Teresia

Eldoret, Kenya

100% repaid

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Entrepreneur

Name

Teresia

Member since

April 2013

On-time repayments

29 installments  •  24%

About Me

am a mother of four live in bantforest in eldoret county my current occupation is business where by i sell and buy second hard cloth.i started the business for aquite long time by now i have done this business for the last 9years .im an educated lady and i studied bachelor in business education and later employed in epz(export processing zone )this is where i came with an idea of starting my own business.the business is what i do for a living .am able educate all my four children to high education courtesy of this business.am also able to buy a half acre of lad which am now planning to lay rental flats.

My Business

My business comprise of selling the second hard cloth plus other supplementation but the major one is second the goods and services that i do offer is buying and selling of cloth either second had nor new depending on the nature of the market and rater sold them in the aim of getting something in return profit.the reason as to which my client prefer my business is due to the quality of product and more so how you handle then and relate with them matters a lot .my business is very profitable as it is able to feed my family comfortably am also able to purchase so many thing through this business .the very challenges that we do face is local and official harassment from city council and sometimes bad weather .

Loan Proposal

its a pressure having awarded the second opportunity to post a second loan application the first loan help my business a lot and i was very happy about lit .i will now use the second loan to ensure i have broaden my business even further.thank you all my lenders and the whole company for being with me during all that time and continue to be with me .

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$118.00

Date disbursed

Jul 3, 2013

Repayment status

On Time

Projected term

24 months

Other loans

Apr 2013:  $100

Dec 2013:  $350

Lenders

Ishaque

New Jersey, United States

vinnio

Burlingame California, United States

Robert D

Houston, United States

Longhorn

Austin, United States

1staidgirl

Surrey, Canada

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  • Boaz    May 20, 2014

    actually i have tried my level best to help her but she cant receive my calls.i now call upon zidisha fraternity to help me with an idea possible to reach her as i help the fraternity at large.

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    • Sunnyside    Feb 13, 2015

      Mr Wakasiaka - Thank you for your efforts in trying to contact Mrs Wajiku. Kind regards Gill

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  • Boaz    Apr 7, 2014

    i would like to be provided with contacts of her community leader for my easy follow ups.so that i will not get a rough time when communicating.

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  • Boaz    Apr 5, 2014

    Teresia is well and what she said is that she is going to start her payments although challenges of finance but she is well.it is my hope that all will be well,by will of God and wishes of people i wish zidisha a nice lifetime.thank you.

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  • Sunnyside    Mar 27, 2014

    Any news? Please let us know what is going on - I hope all is well. Kind regards Gill

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  • Teresia    Feb 17, 2014

    lenders ,i will make my payments soon
    thank you

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  • mewesten    Dec 13, 2013

    Hi Teresia,
    I am considering your new loan request. I looked at your most recent loan and was confused by the repayment schedule.
    You requested a 24-month loan at zero % and repaid it in 5 months.
    This loan request is about 4 times as large and you are offering 15% interest!

    Does this make good sense to your business? What is your plan for the money?
    Are you able to make the payments on such a loan?
    I hope you can help lenders to understand your plan. Thank you sincerely.

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    • Teresia    Dec 13, 2013

      yes it make sense ,this is a festive season and we are rushing for new cloths and the buyers don't even bargain as stock went out withing a day .i requested request is about 4 times as large and you are offering 15% interest because i wanted the money urgent to go for a huge stocks in kampala .am very sure i will make it as it will double and triple my profit at this season.am also confident that i will be able to repay this amount with no difficulty .i believe in my self and i will make it .thank you mewesten

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  • Teresia    Dec 6, 2013

    hi lenders am doing good and the business is well hope you are fine too

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  • Teresia    Nov 12, 2013

    hi friends

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  • Teresia    Oct 20, 2013

    its a pressure having awarded the second opportunity to post a second loan application the first loan help my business a lot and i was very happy about lit .i will now use the second loan to ensure i have broaden my business even further.thank you all my lenders and the whole company for being with me during all that time and continue to be with me .

