New computer monitor for photography / graphic design

Oscar

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Oscar

Member since

September 2014

On-time repayments

332 installments  •  78%

About Me

I am 30 years old, married with two children Favour Blessing and Trevor Mark,
Professionally I am a graphic designer, web developer, photographer. I have always dreamed of becoming an entrepreneur at a tender age and run my own business, I finished my high school with a very good grade joined Nairobits school of digital design and graduated with Diploma in journalism and media studies from Regional Institute Of Business Studies, I joined Advertising and Marketing sector working in different Design Agencies and productions studios gaining valuable skill and market experience before venturing into private practice.
I love soccer, skating, basketball, traveling and learning new culture from different part of the nation and am ardent fan of short film documentaries.
My main focus is to grow my business into a big brand both local and international and expand my service to a wider clientele base.

My Business

My services involves creating digital content for online and print,these are graphic design,photography,social media marketing and video production.
The world is evolving socially and has fully adopted new technologies from smart phone,smart TV,social media platforms like Facebook,twitter,LinkedIn,whatapp, thus demand for digital content as we are moving to world digital migration form analogue to digital broadcast.
I choose to venture into this field become i have passion and skill in creative arts a very competitive field and there is huge demand for digital content, Branding, Digital marketing, Digital Content creation, Web Design and Development, Software development (both desktop, mobile and web) Cinematology and Video production.
My typical costs are:
$80 on print media advertisement through posters and fillers
$100 on rent and electricity.
$60 on logistics.
$250 on inventory purchase.
$90 on machine maintenance and repair,video camera,lens,computer and software installation
$20 on internet bundles for my modem and airtime for booking appointments with clients.
My average revenues per month are $600.
My profits are on average of 30% of my revenues, I pay for my son school fee and also fund my own education, I use majority of the profits on home improvements reinvest back in growing the business to the next level.

Loan Proposal

Dear lenders if granted this loan I will be able to purchase a new Dell E Series E1912H 18.5" TFT Monitor to supplement my current studio set up. With this new monitor I will be able to work in dual screen mode
Further boosting my production time while working on client projects during motion graphics and visual graphics. Effectively improving my service delivery.
I also plan to employ at least 2-4 people who will assist me with production, Hence creating job opportunities to empower the community and change their life for better.
I assure you Lenders I will be submitting my weekly repayment promptly as stated in Zidisha terms and conditions.
Thank you for your kind support lender,Zidisha Team for creating this Platform were community can be empower economically

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$237.00

Date disbursed

Oct 29, 2014

Repayment status

On Time

Projected term

7 months

Other loans

Lenders

M

marcmesich

Kaohsiung, Taiwan

ShaneHeneghan

Galway, Ireland, Belgium

T

thebonseung

Republic of Korea

Z

zvrk2014

Brookline, MA, United States

D

DandS

United States

Agerfar

Aarhus, Denmark

Laparo

Dusseldorf, Germany

organic

Portugal

K

Krandor

Netherlands

C

CSM

Berlin, Germany

Ask Oscar a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Oscar    Sep 9, 2022

    I had financial difficulties in the past few months, am currently working to clear my current balance before end of year 2022

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  • Oscar    Mar 16, 2021

    Thank you Lenders
    for your continued support, am currently behind my weekly schedule but I do promise I will update my account accordingly and in good time

    Asante sana

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  • Oscar    Mar 10, 2021

    Dear Oscar Alochi,

    This is a final notice that we did not receive your loan repayment of 2,655 KES, which has been past due since Jan 31, 2021. Your loan is scheduled to be transferred to a collection agency, including listing your name with the Credit Reference Bureau (CRB), on Apr 10, 2021.

    Please make the past due payment immediately following the instructions below. If you are unable to make the past due payment immediately, you may use the 'Adjust Installment Amount' page of your member account at the Zidisha website to reduce the past due repayment to an amount you can easily pay.

    If you do not adjust the installment or we do not receive the past due amount by Apr 10, 2021, action will be taken including listing your name with the CRB, preventing further access to loans from lending institutions in the future.

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    • Oscar    Mar 10, 2021

      How am i supposed to make adjustment while the option for adjusting weekly payment is locked to Ksh 1128 per week.

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  • Oscar    Mar 9, 2021

    Kindly assist am unable to adjust my loan payment downwards, I need your support I have written several emails to the Zidisha team since January 10th, 2021 till now but all in vain.

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  • Janice    Feb 10, 2021

    Oscar will be updating his account come next week as he will be paying the balance in full.

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    • Oscar    Mar 9, 2021

      Thank you Janice for follow up I truly appreciate your effort.

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  • Oscar    Nov 27, 2020

    Thank you lenders for your continued support I truly appreciate it and I will do my best to make my weekly payments on time.

    Asante sana God bless you and your family

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  • Oscar    Oct 16, 2020

    Thank you for your support

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  • Oscar    Sep 7, 2020

    Thank you lenders for continued support towards my projects I truly appreciate and am sure by the end of this year I would have completed my loan payments

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  • Oscar    Jul 20, 2020

    Thank you lender for your continued support and patience

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  • Oscar    Jun 19, 2020

    Thank leaders for support me all throughout the Covid-19 period, I say Asante Sana

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  • Oscar    May 8, 2020

    Thank you lenders for continuing support

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  • Oscar    Mar 27, 2020

    Dear lenders
    Thank you for your patience am working towards resettling of my loan within the time frame

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  • Oscar    Feb 14, 2020

    Hi, Lenders
    Thank you for you support i truly appreciate.
    Regards

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  • Oscar    Jan 3, 2020

    Dear lenders,
    How are you doing, I hope all is fine and new year 2020 will be a great year kindly allow me to adjust my weekly payments.
    Thank you so much for your patience.
    My regards and happy New year

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  • Oscar    Nov 24, 2019

    My humble request to adjust my weekly payments
    Thanks & Regards

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  • Oscar    Oct 12, 2019

    Dear lender kindly allow me to adjust my payment schedule for the next 5 weeks
    Thank you

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  • Oscar    Aug 30, 2019

    Hi, Lenders
    How are you doing once again am here to ask for your permission to adjust my payment.

    Thank you
    My Regards

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  • Oscar    Jul 19, 2019

    Dear Lenders
    How are you doing as i promised i will be making sure i submit my weekly payments on time

    Thank for your understanding

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  • Oscar    Jun 7, 2019

    Dear Lenders
    Thank you for your support and believing in me, i assure you to complete my loan repayment on time and never to disappoint you although right now life here in Kenya is a bit challenging i will keep my word to also repay my loan .

    Regards

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  • Oscar    Apr 28, 2019

    Dear lenders
    Kindly allow me to reduce my weekly loan repayment for now as I sort out my finances
    Thank you so much for your support

    Log in to reply • Share


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