Help me pay for materials for my wallpaper-fixing business

Richmond

Kumasi, Ghana

100% repaid

Entrepreneur

Name

Richmond

Member since

January 2017

On-time repayments

134 installments  •  90%

About Me

I am Richmond Boakye and I live in Kumasi in the Ashanti region of Ghana but stays in Accra. I am also a recent graduate from the University of Ghana, Legon and I studied Geography & Resource Development and Psychology. Zidisha did help me with my upkeep by funding my wallpaper business while in school. When I completed senior high school, I stayed home for a year before university because of certain factors with the financial barrier being one of them and I am someone who always likes to use his time wisely so I continue to challenge myself.

My enthusiasm made me used my gap year at home to learn Graphic designing which become a useful skill when I entered University. Again, my keen interest in graphics made me enter in wallpaper fixing business and it was through an interaction with my roommate that’s how I was introduced into Wallpaper Fixing business when I entered the University of Ghana. Wallpaper Fixing is similar in a way to graphic designing because both require some sense of creativity and it's also a form of arts/designs.
In the university community, most students like to make their room look cool and nice because their room tells more about who they are. Wallpapers in student rooms were the new catch which is growing in demand and as an entrepreneur, I took advantage of the market.

Although I have interest in Arts I would like to become a global business and research leader especially in the field of tourism and business development which I see as a tool to create new jobs and economic growth.

In lieu of this, I have applied to Masters in tourism studies at Mid Sweden University which they have admitted and granted me a Tuition fee scholarship. They have one of the leading tourism research centres in Europe and I would like to take advantage.

My Business

I am currently working as National service personnel at the office of Research Innovation and Development in the University of Ghana which I am being paid a monthly allowance. I also take on occasional room designing jobs.

I will be able to make payment to Zidsha through my allowance from the University of Ghana and other jobs I get along sides.

Again, if I am not able to finish with payment while in Ghana I promise to continue with payment when I start my studies in Sweden.

Loan Proposal

i will add the GHC33 to my current money which will be used to purchase materials
needed in the wallpaper fixing business.
The Wallpapers cost $34 -46 for 2 yards depending on how the customer wants it .

The profit i sometimes gets from this business helps me to support myself in school.
i sometimes get a profit of $14 -$23 per service .
the surplus of the profit after supporting myself are saved .

Feedback

2

None

None

  • Jane    Jul 13, 2017

    Paid back 100% again! Great entrepreneur who gets the job done :)

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  • Jane    Jun 1, 2017

    Awesome, motivated young man, pays back 100% !

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Loan Info

Project Type

Classic Loan

Disbursed amount

$8.00

Date disbursed

Jan 13, 2017

Repayment status

On Time

Projected term

2 months

Lenders

Paul Buchheit

Mountain View, United States

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Paul Buchheit

Mountain View, United States

daniel

maryborough, Australia

Ask Richmond a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Richmond    Jul 27, 2020

    Thank you, lenders, for the loans. You have all been supportive throughout my journey from bachelors (Ghana) to Masters (Sweden). It has been a daunting journey but I must say I like the challenges because it has taught me much about life.God bless you all.

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  • Richmond    Jul 12, 2020

    I would like to reduce the amount for now and pay it fully later.

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  • Richmond    May 12, 2020

    I would like to readjust my payment plan for a month due to the loss of my part-time job.

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  • Richmond    Mar 2, 2020

    Will resume normal Payment schedule soon.

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  • Agnes    Feb 9, 2020

    I call the applicant but he couldn't answer my calls so I was able to spoke to one of his reference whom he said he will talk to him to make the payment thank you

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  • Richmond    Jan 20, 2020

    Dear lenders,
    I have been trying to pay with my card for days now and this is what i always get
    "We could not charge this card. Reason: INVALID_REQUEST: Relationship not found for merchantID 3057FL17, card type VC". I have tried with other cards but still gets the same response.This is the card I have been using to make payments since i moved abroad however, i have sent a message to zidisha using the help button and I am hoping it gets resolved soon.

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  • Richmond    Dec 9, 2019

    Dear lenders
    Sorry for the delay with the payments but I have now gotten a part time job since I moved here and will resume my normal repayment schedule as soon as possible.thanks

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  • Richmond    Dec 9, 2019

    I have now gotten a part time job and hopes to finish my payment by early January.thanks for your patience.

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  • Richmond    Oct 8, 2019

    Hello,lenders I am sorry for my delay in payments.I am now sorting our things relating to social security number, bank account and a part time job and hopefully everything will be solved soon.I will resume payment as agreed.Thank you

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  • Richmond    Aug 19, 2019

    Dear Lenders,
    I have used the loan to buy travelling bags and some for other travelling expenses. For now, I would like to reduce my instalment amount and will do well to resume back to my initial agreed amount.
    Thank you for your support and trust.

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  • Richmond    Aug 15, 2019

    Dear Lenders,

    Please, I have now received the loan and I will keep you updated on my progress.
    Thank you

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  • Richmond    Aug 11, 2019

    Dear lenders,
    Please the loan I requested have not yet been credit to my bank account although it shows on my profile that it has been disbursed.
    I don’t know what the fault is but I am trying to resolve it as soon as possible with Zidisha.
    Will keep you updated once the loan has been credited to my account.
    Thank you.

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  • Richmond    Aug 8, 2019

    Thank you lenders for funding my loan.I will keep you updated on the outcomes.

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  • Mary    Aug 7, 2019

    I have no doubt you will be successful in whatever business ventures you undertake in the future Richmond!

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    • Richmond    Aug 7, 2019

      Thank you Mary for such an inspiration and trust in me.
      God bless you and I wish you the best in your work!

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  • Richmond    Aug 2, 2019

    Dear lenders ,
    As I already updated you on the outcome of my permit application.I have been granted it now and I am now preparing for my journey to Sweden. Wish me luck!

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  • Richmond    Aug 1, 2019

    Hello lenders,
    Please I have been granted the study permit now.Thank you for all your support.God bless you you all.

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  • Richmond    Jun 9, 2019

    I will be visiting Abuja on Monday and a considerable amount of my savings have been invested in the trip. I would, therefore, resume the normal repayment schedule in due time. Thank you

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  • Richmond    May 24, 2019

    Dear Lenders,
    I have been able to apply for my permit and Still waiting for approval.
    Will keep you updated.Thank you for your support.

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  • Richmond    May 10, 2019

    Thank you all lenders for your support. I have received the loan and will start my permit as soon as possible.I will also be keeping you updated on my progress.God bless you all.

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  • Richmond    May 4, 2019

    Thank you, lenders, for the opportunity and I will surely give back to my community. I will use the loan to get my permit, travels and other costs sorted.
    Thank you.

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