    Log in to reply • Share

  • Teresia    Sep 13, 2013

    hi,am kin good health and the business is operating well and fair currently am going for stocks in kampala as they are selling better and at a lower price compared to Nairobi.the money you gave to me is very helpful as it is helping me o buy in bulk.i really enjoy selling and being out of stock as when i do not have stock i know well that i have cash and a lot of profit from the sales .thank you very much to all my lenders and the whole zidisha community at large for coming up with such a wonderful platform

    proud to be associated with zidisha

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    • 1staidgirl    Sep 26, 2013

      Hi Teresia,

      I hope you and your family are well. I was worried because of the mall shooting there. I know Nairobi is over 300km away from Eldoret county but you have mentioned travelling there for business in the past.
      I am so sorry to hear about the tragedy and hope everyone is ok.

      Take care,

      Kris

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    • 1staidgirl    Sep 26, 2013

      Hi Teresia,

      I hope you and your family are well. I was worried because of the mall shooting there. I know Nairobi is over 300km away from Eldoret county but you have mentioned travelling there for business in the past.
      I am so sorry to hear about the tragedy and hope everyone is ok.

      Take care,

      Kris

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    • 1staidgirl    Sep 26, 2013

      Hi Teresia,

      I hope you and your family are well. I was worried because of the mall shooting there. I know Nairobi is over 300km away from Eldoret county but you have mentioned travelling there for business in the past.
      I am so sorry to hear about the tragedy and hope everyone is ok.

      Take care,

      Kris

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  • Teresia    Sep 13, 2013

    hi,am kin good health and the business is operating well and fair currently am going for stocks in kampala as they are selling better and at a lower price compared to Nairobi.the money you gave to me is very helpful as it is helping me o buy in bulk.i really enjoy selling and being out of stock as when i do not have stock i know well that i have cash and a lot of profit from the sales .thank you very much to all my lenders and the whole zidisha community at large for coming up with such a wonderful platform

    proud to be associated with zidisha

    Log in to reply • Share

  • Teresia    Jul 14, 2013

    Great Sunday here kenya.hope everything cool .the business is well and its now wide i have a lot of client nowadays as i use the fund you loan to me to increase stock .am planning to loo for a fix and aftermarket stall in order for me to be selling all days rather than dwelling on market days .otherwise thank all my lenders for supporting me and showing that you do care a lot about me .i will keep you posted .

    regards
    teresia

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    • 1staidgirl    Jul 21, 2013

      Hi Teresia,
      We are having nice weather here in BC. Warm but not so hot as the last week. (Only 24C right now, feels cold compared to before.)
      Hope all is well with you and your business and I wish you the very best.
      :)
      Kris

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      • Teresia    Sep 7, 2013

        tank you very much 1staidgirl ..here in Kenyan its not that cold and not that hot .at least is is conducive for the business .am good and in good health .the business is running smoothly and an very much happy for you lenders .you gave me what i wanted and am now seeing that the future is great .to me i can describe all of you as a God send to me .THANK VERY VERY MUCH FOR THE SUPPORT YOU ARE PART AND PARCEL OF MY LIFE

        BYE

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      • Teresia    Sep 7, 2013

        tank you very much 1staidgirl ..here in Kenyan its not that cold and not that hot .at least is is conducive for the business .am good and in good health .the business is running smoothly and an very much happy for you lenders .you gave me what i wanted and am now seeing that the future is great .to me i can describe all of you as a God send to me .THANK VERY VERY MUCH FOR THE SUPPORT YOU ARE PART AND PARCEL OF MY LIFE

        BYE

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      • Teresia    Sep 8, 2013

        tank you very much 1staidgirl ..here in Kenyan its not that cold and not that hot .at least is is conducive for the business .am good and in good health .the business is running smoothly and an very much happy for you lenders .you gave me what i wanted and am now seeing that the future is great .to me i can describe all of you as a God send to me .THANK VERY VERY MUCH FOR THE SUPPORT YOU ARE PART AND PARCEL OF MY LIFE

        BYE

        Log in to reply • Share

      • Teresia    Sep 8, 2013

        tank you very much 1staidgirl ..here in Kenyan its not that cold and not that hot .at least is is conducive for the business .am good and in good health .the business is running smoothly and an very much happy for you lenders .you gave me what i wanted and am now seeing that the future is great .to me i can describe all of you as a God send to me .THANK VERY VERY MUCH FOR THE SUPPORT YOU ARE PART AND PARCEL OF MY LIFE

