Ousmane

Niamey, Niger

100% repaid

Entrepreneur

Name

Ousmane

Member since

March 2013

On-time repayments

35 installments  •  89%

About Me

I have a family of four, I work in an NGO (non-governmental organization), and I have a university degree. I want to work in trade to become more financially independent and to work for myself. My trade involves buying fabric and wrap dresses abroad and reselling them. To help with sales, I created a Facebook page for advertising, and at the same time I sell them in person to acquaintances and anyone who is interested.

I also plan to launch an online marketing project with a website selling various products. Online commerce is the latest technology these days that works all over the world. The site is communication-based: friends are invited to buy products online and these invitees benefit from discounts and bonuses. This new technology will replace all others and the advantage of this business is that people can work from home without the constraint of a boss, which makes it the revolution of the future for online business.

My Business

I buy and resell wrap clothing, dyed fabrics, and shoes. I buy them abroad (Lome, Mali, Burkina Faso, Maradi) and resell them at my point of sale in Niamey and the nearby neighborhoods. I plan to employ a distributor to help me sell them even when I am away. I want to advertise online through Facebook to familiarize people with the products and increase my clientele. I also plan to find a good website that allows online sales through bank/credit cards, but for now I'm just doing publicity on Facebook.

Fears (potential problems) in this business are wholesalers who can sell for cheaper, but the distribution system I'm putting in place will help challenge such competition. Depending on the budget, I also plan to increase the range of products sold.

Loan Proposal

I have chairs and a tarpaulin that I rent out, typically for baptisms and other ceremonies. So I'd like to use this money to rent a place and improve upon my business. And also one of my concerns is to increase the number of chairs. The renting business works well here in Niger as there's always a ceremony going on somewhere (weddings, funerals, baptisms, birthdays etc.)

Show original Français  

About Me

jai une famille de 4personnes
je travail dans une ong
jai une niveau universitaire
je voudrais faire un commerce pour etre plus indepandant financierement et travailler sur mon propre compte
mon commerce consiste a
payer des pagne a l etranger de les revendre pour mieux vendre je cree une page face book pour faire la pub
en meme temps la vente se fera aussi de main en main avec les commaissances et tout autre personne interesse

Je compte aussi monter un projet de Marketing en ligne avec un site de vent de produit divers . le coomerce en ligne la dernier technologie qui marche de nos jour ds le monde actuel . c est un business qui est base sur la communication elle consiste juste a invite les amis a payer les produits en ligne et a benficier des reduction des bonus et des cadeau . cett nouvelle technologie est celle qui va remplacer tous les autre et l avantage de ce business nous aide a travailloer chez soit sans contrainte d un patron , cest la revolution du FUTUR le business en ligne

My Business

Achat vente
Les marchandises sont PAGNE , TISSUS ET BASSIN TEINTE ,CHAUSSURE, ...Les achat serons faite a l etranger (Lome,Mali, Burkina Fasso, Maradi>>>>)
et le point de Vent a Niamey et environs. Je compte prendre un agent de distribution pour m'aider a vendre les produits meme si je suis en deplacement.
je voudrais faire de la pub sur le net avec face book pour faire connatre les produits et augmenter ma clientel
Un site internet pour faire la pub sur le net (mais le site doit être référencé pour permettre des achat en ligne avec les carte banquaire) pour le moment ce juste sur facebook
Les crainte est la mévente du au grossiste qui peuvent vendre moins cher
Mais le systheme de distribution que nous allons metre va nous aider a surmonter la concurrence
En fonction du budget aussi nous allons augmenter la gamme de produit a ventre

Loan Proposal

JE DISPOSE DES CHAISES ET UNE BACHE POUR FAIRE LOCATION DE CHAISE ET BACHE.
AU COURS DES bAPTEME, MARIAGE ET DE TOUTE CEREMONIE .
DONC JE VOUDRAIS UTILISER L ARGENT POUR LOUER UN LOCAL ET PROCEDER A CE BUSINESS. ET AUSSI L UN DE MES SOUCCI EST D'AUGMENTER LE NOMBRE DE CHAISE.
LE BUSINESS DE LOCATION EST UN BUSINESS QUI MARCHE ICI AU NIGER SURTOUT QUE CEREMONIE NE MANQUE JAMAIS DANS LA SOCIETE (MARIAGE, DECE,BAPTEME , ANNIVERSAIRE.....)

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

May 17, 2013

Repayment status

On Time

Projected term

6 months

Lenders

E

erozlum

Istanbul, Turkey

russell

leicester, United Kingdom

J

Jaslogic

Castle Rock, United States

B

bopsquod

Seattle, Wa, United States

mossuto

Milano, Italy

A

Alumnus

Goias, Brazil

C

Cliff

Colorado Springs, United States

Stantons

Medford, United States

GS

Gary Sinard

Franklin, TN, United States

Ask Ousmane a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Ousmane    Nov 14, 2016

    e once more apologize for the delay which is independent of my will. I was on a mission in a region or it n there"s no .__ bank for trade I can tell does work well these last time .__ ha what a relief for months I just finished my last payment. and I yours here to thank those who really financier__Merci my all heart

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  • Ousmane    Oct 11, 2016

    Desoler really actuement my business does not work well many people price the credit but not pay what explains the long delay in the payment of remboursement__mais forbid a God I want to make the repayment by the end of this month because now I"m shifting. I revien the end of this month thank you for your understanding

