Loan

Chepkemoic Carolyne

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Chepkemoic Carolyne

Member since

February 2014

On-time repayments

299 installments  •  22%

About Me

i am carolyne chepkemoi from kericho county but currently staying in mombasa county.i hold a degree in public relations. A third born in a family of four.i started my business after campus with the savings i had since i never wanted to stay idle as i looked for a job.i started with getting lessos from mombasa and selling thrm in nairobi,nakuru and kericho.after sometime i included some fabric(vitenge)since my customers were demanding for them.with the zidisha loan i know my business will grow to something bigger than it is now because i intend to also add handbags,shoes and men wear to my business.by that I'll target a larger market.

My Business

This being a personal business i will pay back with the money i make.my business is growing day after day and its very promising in my business i have constant customers that i rely on even when the period is low.i make new customers often too.The good part about my business is that most people like to make or design their own clothes.they like tailored clothes and thats why the fabric business is very nice.with the zidisha loan i can expand my business more and offer variety of goods and services to my customers.i do make 7 to 11 thousand shillings profit after i have taken out all my expenses.sometimes i get a higher or low amount according to how the market is.i make this much because the capital i put in was little but i can say it has really grown and i know it will grow bigger with time.thanks in advance and i hope you will consider my application.

Loan Proposal

Hello lenders.I am honored to have clearedy 3rd loan with np issues at all.i am also grateful for all the help i have been given here.My business has been growing day by day that i sometimes wonder how i managed to go this far.without zidisha am so certain that i would have never reached where i am now.So thankyou for the great work.I am applying for my 4th loan now,with this i will increase my stock &add some new stuff to my business in this case shoes &handbags.In the past i have only beem dealing with fabrics but now am sure o can expand &try to add that to my goods.I hereby hmbly request for my loan to ne funded so that i see how my new venture will be.This being a good period for busines,i believe all will be well.I will appreciate all the help.Thankyou.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$435.28

Date disbursed

Nov 14, 2014

Repayment status

On Time

Projected term

65 months

Cost to entrepreneur

Lender interest: $435.28 at 3.55% annual rate over 65 months = $83.29

Service fee: $13.85

Lenders

C

chkuo

Taipei, Taiwan

mepster

San Francisco, Ca, United States

A

AnnaLou

Switzerland

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