        BYE

        Log in to reply • Share

      • Teresia    Sep 8, 2013

        tank you very much 1staidgirl ..here in Kenyan its not that cold and not that hot .at least is is conducive for the business .am good and in good health .the business is running smoothly and an very much happy for you lenders .you gave me what i wanted and am now seeing that the future is great .to me i can describe all of you as a God send to me .THANK VERY VERY MUCH FOR THE SUPPORT YOU ARE PART AND PARCEL OF MY LIFE

        BYE

        Log in to reply • Share

      • Teresia    Sep 8, 2013

        tank you very much 1staidgirl ..here in Kenyan its not that cold and not that hot .at least is is conducive for the business .am good and in good health .the business is running smoothly and an very much happy for you lenders .you gave me what i wanted and am now seeing that the future is great .to me i can describe all of you as a God send to me .THANK VERY VERY MUCH FOR THE SUPPORT YOU ARE PART AND PARCEL OF MY LIFE

        BYE

        Log in to reply • Share

      • Teresia    Sep 8, 2013

        tank you very much 1staidgirl ..here in Kenyan its not that cold and not that hot .at least is is conducive for the business .am good and in good health .the business is running smoothly and an very much happy for you lenders .you gave me what i wanted and am now seeing that the future is great .to me i can describe all of you as a God send to me .THANK VERY VERY MUCH FOR THE SUPPORT YOU ARE PART AND PARCEL OF MY LIFE

        BYE

        Log in to reply • Share

      • Teresia    Sep 8, 2013

        tank you very much 1staidgirl ..here in Kenyan its not that cold and not that hot .at least is is conducive for the business .am good and in good health .the business is running smoothly and an very much happy for you lenders .you gave me what i wanted and am now seeing that the future is great .to me i can describe all of you as a God send to me .THANK VERY VERY MUCH FOR THE SUPPORT YOU ARE PART AND PARCEL OF MY LIFE

        BYE

        Log in to reply • Share

      • Teresia    Sep 8, 2013

        tank you very much 1staidgirl ..here in Kenyan its not that cold and not that hot .at least is is conducive for the business .am good and in good health .the business is running smoothly and an very much happy for you lenders .you gave me what i wanted and am now seeing that the future is great .to me i can describe all of you as a God send to me .THANK VERY VERY MUCH FOR THE SUPPORT YOU ARE PART AND PARCEL OF MY LIFE

        BYE

        Log in to reply • Share

    • 1staidgirl    Jul 21, 2013

      Hi Teresia,
      We are having nice weather here in BC. Warm but not so hot as the last week. (Only 24C right now, feels cold compared to before.)
      Hope all is well with you and your business and I wish you the very best.
      :)
      Kris

      Log in to reply • Share

  • Teresia    Jul 14, 2013

    Great Sunday here kenya.hope everything cool .the business is well and its now wide i have a lot of client nowadays as i use the fund you loan to me to increase stock .am planning tto loo for a fix and permarket stall in order for me to be selling all days rather than dwelling on market days .othherwise thank all my lenders for supporting me and showing that you do care alot about me .i will keep you posted .

    regards
    teresia

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  • Teresia    Jun 25, 2013

    Hi all .am doing the business with no difficulties nowadays as the money you gave me is still recycling .am hopping to repay my loan anytime soon as my business is good and fare.am very grateful for all of u for the support and kind heart you showed to me .m planning to start selling new cloth and Oslo have dream that one day i will open a supermarket.


    GLAND TO HAVE YOU WITH ME

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  • Teresia    Jun 25, 2013

    Hi all .am doing the business with no difficulties nowadays as the money you gave me is still recycling .am hopping to repay my loan anytime soon as my business is good and fare.am very grateful for all of u for the support and kind heart you showed to me .m planning to start selling new cloth and Oslo have dream that one day i will open a supermarket.


    GLAND TO HAVE YOU WITH ME

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  • Teresia    May 12, 2013

    lenders ,my work is doing good am also very good.i increase the stock of my business and more client are flowing.now am planning to start selling new brand not second hard .its my sincere hope that i will do all i will do is to take a share of what you lend to me and add some that i have saved. otherwise i very happy for having loan from you .may god bless you all and give you more so you can continue with the good work of helping people .

    regards
    teresia

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  • Teresia    Apr 24, 2013

    this is a new dawn as i am now tied with zidisha organization and able to get my first loan.i will use the money to uplift my business and grow it
    thanks a lot lenders and the whole organization at large

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