Kizenge mpesa and photocopy

Geoffrey

Nakuru Town, Kenya

100% repaid

Entrepreneur

Name

Geoffrey

Member since

February 2017

On-time repayments

48 installments  •  54%

About Me

I was born in 1980 in a family of five, two boys and three girls. My home county is in Bungoma County in western part of Kenya. Bungoma County is the only county in Kenya which is known for forced male circumcision to those who are uncircumcised and have attained that age during circumcision period. I was enrolled in Bunyore primary school for my pre- unit studies in the year 1984 completed the two years early studies and proceeded to Bunyore primary school for eight years studies in 1986. I sat for my class eight last examination in the year 1993 and passed with flying colors and was hopeful to joined good secondary but due to financial problems that was the end of my education. After along time of struggling to make the ends meet by doing odd jobs and casual work in order to support my family and siblings education. I was lucky to be called by my uncle to Nakuru town to look for greener pastures in the year 2006. Getting job in Nakuru becomes very difficult for a school dropout like me since, everywhere I visited for job opportunity I was asked about my career’s papers. I therefore requested a small capital from friends and my uncle which enabled me to start my M-pesa mobile money transactions Shop business. I started this business with a capital of $200 in the year 2007 and the business has expanded and it’s now the source of my livelihoods to date. This small business has also supported my computer part time studies and I’m looking forward to go further ahead and studies business management course. I chose to locate my business at Nakuru town center after some research and finding that there were very many potential customers overcrowding the few available M-pesa mobile money transactions shops. I am now married with two kids and all my kids would like to be business person in future. I like traveling, swimming and watching football matches in my free time.

My Business

My business is M-pesa mobile money services. Its entails, offering of mobile money transfer transactions, selling of mobile accessories, scratch cards, stationery, internet services, photocopy, and lamination, typesetting and scanning of papers. The business is approximately giving me an average of $40(4000.00KES) to $50(5000.00KES) net profit every day. This business has been the sole source of my income which pays all my playbills, and supporting the education of my family and all siblings. I have also been able to set aside some savings for future expansion.

Loan Proposal

I have set aside $40 for my business expansion and therefore if my loan is considered and eventually funded I will add it to my savings and do the following;- increased stationery stock of $10, increased mobile floats of $10, purchased of new mobile lines @$5,introduction of new mobile money transaction @$15 and servicing of my photocopy machine @$1.Thanks in advance my lenders.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$10.00

Date disbursed

Feb 24, 2017

Repayment status

On Time

Projected term

2 months

Lenders

Humble Bundle Community

San Francisco, United States

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  • Geoffrey    Jul 1, 2022

    The business is currently down due to economic strain in my country and would increased the amount when my busines stabilised.

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  • Kelvin    Mar 19, 2019

    Geoffrey Kizenge has promised to clear his loan arrears

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  • Geoffrey    Feb 13, 2019

    I have no words to describe how thankful I am after receiving your funds. Subsequently, I have increased the stock of simcards, both safaricom and airtel lines, both safaricom and airtel floats and some credit cards. I have noticed the tremendous increased of customers and therefore I'm very hopeful that at the end of the week my weekly collection would increased. Thanks alot zidisha.

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  • Geoffrey    Jan 23, 2019

    Thank you very much lenders for having considered my application and successfully funded my loan. This loan would enable me increased the supply of new stocks in my shop hence, increases my daily revenue collection. Thanks alot may God bless you.

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  • Geoffrey    Sep 22, 2018

    I'm very grateful for your previous loan which boosted the purchase of new simcards of safaricom, airtel and Telecom lines,subsequently this would satisfied my customers needs and eventually give me a profit of 20%. Thank you very much my lenders.

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  • Geoffrey    Jul 27, 2018

    The business is down at the moment, but I would adjust it when my profit increased.

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  • Geoffrey    Jul 6, 2018

    Hi lenders, I am very happy to say, thank you for having stand by my business which has been down for sometimes but slowly picking up. The loan you gave me would be used to increased floats of mpesa and other shops items. Thank you once more.

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  • Geoffrey    Nov 27, 2017

    Thank you zidisha team for having been my side by not only supporting my business but, supporting my family and siblings too. I again appeals for another loan to enable me increased the shop stock and capital which would satisfy the demands of my customers especially during this Christmas festivities.

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  • Geoffrey    Nov 4, 2017

    Thanks a lot my lenders and zidisha team for having considered and supported my previous loan which has resulted into expansion of my business, increased capital and introduction of new customers. subsequently, the increment of daily profit making.

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  • Geoffrey    Nov 3, 2017

    Thanks alot lenders for your consistent support towards my business which has resulted into subsequent expansion.

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  • Geoffrey    Nov 3, 2017

    The previous loan enables me increased the following :- the Airtel money floats, Safaricom mpesa floats and also purchased new simcards for both lines. This has resulted into subsequent expansion of my business and introduction of new customers.

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  • Geoffrey    Nov 3, 2017

    Thank you lenders, am very grateful for my previous which resulted into expansion of my business by increasing the stock of my business. Thanks alot.

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  • Nebart    Oct 9, 2017

    Hello Geoffrey Kizenge,
    Hope you are well in your endeavors. Just be determined, pay in time, and as usual if your instalment is an uphill just adjust it to fit your ability instead of skipping your repayment schedule.

    Wish u well...

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  • Nebart    Sep 27, 2017

    Hello Geofrey...
    Determination begets success.
    Make timely payments, invite new members, be diligent...
    You won't regret being in Zidisha family...!
    Wishing u well.

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  • Nebart    Sep 25, 2017

    Just be diligent. Naturally business is not stable all the time. It fluctuates. There are seasons when it's high others it down.
    The advantage of zidisha is that you can go to your loan profile page and adjust your instalments to your convenience. Please ensure you are paying in time to build trust with the lenders. Good luck Geoffrey!

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  • Geoffrey    Sep 18, 2017

    The business is down but slowly picking up.

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  • Nebart    Sep 16, 2017

    Helo sir! Wishing you success. Build your trust with lenders by trying to be on time with your instalments repayment. In case you're hard up just adjust so as not to skip due to an amount you are not able to pay. Thanks n God bless.

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  • Geoffrey    Sep 13, 2017

    Hi lenders, am very grateful for your heart felt financial support towards my business. Subsequently, this loan would increased the profit earning in my business hence, increased my business capital and enable me satisfied my customers demands. Thanks alot lenders, may God bless you.

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  • Nebart    Sep 12, 2017

    Timely repayment is key to keeping trust with lenders. Please try your best to do it. Wishing you well in your efforts. Nebart.

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  • Geoffrey    Aug 25, 2017

    The previous was used to add stock to my business.

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