Loan buy equipment

Daniel

Kwahu- Tafo, Ghana

Funds disbursed

$0 to go

100% funded of $80 goal

days left

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How it Works

Entrepreneur

Name

Daniel

Member since

November 2016

On-time repayments

10 installments • 40%

About Me

I'm Daniel Kissi. I grew up in the street of kwahu . i started my education at kwahu tafo R/C Primary school. From there i continued to the senior high level. when i completed my senior high education things were not good. i went through difficulties in terms of financing so i started barbering business to take of myself and my family. through this i was able to earn some money to make a living with my parents...l like to be a great barber in the future. the hobby which stands out in my pastime is playing oware. is a unique game in my area that the young , old enjoy much.

My Business

I love barbering...so i take my time to shape my customers very well.I treat them with all kinds of respect...the reason why i choose this business is that, l love barbering, i want to be the best barber in my area. i want 500dollars to expand my business in order to get more current machines and able to expand my shop as well. Electricity is the main challenge am facing now, so i want to buy generator to make my business move faster..
i want to use the profit to take care of the family. As a young skilled personnel i tried to work hard not to depend mostly on people but to work harder for my family and the country as a whole

Loan Proposal

Am using this loan too to buy different equipment
1. I will buy Kemei Men's Hair Trimmer =$21.94
2. Professional Electric Hair Clipper Rechargeable Beard Trimmer = $36.18
3.professional children hair clipper low noise ceramic head Lion battery electric hair cut machine baby hair barber infant trimmer=$21.94
It will help me work more faster and help me trim my customers hair very nice since we are in the competition area. My customers too will enjoy the new barbering skills in the world since they hope to look good and well in the Ghanaian society.

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M
Margaret Jun 29, 2018

Daniels loan of $80.47 was dispersed to him on May 10, 2018. He decided to take his loan and not make any repayments. Sadly, he states he is leaving Zidisha without meeting his obligations to those that had faith in him. All of the information he needs to understand the program was provided by Zidisha, help was offered for him to understand, yet he still blames others.

Daniel should have made an effort to understand how it all works before short changing himself of this opportunity.

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- Daniel Jul 1, 2018
  
  I didn't received any loan from zidisha . The money I had was the deposit I made, they even deducted $2 from the deposit. So j don't own zidisha. Please get it clear.
  
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- Daniel Jul 1, 2018
  
  A poor baber like me you even deducted the deposit I made to. Zidisha
  
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- Daniel Jul 1, 2018
  
  A poor baber like me you even deducted the deposit I made to. Zidisha
  
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Loan Info

Project Type

Classic Loan

Disbursed amount

$80.00

Date disbursed

May 10, 2018

Repayment status

Late

Projected term

6 weeks

Other loans

Mar 2018: $67

Lenders

United Kingdom

United States

United States

Netherlands

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M
Mary Aug 26, 2018

You become a part of the problem when you take a loan with no intention to repay it Daniel. It takes funds away from others who do abide by the rules put in place to preserve as much funding as possible for all borrowers and leanders. How long would your business last if you provided goods or services and no one paid ? Please be responsible and step up and make the payments on your loan.

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Evans Aug 1, 2018

Dear lenders, I have informed Daniel Kissi to make an on time payment of his past dues soon. Thanks so much.

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M
Margaret Jul 7, 2018

You should take a moment and read the information provided by Zidisha which explains everything you are complaining about. Zidisha is an all volunteer organization helping those who need loans who do not qualify for a traditional loan, as such there are requirements for borrowers, you can read all about this in the forums. It is sad you place blame on others when you do not take the time to understand the procedures. With Zidisha a young businessman such as yourself can go far in growing a business or two. Please make an effort to understand how it all works before short changing yourself of this opportunity.

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Daniel Jun 23, 2018

I'M not interested in zidisha again due to your bad policy you are giving to your customers.
I started with GHC299 and i want to get GHC356 but you rather gave me GHC289 and even deducted GHC10 from my initial deposit. Why should it be sold.
An institution that promise to give loan are rather deducting our initial deposit. Am further with you. No pain , No gain.

Bye

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- M
  Mary Jul 4, 2018
  
  Post your concern to the borrowers forum Daniel. Some fees are refunded after the loan is paid back.
  
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- M
  Mary Jul 4, 2018
  
  www.zidisha.org/forum-threa... Explains about your concern and they way Zidisha works. .
  
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M
Mary Jun 22, 2018

Daniel, Please make a repayment on your loan. As one of many lenders I trusted in you to repay. You were given an opportunity. Adjust your repayment to a lesser amount so others can be given the same opportunity.

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Evans Jun 16, 2018

Dear lenders,I have called on Daniel Kissi to make repayment of his past dues soon. He has promised to make repayment of his past dues soon. Thank you.

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M
Mary Jun 12, 2018

Please make your loan payments Daniel. This will allow me to loan to others. Without repayments I cannot lend to others. Zidisha is a powerful tool when used correctly to increase business. Make sure you leave your options open for growing your future.

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Daniel May 3, 2018

I thank you all for your support. long live zidisha.. long live my lenders.

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Iris May 3, 2018

Good Luck Daniel! :)

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Daniel Kissi likes this.
M
Margaret May 1, 2018

Hi Daniel,
I hope the new loan helps you in you Barber business. Please be aware that you can now accept a partial loan through Zidisha in case your loan is not fully funded. Best of luck to you as always. Regards, Margaret

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- Daniel May 2, 2018
  
  okay ... thanks madam margaret
  
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Daniel Apr 9, 2018

My business is moving fast now. A mining company have started operation in my area..so there are many people coming from afar to relocate in my area.

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Daniel Apr 3, 2018

At first i was only one person at the shop doing the babering and now have gotten another guy so the business is moving faster...And i have updated myself with new babering haircut so people are patronizing more this time....I have gotten one new babering machine making two now and am praying to get more machine .....

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