Entrepreneur
Name
Tommy
Member since
August 2015
On-time repayments
201 installments • 9%
About Me
I 'm a widower 37 years old with two children living together with me. Daily I worked as a delivery driver and have a side business in culinary / catering rice box, but don't have the working capital to serve the existing order. To apply for a loan to the bank I did not have the assets for collateral. And by chance I heard about Zidisha from my friend Andreas Pakel who had already benefited through the first loans it has received from Zidisha.
My Business
The main source of my income just working as a delivery driver with a monthly income of 64 USD per month to support me with 2 children.Now I have 2 orders catering for large parties and small parties 200 servings 50 servings with 2 x volume shipments for breakfast & lunch.
Loan Proposal
I need a loan for working capital orders large and small catering parties of 224 USD with projected the following details:
Sales projections within 1 month (minimum of 4 times the orders received)
Large -Partai (minimum of 200 servings)
(200 Portion @ 0.524908 USD) =210 USD for 2 x send for breakfast & lunch
Small -Partai (at least 50 servings)
(50 Servings @ 0.558717 USD)= 56 USD for 2 x send for breakfast & lunch
Total estimated revenue 1 month 266 USD
Estimated cost of sales in 1 month
1. Transport Costs
Need 4 x transport> @ 3.5 USD= 14 USD
2. Labor Costs
It took 5 labors > @ 3.5 USD x 4 Order = 70 USD
3. Raw Material Costs
@ 0.279499 USD> 0.279499 USD x 500 Portions = 140 USD
Total cost of sales in 1 month 224 USD
Projections estimate of profit / loss in 1 Month
Estimated Profit / Loss = Total estimated revenue 1 month - Total cost of sales in 1 month
( 266 USD - 224 USD = 42 USD)
PROFIT 42 USD
Show original Bahasa Indonesia
About Me
Saya adalah seorang duda 37 tahun dengan dua orang anak hidup bersama saya.Sehari- hari saya bekerja sebagai supir pengantar barang dan memiliki usaha sampingan di bidang kuliner/katering nasi box ,namun belum memiliki modal kerja untuk melayani order yang sudah ada. Untuk mengajukan pinjaman ke bank saya tidak punya aset untuk dijaminkan. Dan kebetulan saya mendengar tentang Zidisha dari teman saya Andreas Pakel yang sudah lebih dulu merasakan manfaatnya lewat pinjaman pertama yang telah diterimanya dari Zidisha,
My Business
Sumber penghasilan saya yang utama hanya berkerja sebagai supir pengantar barang dengan penghasilan per bulan sebesar 900000 IDR untuk menghidupi saya dengan 2 orang anak.Saat ini saya memiliki 2 pesanan katering untuk partai besar 200 porsi & partai kecil 50 porsi dengan volume 2 x pengiriman untuk makan pagi & siang.
