Jubilee Cybercafe

Hillary

Kapsabet, Kenya

100% repaid

Entrepreneur

Name

Hillary

Member since

March 2015

On-time repayments

139 installments  •  83%

About Me

Hillary is the second born in a family of eight. With humble beginnings I managed to attend both primary and secondary school and performed well. Though, I scored good grades to pursue higher education, I did not proceed due to lack of school fees. I struggle with odd jobs here and there to raise a living. Luckily, I got a voluntary service which paid a modest stipend, and I managed to save to start my business. My home of residence is Nandi County, situated in a place called Kaptel location. However, my place of business is Malava town, a highly developing town in Kakamega County. What brought me to this place was voluntary service carried out by the ministry of Health. Its duties involved; sensitizing the community on importance of abstinence, protecting and preventing sexually transmitted diseases, like HIV & Aids and sexually transmitted diseases. Initially I started with floriculture raised capital, and then I majored in cybercafé when I had secured enough capital. I am now planning to include an Mpesa mobile money transaction in my cybercafe.

My Business

I am entrepreneur, whose main services involves; producing copies of paperwork documents like,exam papers, typing and printing documents, designing of cards, filling of KRA returns, photo editing, scanning document, photocopying document, among other issues. Though, my business has some background roots in Agribusiness, I have now devoted much time in expanding and managing my cybercafé. The equipment available includes; a full computer accessories with internet connected by a modem, a laser printer and paper cutting machine and ink jet printer. Recently, i bought 7bags of maize courtesy of zidisha loan, and hope to sale early next year when prices are higher. I opted to buy maize due to rising political temperatures at that time in Kenya. But, immediately I sale I will re invest in buying more computers. Right now I have applied anew loan of 300dollars to invest in Mpesa mobile money transfer. Mpesa line and float will cost 200dollars, extension for Mpesa business will cost 50 dollars, and the remaining 50 dollars I will as cash for mpesa start business.

Loan Proposal

With a loan of US $33, this is how am going to invest it; i will use 23 US dollars to purchase a paper cutting machine. I realised that in cybercafe i have several customers who would like to photocopy small items like identity cards, birth certificates, KRA pin certicates, fundraising cards, among others. With high demand of this services, i can be able to use a rasor blade due to limited time, therefore the need for a paper cutting machine. And the remaining 10dollars i will buy printing papers.
This is how i will repay the loan, i have tea farming which fetches 30 dollars amonth, i also raise not less than 2dollars from my cybercafe daily after all expenses are deducted.therefore, i will not have any excuse not paying my loan.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$33.00

Date disbursed

Jul 12, 2017

Repayment status

On Time

Projected term

8 months

Lenders

Paul Buchheit

Mountain View, United States

PG

Paul Graham

United States

A

Andrei

United States

MC

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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Summary

Amount repaid

$33.00

Amount remaining

$0.00

Date repaid

Aug 16, 2017

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Jul 23, 2017 $0.26 Jul 14, 2017 $0.26
Jul 30, 2017 $0.99 Jul 15, 2017 $0.99
Aug 6, 2017 $0.99 Jul 15, 2017 $0.99
Aug 13, 2017 $0.99 Jul 15, 2017 $0.99
Aug 20, 2017 $0.99 Jul 15, 2017 $0.99
Aug 27, 2017 $0.99 Jul 15, 2017 $0.99
Sep 3, 2017 $0.99 Jul 19, 2017 $0.99
Sep 10, 2017 $0.99 Jul 19, 2017 $0.99
Sep 17, 2017 $0.99 Aug 9, 2017 $0.99
Sep 24, 2017 $0.99 Aug 9, 2017 $0.99
Oct 1, 2017 $0.99 Aug 9, 2017 $0.99
Oct 8, 2017 $0.99 Aug 9, 2017 $0.99
Oct 15, 2017 $0.99 Aug 9, 2017 $0.99
Oct 22, 2017 $0.99 Aug 9, 2017 $0.99
Oct 29, 2017 $0.99 Aug 9, 2017 $0.99
Nov 5, 2017 $0.99 Aug 9, 2017 $0.99
Nov 12, 2017 $0.99 Aug 9, 2017 $0.99
Nov 19, 2017 $0.99 Aug 9, 2017 $0.99
Nov 26, 2017 $0.99 Aug 9, 2017 $0.99
Dec 3, 2017 $0.99 Aug 9, 2017 $0.99
Dec 10, 2017 $0.99 Aug 9, 2017 $0.99
Dec 17, 2017 $0.99 Aug 9, 2017 $0.99
Dec 24, 2017 $0.99 Aug 9, 2017 $0.99
Dec 31, 2017 $0.99 Aug 9, 2017 $0.99
Jan 7, 2018 $0.99 Aug 9, 2017 $0.99
Jan 14, 2018 $0.99 Aug 9, 2017 $0.99
Jan 21, 2018 $0.99 Aug 9, 2017 $0.99
Jan 28, 2018 $0.99 Aug 9, 2017 $0.99
Feb 4, 2018 $0.99 Aug 9, 2017 $0.99
Feb 11, 2018 $0.99 Aug 9, 2017 $0.99
Feb 18, 2018 $0.99 Aug 9, 2017 $0.99
Feb 25, 2018 $0.99 Aug 9, 2017 $0.99
Mar 4, 2018 $0.99 Aug 9, 2017 $0.99
Mar 11, 2018 $0.99 Aug 9, 2017 $0.79
Aug 15, 2017 $0.02
Aug 16, 2017 $0.18
Mar 18, 2018 $0.15 Aug 16, 2017 $0.15

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