Kale farming in eldama-ravine


Kamelilo, Kenya

100% repaid




Member since

March 2015

On-time repayments

197 installments  •  21%

About Me

Am a mother of 6 and a teacher by profession. I like farming and got the passion of doing it as source of income to supplement my earning from teaching profession.

My dad was a farmer and still a farmer to date and draw a lot of inspirations from him. He has a seven acre piece of land and have discussed with him to assist me with two acres to grow vegetables and sell to nearby households, schools, hotels and even other business people who buy and sell kales and he has agreed.

I therefore bring this to the attention of my lenders in zidisha.

My Business

Vegetables are seasonal crops that take three months before they mature hence a very good as a business opportunity. I will grow both indigenous and exotic vegetables to balance the needs of various clientile.

Am targeting to invest lots of funds and hope zidisha loan can help me start with seedlings. With expected loan of 16,166 Kes I will not be able to buy 16 containers of 250grams kales. The seedlings were to be put in a nursery bed. After 4 weeks this translates to 40,000 seedlings enough to plant two acres. However hope to get next loan in time and afford to do well. Other inputs such as pestcides, fertiliser and labour will be also taken care of. I expect to collect Ksh 5,000 weekly during the rainy season.

Loan Proposal

Kales are very important vegetables in households and hotels. Kales have a great demand in our logicality being a town hence my desire to venture into kale farming. The demand is so huge that I need not go to the market but clients come to the farm to pick their orders hence cutting on overheads such as transport.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jan 27, 2016

Repayment status

On Time

Projected term

43 months


Paul Buchheit

Mountain View, United States


Wendy Emlyn

Devon, United Kingdom

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  • Susan    Feb 7, 2022

    Due to school fees commitments, I am adjusting my repayment downwards for two weeks

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  • Susan    Nov 27, 2021

    I used the loan towards purchasing farm inputs, preparation of Nursery Beds and Ploughing and harrowing of the farm and soon will start transplanting the seedlings

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  • Susan    Nov 10, 2021

    Thank lenders I received Ksh 11,503 via MPESA and will embark on the farming business by buying inputs

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  • Susan    Nov 8, 2021

    I will use the loan to buy seeds at usd 50, Harrowing at USD 30 and planting at USD 30

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  • Susan    Jul 3, 2020

    I am very grateful to my previous lenders who took there time to go through my proposal and lending, I request your more support

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  • Josphat    Mar 23, 2020

    Hello lenders i called Susan Rotich and talked about the repayment as her amount is somehow small in order she may get a larger loan amount.
    She agreed to start as soon as possible.
    Thank you

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  • Camm    Jan 28, 2020

    good luck with the farm

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  • Rob    Jan 24, 2020

    Hello Susan!

    I hope you can grow some more kale with the money.

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    • Susan    Jan 28, 2020

      Iam grateful for the help that zidisha has helped me to start my kale farming,though as at now am facing the challenge of lack of water.our place is dry this time of the year.

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  • Susan    Aug 22, 2019

    Lenders I am grateful for the support though I have feel I let you down due to long period of my previous loan, kindly forgive me cause this was due to econimic situation.I am hoping for the best and that will be upto date in my repayments.

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  • Susan    Jan 12, 2019

    low sales

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  • Susan    Oct 23, 2018

    low sales

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  • Susan    Oct 19, 2018

    low sales

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  • Susan    Apr 12, 2016

    due to low sales

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  • Wendy Emlyn    Mar 5, 2016

    Hello Susan.
    Are you able to start making payments yet? If not, please get in touch with Zidisha to discuss adjusting your installments.
    God bless you,

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  • Wendy Emlyn    Feb 25, 2016

    Please contact Zidisha and ask them to reduce your installments to a more manageable amount for a while. That is better than letting yourself get behind with your payments, which can make it harder to get a loan in the future.
    God bless you,

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  • Susan    Jan 26, 2016

    Thank you lenders for the loan. I appreciate so much your support

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  • Susan    Jan 25, 2016

    I say thank you to my lenders for their support and promise to work very hard and repay the loans

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  • Susan    Jan 4, 2016

    am unable due to low sales

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  • Grace    Jan 1, 2016

    Hi Lenders

    I have talked to Susan at length. The reason why she has not paid her last instalment was because of delayed salaries by her employer. She was suggesting to pay the loan in two weeks time but i explained to her the need to be prompt so that her repayment status may be favourable for her next loan. I explained to her how she can adjust her instalments to easy ones until she is able to pay the amount in full. She promised to adjust the amount and pay by Sunday this week.
    Wish her all the best. Happy new year Susan.

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