Inventory purchase of airtime and sim pack

Entrepreneur

About Me

I am 32 years old,married with two children,professionally am customer care executive/Administrator,currently am running my own business, in early 2013 i was fired from my work become i was pregnant with my second born child and that was my turning point in life i decide to venture into business in mid 2013 till today and am not turning back
Growing up, I've been bullied, abused, and neglected. I've always had to defend myself from what others thought of me and embarrassed to say that my life has never really been so great. I've been envied by people close to me (who don't know my story), but through it all, God helps me to see the good in people regardless of their past or present. I realize that I can't influence anyone's life for the better if I harbor bitterness, So I have chosen to see myself the way God sees me, and let go of anything that' keeps pulling me back. Its not an easy journey, but I'm blessed to know that I'm growing stronger everyday. I would like someone to look at my life and find strength in God to preserver and keep trusting that he is using you to make a difference! His purpose for you is greater than what you see! Be encouraged by knowing that i am a woman with no limit,hardworking , Entrepreneur and well focused

My Business

My Business involve purchasing of Airtime,Sim cards, sim swap in wholesale form Telecommunication Company namely Safaricom , Airtel ,Orange,Yu,in Nairobi CBD and supply them to vendor within Nairobi Central Business District and its suburb at a profit of 2.5%-3%,i usually start with the shop outlet around where i live then proceed to other areas,communication is very vital and without airtime things will be very difficult i have to deliver them on a daily bases because they are used daily to facilitate communication and demand is very high,mobile phone has become part of our life.
I choose this kind of business because it was very unique and most woman shy away from it as they prefer white coral jobs,i start with a capital of $500 dollar form women chama(micro-finance) or Table banking on a good day i can make between $5-$10,in a month it translate to round $250,i use 30% of the revenue for home improvement,10% for my first child education and the rest 60% reinvest back in growing my business,in the next 1 year i plan to expand my business so that i can include mobile money transfer service(M-pesa)and other banking agents service

Loan Proposal

Dear lender if granted this loan i will use the money to increase my stock of airtime to boost my current market demand through your help,i will purchase new stock worth $ 40, and Sim pack worth $10
I will be able to purchase extra stock to meet my customers demand, which keeps on growing every day. I will buy direct from safaricom dealer who sell at subsidized prices. I will then sell them at retail hence boosting my profit margin.
I also plan to expand my business to include money transfers(M-pesa) and employ at least two people who will assist me with operating M-pesa service and the other one supplying airtime to different shop while,I am away to buy more stock. Hence creating job opportunities to empower the community.
I assure you I will be submitting my weekly repayment promptly as stated in Zidisha terms and conditions.
Thank you for your kind support and transforming life of many individual by empowering them economically am a women with no limits a go getter.

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