Loan Proposal
Saya membutuhkan pinjaman untuk modal kerja melayani pesanan katering partai besar & kecil sebesar Rp 3.200.000 dengan proyeksi perincian sebagai berikut :
Proyeksi Penjualan dalam 1 bulan (Minimal mendapat 4 kali pesanan )
-Partai Besar (minimal 200 porsi)
(200 Porsi @ Rp 7.500) = Rp 3.000.000
untuk 2 x kirim untuk makan pagi & siang
-Partai Kecil (minimal 50 porsi)
(50 Porsi @ Rp 8.000) = Rp 800.000
Untuk 2 x kirim untuk makan pagi & siang
Total perkiraan pendapatan 1 bulan Rp 3.800.000
Perkiraan biaya penjualan dalam 1 bulan
1. Biaya Angkut
Perlu 4 x angkut > @ Rp 50.000,00 = Rp 200.000
2. Biaya Tenaga Kerja
Butuh 5 orang > @ Rp 50.000,00 x 4 Pesanan = Rp 1.000.000
3. Biaya Bahan Baku
@ Rp 4.000,00 >Rp 4.000,00 x 500 Porsi = Rp 2.000.000
Total biaya penjualan dalam 1 bulan = Rp 3.200.000
Proyeksi perkiraan Laba /Rugi dalam 1 Bulan
Perkiraan laba/Rugi = Total perkiraan pendapatan 1 bulan - Total biaya penjualan dalam 1 bulan
( Rp 3.800.000,00 - Rp 3.200.000 = Rp 600.000 )
LABA Rp 600.000
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Sep 28, 2015
Repayment status
Late
Projected term
47 months
Lenders
I want my "My loans" page back, Qatar
United States
Summary
Amount repaid
$53.90
Amount remaining
$114.53
Expected completion
Aug 25, 2019
Status
Repaying late
Installment amount
$0.73
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 11, 2015 | $10.92 | Oct 12, 2015 | $10.92 |
| Oct 18, 2015 | $3.64 | Oct 19, 2015 | $3.64 |
| Oct 25, 2015 | $3.64 | Oct 28, 2015 | $3.64 |
| Nov 1, 2015 | $3.64 | Nov 1, 2015 | $3.64 |
| Nov 8, 2015 | $3.64 | Nov 8, 2015 | $3.64 |
| Nov 15, 2015 | $3.64 | Nov 15, 2015 | $3.64 |
| Nov 22, 2015 | $3.64 | Nov 22, 2015 | $3.64 |
| Nov 29, 2015 | $3.64 | Nov 30, 2015 | $3.64 |
| Dec 6, 2015 | $3.64 | Jan 16, 2016 | $3.64 |
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $0.00 | ||
| Jan 17, 2016 | $2.18 | Jan 22, 2016 | $2.18 |
| Jan 24, 2016 | $2.18 | Jan 30, 2016 | $2.18 |
| Jan 31, 2016 | $2.18 | Feb 6, 2016 | $2.18 |
| Feb 7, 2016 | $2.18 | Feb 10, 2016 | $2.18 |
| Feb 14, 2016 | $0.00 | ||
| Feb 21, 2016 | $0.00 | ||
| Feb 28, 2016 | $0.00 | ||
| Mar 6, 2016 | $0.00 | ||
| Mar 13, 2016 | $0.00 | ||
| Mar 20, 2016 | $0.00 | ||
| Mar 27, 2016 | $0.73 | Mar 23, 2016 | $0.73 |
| Apr 3, 2016 | $0.73 | Mar 23, 2016 | $0.73 |
| Apr 10, 2016 | $0.73 | Mar 23, 2016 | $0.73 |
| Apr 17, 2016 | $0.73 | Apr 18, 2016 | $0.73 |
| Apr 24, 2016 | $0.00 | ||
| May 1, 2016 | $0.00 | ||
