Entrepreneur
Name
Nancy
Member since
December 2014
On-time repayments
217 installments • 49%
About Me
I grew up in a humble background and have been blessed with two children. With education matters, I cleared high school, and unfortunately, due to a lack of fees, I could not proceed to college. But still, I have hope that with my business plan to generate funds, I will one day join college. After lacking school fees for college studies, I thought of what I could do to sustain my living and save money for my college studies. The business of selling clothes was the idea. The place I live in now has a very competitive and ready market for clothes due to the high population. My biggest dream in life is to work hard for the sake of my children so that they get the best in later life, with education and good health. My hobbies include; reading informative articles, adventure, designing clothes, and socializing.
My Business
Currently, I am working as a business process outsourcing agent (BPO) in Nairobi city; after getting this job, I suspended the clothing business for a while. I have been saving since from the clothes business I have been doing. Currently, I want to enroll for a degree in one of the local universities. I believe education is always one of the great pillars in life, and it helps in getting more knowledge and skills on how to be innovative and handle issues that come along in life. I also view education as a great investment in life, which is why I am enrolling for a university degree.
So, I have decided that I need to seek for a boost of the savings I have through the Zidisha loan so that I can enroll. The cost for a whole academic year is $1350. I will plan o be paying the loan from the monthly income I get from my job.
Loan Proposal
With the loan i am applying for i will use to buy several types of clothes i will be selling. With $40 i will buy ladies clothes , $40 will be for the children clothes and finally $20 will be for the men's clothes. I have subdivide into the respective because of the demand in market. This project is going to help me further improve my living standards and save funds for my college studies and for my child because he is 2 years old and very soon he will be joining pre-school. With this loan i have applied for, it is going to improve my daily profit from $5 to $ 8.
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Dec 30, 2014
Repayment status
On Time
Projected term
23 months
Other loans
Lenders
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Summary
Amount repaid
$119.28
Amount remaining
$0.00
Date repaid
Dec 13, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 11, 2015 | $4.19 | Jan 11, 2015 | $4.19 |
| Jan 18, 2015 | $4.19 | Jan 21, 2015 | $4.19 |
| Jan 25, 2015 | $4.19 | Jan 26, 2015 | $3.37 |
| Feb 6, 2015 | $0.82 | ||
| Feb 1, 2015 | $4.19 | Feb 6, 2015 | $4.19 |
| Feb 8, 2015 | $0.61 | Feb 6, 2015 | $0.61 |
| Feb 15, 2015 | $1.69 | Feb 15, 2015 | $1.35 |
| Feb 21, 2015 | $0.34 | ||
