Joyce clothing and bontique

Joyce

Ritembu, Kenya

5% repaid

Follow Joyce How it Works

Entrepreneur

Name

Joyce

Member since

October 2017

On-time repayments

89 installments  •  73%

About Me

My name is Joyce Orembe, I had gone to primary school and in 1980s I joined secondary education. After my school i was married and had four children. The burden has been of raising the children. I was not engaged into any employment, The idea of starting a business has been as a result of looking for any source of income and money to take care of myself and children. God has been good and great to me as have seen my kid grow into responsible young citizens. My kids are in different levels of education and training. I 'am most involved in small-scale business of gardening farming and sale of second-hand clothes.I 'am so thankful for zidisha for lendering a loan. I was sick during that time but now our God has been good I 'am doing good and gaining my health. With your support, i will definitely support my family as disability is not inability. Thanks once more.

My Business

If i get this loan i will add a stock on my secondhand clothes and the variety increase the of the customers. The more the stock it attractive to more customers. People have different preferences. With my health status this the kind of business i can manage. Has i can carry my clothes i use a cart or a taxis. Normally during month-end i can sale at lest$45-to-$50. My profit is for paying children school fees, purchase house utensils,my church charges and to the unfortunate members of the our community as part of my charity work.

Loan Proposal

$200.00 clothes of various sizes, $100.00 for accessories as required by ladies of fashions, $400.00 to pay for a piece of land where i want to own a piece of land.If all is done i will be settled and only pursue business.

Feedback

3

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$317.00

Date disbursed

Mar 4, 2019

Repayment status

Late

Projected term

8 months

Other loans

Oct 2017:  $16

Nov 2017:  $56

Feb 2018:  $37

Apr 2018:  $72

Oct 2018:  $79

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Ask Joyce a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Robinson    Jan 23, 2020

    Joyce has said she has been sick for quite some time now but she is now healed she will resume repaying the loan, but she hasn't declared the amount and dates yet.

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  • Joyce    Sep 23, 2019

    The effect of change of currency into a new denomination as reduced the flow of money use small-scale business affected. It is my hope that the flow will increase and thus have positive effect into my business. Thank you zidisha lenders we have moved this far.

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  • WE

    Wendy Emlyn    Aug 23, 2019

    Hello Joyce.
    Are you able to make any more payments yet?
    God bless you,
    Wendy

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  • Deryl    Jul 26, 2019

    I tried to reach Joyce several times including her neighbor son Joseph and her daughter Eunice but both of them were not reachable, I will contacting them again later. Thank you.

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  • Joyce    Jun 11, 2019

    Hello zidisha lenders, My business has been affected by bad weather and thus affecting my sales. It hopeful that with good weather this peroid of five weeks goods things will happen.

    Joyce Orembe

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  • Joyce    May 1, 2019

    Hello the tropical world full of insect that cause diseases for human i severed from malaria and out of business for some time hope recovery is granted with medication and paid from miney generated from zidisha.

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  • Joyce    Mar 15, 2019

    Yes zidisha. may God bless you abundantly for your support. Kindly allow to adjust the payment.

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  • Joyce    Mar 4, 2019

    Hello zidisha lenders, My loan will be on restocking my clothing venture. I hope to increase profit by 25% and 5% of my loan will be to charity hand. Kind regards, Joyce Orembe

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  • Joyce    Feb 27, 2019

    Hey lenders, please its four days kindly remember me and fund my course. Kind regards,

    Joyce Orembe

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  • M

    Margaret    Feb 20, 2019

    Good luck Joyce with your new loan!

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  • Joyce    Feb 20, 2019

    Hello lenders, thank you Alexalexalexa thank you for increasing my loan, please humbly lender me to realize my potential of my business, Kind regards.

    Thank you
    Joyce

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  • alexalexalex    Feb 18, 2019

    Good luck Joyce!

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  • Joyce    Dec 5, 2018

    Hello zidisha lenders, we have entered into festival season and my work for repair has reduced. It will also affect my loan servicing therefore require reduced payment. Kind regards.

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  • Joyce    Nov 12, 2018

    Thank zidisha lenders, I received KES. 5631. all these monies will be reploughed into my tailoring and dressmaking venturs. Thank you for help.

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  • Joyce    Nov 5, 2018

    Hello zidisha lenders thank you for continues support.

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  • Joyce    Nov 2, 2018

    85% of the loan i purchased cloth material and other second hands cloths which are required. The purchase made my business look good it increased number of customers. The earning are restock and some of my upkeep.Thank you zidisha for your support.

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  • Joyce    Nov 1, 2018

    Hello zidisha lenders, my previous loan i purchased cloth material and their related items. These purchase has increased my customers and advertised my activities in the community.

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  • Joyce    Oct 12, 2018

    Hello zidisha lenders, I wish to reduce my loan repayment to Ksh.100 for the next five weeks as we are raising school fees for our son joining college. It therefore means that after these period will be able to repay my loan. Thank you

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  • Joyce    Oct 11, 2018

    Hello zidisha lenders, Thank you for supporting my business. I received KES.6022.00. These monies will go into my business. About 5% will go into my upkeep. Thank once more.

    Joyce Orembe

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