| May 8, 2016 | $0.00 | ||
| May 15, 2016 | $0.00 | ||
| May 22, 2016 | $0.00 | ||
| May 29, 2016 | $0.00 | ||
| Jun 5, 2016 | $0.00 | ||
| Jun 12, 2016 | $0.00 | ||
| Jun 19, 2016 | $0.00 | ||
| Jun 26, 2016 | $0.00 | ||
| Jul 3, 2016 | $0.00 | ||
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $0.00 | ||
| Jul 24, 2016 | $0.00 | ||
| Jul 31, 2016 | $0.73 | Aug 7, 2016 | $0.73 |
| Aug 7, 2016 | $0.73 | Aug 16, 2016 | $0.73 |
| Aug 14, 2016 | $0.73 | Aug 21, 2016 | $0.73 |
| Aug 21, 2016 | $0.73 | ||
| Aug 28, 2016 | $0.73 | ||
| Sep 4, 2016 | $0.73 | ||
| Sep 11, 2016 | $0.73 | ||
| Sep 18, 2016 | $0.73 | ||
| Sep 25, 2016 | $0.73 | ||
| Oct 2, 2016 | $0.73 | ||
| Oct 9, 2016 | $0.73 | ||
| Oct 16, 2016 | $0.73 | ||
| Oct 23, 2016 | $0.73 | ||
| Oct 30, 2016 | $0.73 | ||
| Nov 6, 2016 | $0.73 | ||
| Nov 13, 2016 | $0.73 | ||
| Nov 20, 2016 | $0.73 | ||
| Nov 27, 2016 | $0.73 | ||
| Dec 4, 2016 | $0.73 | ||
| Dec 11, 2016 | $0.73 | ||
| Dec 18, 2016 | $0.73 | ||
| Dec 25, 2016 | $0.73 | ||
| Jan 1, 2017 | $0.73 | ||
| Jan 8, 2017 | $0.73 | ||
| Jan 15, 2017 | $0.73 | ||
| Jan 22, 2017 | $0.73 | ||
| Jan 29, 2017 | $0.73 | ||
| Feb 5, 2017 | $0.73 | ||
| Feb 12, 2017 | $0.73 | ||
| Feb 19, 2017 | $0.73 | ||
| Feb 26, 2017 | $0.73 | ||
| Mar 5, 2017 | $0.73 | ||
| Mar 12, 2017 | $0.73 | ||
| Mar 19, 2017 | $0.73 | ||
| Mar 26, 2017 | $0.73 | ||
| Apr 2, 2017 | $0.73 | ||
| Apr 9, 2017 | $0.73 | ||
| Apr 16, 2017 | $0.73 | ||
| Apr 23, 2017 | $0.73 | ||
| Apr 30, 2017 | $0.73 | ||
| May 7, 2017 | $0.73 | ||
| May 14, 2017 | $0.73 | ||
| May 21, 2017 | $0.73 | ||
| May 28, 2017 | $0.73 | ||
| Jun 4, 2017 | $0.73 | ||
| Jun 11, 2017 | $0.73 | ||
| Jun 18, 2017 | $0.73 | ||
| Jun 25, 2017 | $0.73 | ||
| Jul 2, 2017 | $0.73 | ||
| Jul 9, 2017 | $0.73 | ||
| Jul 16, 2017 | $0.73 | ||
| Jul 23, 2017 | $0.73 | ||
| Jul 30, 2017 | $0.73 | ||
| Aug 6, 2017 | $0.73 | ||
| Aug 13, 2017 | $0.73 | ||
| Aug 20, 2017 | $0.73 | ||
| Aug 27, 2017 | $0.73 | ||
| Sep 3, 2017 | $0.73 | ||
| Sep 10, 2017 | $0.73 | ||
| Sep 17, 2017 | $0.73 | ||
| Sep 24, 2017 | $0.73 | ||
| Oct 1, 2017 | $0.73 | ||
| Oct 8, 2017 | $0.73 | ||
| Oct 15, 2017 | $0.73 | ||
| Oct 22, 2017 | $0.73 | ||
| Oct 29, 2017 | $0.73 | ||
| Nov 5, 2017 | $0.73 | ||
| Nov 12, 2017 | $0.73 | ||
| Nov 19, 2017 | $0.73 | ||
| Nov 26, 2017 | $0.73 | ||
| Dec 3, 2017 | $0.73 | ||
| Dec 10, 2017 | $0.73 | ||
| Dec 17, 2017 | $0.73 | ||
| Dec 24, 2017 | $0.73 | ||
