. This shows that my business has the capability of making more profit and growing.
I therefore come to your aid in the Zidisha microfinance community for assistance, so that I can buy 1 bale of children's wear (chakara), for which the demand is growing tremendously in secondhand. I will be much grateful with your kind support in my second loan from the Zidisha Microfinance team. God bless you. Regards.
Loan Proposal
I am gratetful for this second opportunity of applying for a loan in Zidisha to support my secondhand business.
In this second loan, my proposal is to add secondhand clothes for my clients. I am planning to add one bale of second-hand chakara (children's clothing), which are in good in quality and quantity, due to its long-lasting and the best quality material. I am kindly requesting the Zidisha team to support my second loan so that I can stock the goods for the kids. You will be helping my clothes business to grow through Zidisha.
The 1 bale of kids' clothing (chakara) will be costing Kshs. 9,500 (USD $99)
Transportation cost of the bale to my shop will be Kshs. 500 (USD $6)
I remain faithful in my payments and loyal throughout my stay in Zidisha. Thank you.
About Me
I am Esther Waithera Waithaka.I was born the year 1971 in Gichobo village, Lare location, Njoro division,Kenya.I am the second born in our family of seven children and my two parents,Mr and Mrs.James Waithaka.In the early 1992,i relocated to Mutukanio village near Egerton University,Njoro sub-county and got married by Mr.Richard Njoroge.After our marriage which was solemnized at the Holiness &Repentance Church of Yehovah,it gave us a another life milliage and to welcome the challenges in our normal lives.For now God has blessed my family with four children(1 girl and 3 boys). The girl is called Monicah and she attends the J.K.U.A.T,Juja Campus for the Entrepreneurship course while the other 3 boys are in Lamudiac secondary school in form 2,3and 4 respectively.
My Business
I work in second clothes selling industry.I sell second hand clothes here in Egerton,Njoro-Kenya.I usually get the goods in wholesale price from Nakuru town,some 13Kms away from Egerton,Njoro.I do buy the goods in every Monday of the week.I specialize in selling ladies skirts,t-shirts(unisex),dresses and ladies top.Mostly the customers comes for the clothes in large numbers since i sell quality,neat,cheap prices and long lasting clothes.In a week i can make an average total sales of Kshs.55,000.Then i restock with 1 bale-skirts at kshs.14,000, 1 bales T-shirts at kshs.12,800, 1bale of dresses at kshs.18,000 (total=44,800). The profit i get ranges from kshs.9,000 to kshs.13,000 depending on the transportation of the goods from the town.The American Khaki was bought at Kshs.12,500,and I was able to amke a profit of Kshs.7.250.
This shows that my business has the capability of making more profit and to grow.
I therefore,come to your aid in the Zidisha micro-finance for the assistance,so that i can be buy 1 bale chidren's wear (chakara) which the demand is growing tremendously in second hand. I will be much gratetful with your kind support in my second loan from Zidisha Micro-finance team.God bless you.Regards.
Loan Proposal
I am gratetful forthis second opportunity of applying my loan in Zidisha to support my second-hand business.
In this second loan my proposal is to add the second-hand clothes for my clients.I am planning to add one bale of second-hand chakara whcih are good in it's good quality,and quantities due to it's long lasting and the best quality material.I am kindly requesting the zidisha team to support my second loan so that i can stock the goods for the kids and you will be helping my clothes business to grow through Zidisha.
The 1 bale kids (chakara) will be costing Kshs.9500.USD-99
Transportation cost of the bale to my shop Kshs.500-USD-6
I remain faithful in my payments and loyal throughout my stay in Zidisha.Thank you.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$105.00
Date disbursed
Jul 7, 2015
Repayment status
Late
Projected term
8 months
Other loans
Lenders
United States
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