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  • Ousmane    Sep 19, 2016

    Hello to inform you that my business goes well __mais this month I can not repay the loan for any reason to displacement. Currently I"m on a mission in an area where there are no banks BOA. but my return I want to make the repayment. thank you for understanding a Room

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  • Ousmane    Jul 28, 2016

    Hi all you dir my business started this DEVELOPP that why I want to increase my refund I was able to walk __ca Recuper the ready to close my customers

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  • Ousmane    Jul 19, 2016

    hi friends my business works well well but if I finish with this loan, I want to convert me into electronics with the sale of devices such as laptop, ipad, computer ....__ and thank you again for your support

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  • Ousmane    Jul 11, 2016

    Hi to you all this to explain a bit the situation of my trade. Trade works very well but this month i had difficulty covering due to what I have to change my payment schedule __mais God want to next month I want to repay all __merci again for your trust mark

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  • Ousmane    Jul 11, 2016

    hi I would reduce my refund because I"m having trouble with my business. this month is a lot of product that customers and not refund. but I promise to pay all that I recover credits with my customers

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    • Franmiguel    Jul 13, 2016

      Hi Ousmane,
      Reducing your repayments is fine.
      Thanks for keeping us informed.
      I hope your business picks up soon.
      All the best
      Michael

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  • Ousmane    May 12, 2016

    Hi to all my FRIENDS I would like to say thank you for your patience towards me for the delay in reimbursement. I assure you my business running well and it allowed me to increase the rembourement rates. and soon I think I finally seen to repay this loan

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  • Ousmane    Apr 21, 2016

    I would like to increase the amount to be paid becaufe the case began hemerger latter time

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  • Ousmane    Feb 3, 2016

    Thank you Franmiguel for these words of encouragement
    I would like to quickly end this loan to take another but with the interest, it tires me. Until then, I am not at halfway of repayment. The profits of my business does not allow me to pay in large amounts to finish repaying quickly.
    And I still fear that it will take me a year when I need a new loan.

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  • Franmiguel    Feb 2, 2016

    Hi Ousmane,
    Thank you for keeping the lenders up to date.
    I see that you are still on an "old" loan from Zidisha, one that is paying interest.
    I do not know if you have been made aware that new loans are interest free.
    I would respectfully suggest that you investigate finishing this loan and raising another interest free one.
    I say "investigate" as there are a few rules and regulations that may not be to your benefit, I am not an expert on this so you would need to have all of this confirmed....
    I believe there are limits on how much you can borrow if you pay a significant amount of your previous loan in one payment.
    Also the is now a Loan Fund Contribution required from borrowers, how much this may be for you I do not know.
    So Ousmane, I would encourage you to look into this, you may find switching to a no interest loan is beneficial to you.
    All the best
    Michael

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  • Ousmane    Feb 2, 2016

    hi hello to all my friends who finance my business I can say with conviction that my business is working well and that the places coordilement thank you for this mark of my love egarde. and thanks to this business j has come to join the two end c is to say all still works bien__merci friends

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  • Ousmane    Jan 5, 2016

    the reason is the year-end celebrations that are generating a lot of expenses and the walk was flooded by cheaper products from liquidation unless this has lead sales for those who are of small businesses. of that going to spend this period I want to increase the amount payable thank you for your understanding

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  • Franmiguel    Dec 17, 2015

    Hi Ousmane,
    Happy Holiday Season to you.
    I hope you and your business have a great 2016.
    Regards
    Joyeuses Fêtes à vous.
    Je l'espère vous et votre entreprise avez un grand 2,016.
    Salutations
    Michael

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  • Ousmane    Nov 9, 2015

    the business going well, although customers that are rare__grâce has that too j arrives to join the two after this m helps to round the end of the month .__ before this business on 25 of the month my salary is already finished but now j arrives at saving up

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  • Ousmane    Oct 12, 2015

    Hi hi i difficulter of the last time to elapse __donc my product I would dimunier the amount payable has to overcome this slump thank you for understanding

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    • Franmiguel    Nov 8, 2015

      Hi Ousmane,
      Thanks for keeping us informed.
      I hope your business picks up soon.
      All the best
      Merci pour nous tenir informés.
      Je l'espère votre entreprise ramasse bientôt.
      Bonne chance
      Michael

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  • Ousmane    Jul 21, 2015

    Hi hello I would just like to increase my loan repayment. I have had trouble selling the products but for now everything is in order and re-entry. I assure you trade is going well and that is why I am increasing the rate of repayment. Thank you for your trust

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  • Franmiguel    Jun 24, 2015

    Hi Ousmane,
    Great to see that you are doing well and always repaying on time.
    Thanks
    All the best
    Formidable de voir que vous faites bien et toujours rembourser à temps.
    Merci
    Bonne chance
    Michael.

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  • Ousmane    Mar 23, 2015

    A hello to all those who support me just to say thank you and tell you that thanks to this trade I repire maintennant better.

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    • Franmiguel    Mar 23, 2015

      Hi Ousmane,
      Thanks for your message.
      I am happy to hear that this loan is helping.
      All the best
      Merci pour votre message.
      Je suis heureux d'entendre que ce prêt est d'aider.
      Bonne chance
      Michael

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  • Ousmane    Mar 4, 2015

    Hi all friends
    just to tell you that I am fine with all the family and the trade also started strongly redemarer

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