| Dec 31, 2017 | $0.73 | ||
| Jan 7, 2018 | $0.73 | ||
| Jan 14, 2018 | $0.73 | ||
| Jan 21, 2018 | $0.73 | ||
| Jan 28, 2018 | $0.73 | ||
| Feb 4, 2018 | $0.73 | ||
| Feb 11, 2018 | $0.73 | ||
| Feb 18, 2018 | $0.73 | ||
| Feb 25, 2018 | $0.73 | ||
| Mar 4, 2018 | $0.73 | ||
| Mar 11, 2018 | $0.73 | ||
| Mar 18, 2018 | $0.73 | ||
| Mar 25, 2018 | $0.73 | ||
| Apr 1, 2018 | $0.73 | ||
| Apr 8, 2018 | $0.73 | ||
| Apr 15, 2018 | $0.73 | ||
| Apr 22, 2018 | $0.73 | ||
| Apr 29, 2018 | $0.73 | ||
| May 6, 2018 | $0.73 | ||
| May 13, 2018 | $0.73 | ||
| May 20, 2018 | $0.73 | ||
| May 27, 2018 | $0.73 | ||
| Jun 3, 2018 | $0.73 | ||
| Jun 10, 2018 | $0.73 | ||
| Jun 17, 2018 | $0.73 | ||
| Jun 24, 2018 | $0.73 | ||
| Jul 1, 2018 | $0.73 | ||
| Jul 8, 2018 | $0.73 | ||
| Jul 15, 2018 | $0.73 | ||
| Jul 22, 2018 | $0.73 | ||
| Jul 29, 2018 | $0.73 | ||
| Aug 5, 2018 | $0.73 | ||
| Aug 12, 2018 | $0.73 | ||
| Aug 19, 2018 | $0.73 | ||
| Aug 26, 2018 | $0.73 | ||
| Sep 2, 2018 | $0.73 | ||
| Sep 9, 2018 | $0.73 | ||
| Sep 16, 2018 | $0.73 | ||
| Sep 23, 2018 | $0.73 | ||
| Sep 30, 2018 | $0.73 | ||
| Oct 7, 2018 | $0.73 | ||
| Oct 14, 2018 | $0.73 | ||
| Oct 21, 2018 | $0.73 | ||
| Oct 28, 2018 | $0.73 | ||
| Nov 4, 2018 | $0.73 | ||
| Nov 11, 2018 | $0.73 | ||
| Nov 18, 2018 | $0.73 | ||
| Nov 25, 2018 | $0.73 | ||
| Dec 2, 2018 | $0.73 | ||
| Dec 9, 2018 | $0.73 | ||
| Dec 16, 2018 | $0.73 | ||
| Dec 23, 2018 | $0.73 | ||
| Dec 30, 2018 | $0.73 | ||
| Jan 6, 2019 | $0.73 | ||
| Jan 13, 2019 | $0.73 | ||
| Jan 20, 2019 | $0.73 | ||
| Jan 27, 2019 | $0.73 | ||
| Feb 3, 2019 | $0.73 | ||
| Feb 10, 2019 | $0.73 | ||
| Feb 17, 2019 | $0.73 | ||
| Feb 24, 2019 | $0.73 | ||
| Mar 3, 2019 | $0.73 | ||
| Mar 10, 2019 | $0.73 | ||
| Mar 17, 2019 | $0.73 | ||
| Mar 24, 2019 | $0.73 | ||
| Mar 31, 2019 | $0.73 | ||
| Apr 7, 2019 | $0.73 | ||
| Apr 14, 2019 | $0.73 | ||
| Apr 21, 2019 | $0.73 | ||
| Apr 28, 2019 | $0.73 | ||
| May 5, 2019 | $0.73 | ||
| May 12, 2019 | $0.73 | ||
| May 19, 2019 | $0.73 | ||
| May 26, 2019 | $0.73 | ||
| Jun 2, 2019 | $0.73 | ||
| Jun 9, 2019 | $0.73 | ||
| Jun 16, 2019 | $0.73 | ||
| Jun 23, 2019 | $0.73 | ||
| Jun 30, 2019 | $0.73 | ||
| Jul 7, 2019 | $0.73 | ||
| Jul 14, 2019 | $0.73 | ||
| Jul 21, 2019 | $0.73 | ||
| Jul 28, 2019 | $0.73 | ||
| Aug 4, 2019 | $0.73 | ||
| Aug 11, 2019 | $0.73 | ||
| Aug 18, 2019 | $0.73 | ||
| Aug 25, 2019 | $0.18 | ||
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