Lending to the market women

Entrepreneur

About Me

I had my lower primary at a Public school and my upper primary at New Oxford International. I also had my Senior high education at Kumasi Anglican School all in Kumasi Ghana. I read Marketing in the tertiary.
After my senior high school days, my parents lost their jobs and I had to learn a trade. I was an electronic repairer. I used the money I was generating from the repairs to support my education in the tertiary. After my tertiary and God being so good, I had a job with a microfinance as a credit officerfor experience for a period of 3 years. With the experience I had there, I started operating my own business to support the petty traders.
In my country there are 10 regions and my region is the Ashanti Region. We the Ashanti's have a unique culture that is our kingship is the most respected and powerful in the country. My region is noted for gold and is the country's economical bedrock.
I love to watch documentaries, visit the Internet to learn new things and watching football.

My Business

I am into micro-crediting; lending to the average or lower income earners in the society (petty traders, hawkers). These are the people who are classified as non-bankable and lack proper records and collateral security in accessing for a credit facility from the traditional banks.
I chose this kind of business to help poverty elevation in the country and to give support to those in the lower income bracket.
I get my revenues from the interest and other fees.
The cost incurred are salaries, electricity, taxes, transportation and stationeries.
The profits are used to invest for the progress of my business.

Loan Proposal

It will help me to increase my capital and also my clientele base, as i can add about two in clients to my already existing clients. And with this my profit margine will also increase by 0.06%, they repay on time.

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Loan Info

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