Investing in my mobile money business

Joel Owusu

Koforidua, Ghana

71% repaid



Joel Owusu

Member since

November 2020

On-time repayments

10 installments  •  50%

About Me

My name is Joel Owusu. I was born in a family of three and am the second born. I completed Secondary school in 2018. I have not attend a college nor university, and my mind has been good for business and I want to develop myself in that way due to lack of income. I have been struggling to reach up to my expectations in business, I hope Zidisha will help me just like you people are helping others. And I also believe in helping others who don’t have some, been poor doesn’t mean is the end. And wish to become the biggest Mobile Money merchant in my country.

My Business

I’m a mobile money agent. I choose this business because it’s what people are using to transfer and receive money easier and faster. The business also help to reduce the spread of this pandemic system we are now ( Corona Virus )

Loan Proposal

The mobile money transaction helps a lot, because it makes money transfer and receiving easier. I don’t have much money in my business, I also find it difficult to transfer or even when someone is about to withdraw his/her money, I don’t have the actual amount to give, so am requesting this loan to improve my business. I believe that this loan can help my wishes come true, been a great and biggest mobile money merchant in my country and help others too.

Income Source

Every business has a risk. Am a hard working man, so if any risk that comes, I will face it and sure to solve them immediately as I promise to pay my loan on time. The economic climate something changes the business, but wish to pay my loan on time that can lead me to be free and fair.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Dec 14, 2020

Repayment status


Projected term

2 months

Cost to entrepreneur

Service fee: $8.10

Credit risk payment: $10.51



hove, United Kingdom



United States


Andy Marston

United Kingdom

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