| Feb 22, 2015 | $1.69 | Feb 21, 2015 | $1.69 |
| Mar 1, 2015 | $1.69 | Feb 21, 2015 | $1.69 |
| Mar 8, 2015 | $1.69 | Mar 11, 2015 | $1.69 |
| Mar 15, 2015 | $1.69 | Mar 20, 2015 | $1.69 |
| Mar 22, 2015 | $1.69 | Mar 20, 2015 | $1.69 |
| Mar 29, 2015 | $1.69 | Mar 31, 2015 | $1.69 |
| Apr 5, 2015 | $1.69 | Apr 10, 2015 | $1.69 |
| Apr 12, 2015 | $1.69 | Apr 10, 2015 | $0.56 |
| Apr 21, 2015 | $1.12 | ||
| Apr 19, 2015 | $1.69 | Apr 21, 2015 | $1.69 |
| Apr 26, 2015 | $1.69 | Apr 21, 2015 | $1.69 |
| May 3, 2015 | $1.69 | May 15, 2015 | $1.69 |
| May 10, 2015 | $1.69 | May 15, 2015 | $1.69 |
| May 17, 2015 | $1.69 | May 19, 2015 | $1.69 |
| May 24, 2015 | $1.69 | May 19, 2015 | $1.69 |
| May 31, 2015 | $1.69 | May 19, 2015 | $1.69 |
| Jun 7, 2015 | $1.69 | Jun 15, 2015 | $1.69 |
| Jun 14, 2015 | $1.69 | Jun 15, 2015 | $0.56 |
| Jun 18, 2015 | $1.12 | ||
| Jun 21, 2015 | $1.69 | Jun 18, 2015 | $0.56 |
| Jun 24, 2015 | $1.12 | ||
| Jun 28, 2015 | $1.69 | Jun 24, 2015 | $1.69 |
| Jul 5, 2015 | $1.69 | Jun 24, 2015 | $1.69 |
| Jul 12, 2015 | $1.69 | Jun 24, 2015 | $1.12 |
| Jul 20, 2015 | $0.56 | ||
| Jul 19, 2015 | $1.69 | Jul 20, 2015 | $1.12 |
| Aug 3, 2015 | $0.56 | ||
| Jul 26, 2015 | $1.69 | Aug 3, 2015 | $0.56 |
| Aug 21, 2015 | $1.12 | ||
| Aug 2, 2015 | $1.24 | Aug 21, 2015 | $0.11 |
| Aug 28, 2015 | $1.12 | ||
| Aug 9, 2015 | $0.00 | ||
| Aug 16, 2015 | $0.00 | ||
| Aug 23, 2015 | $0.00 | ||
| Aug 30, 2015 | $0.00 | ||
| Sep 6, 2015 | $0.00 | ||
| Sep 13, 2015 | $1.12 | Sep 16, 2015 | $1.12 |
| Sep 20, 2015 | $1.12 | Sep 16, 2015 | $1.12 |
| Sep 27, 2015 | $1.12 | Oct 12, 2015 | $1.12 |
| Oct 4, 2015 | $1.12 | Oct 12, 2015 | $1.12 |
| Oct 11, 2015 | $1.12 | Oct 21, 2015 | $1.12 |
| Oct 18, 2015 | $1.12 | Oct 21, 2015 | $1.12 |
| Oct 25, 2015 | $1.12 | Oct 21, 2015 | $1.12 |
| Nov 1, 2015 | $1.12 | Oct 21, 2015 | $1.12 |
| Nov 8, 2015 | $1.12 | Nov 16, 2015 | $0.56 |
| Nov 30, 2015 | $0.22 | ||
| Dec 7, 2015 | $0.34 | ||
| Nov 15, 2015 | $1.12 | Dec 7, 2015 | $0.45 |
| Dec 12, 2015 | $0.67 | ||
| Nov 22, 2015 | $0.67 | Dec 12, 2015 | $0.45 |
| Jan 4, 2016 | $0.22 | ||
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $0.00 | ||
| Jan 17, 2016 | $0.00 | ||
| Jan 24, 2016 | $0.00 | ||
| Jan 31, 2016 | $0.00 | ||
| Feb 7, 2016 | $1.12 | Feb 16, 2016 | $0.56 |
| Feb 21, 2016 | $0.56 | ||
| Feb 14, 2016 | $0.00 | ||
| Feb 21, 2016 | $0.00 | ||
| Feb 28, 2016 | $0.00 | ||
| Mar 6, 2016 | $2.25 | Mar 22, 2016 | $2.25 |
| Mar 13, 2016 | $1.69 | Mar 22, 2016 | $1.12 |
| Apr 2, 2016 | $0.56 | ||
| Mar 20, 2016 | $0.00 | ||
| Mar 27, 2016 | $0.00 | ||
| Apr 3, 2016 | $0.00 | ||
| Apr 10, 2016 | $1.12 | Apr 8, 2016 | $0.56 |
| Apr 9, 2016 | $0.56 | ||
| Apr 17, 2016 | $1.12 | Apr 18, 2016 | $0.56 |
| Apr 26, 2016 | $0.56 | ||
| Apr 24, 2016 | $1.12 | May 7, 2016 | $1.07 |
| May 10, 2016 | $0.06 | ||
| May 1, 2016 | $1.12 | May 10, 2016 | $1.06 |
| May 14, 2016 | $0.07 | ||
| May 8, 2016 | $1.12 | May 14, 2016 | $0.49 |
| May 16, 2016 | $0.56 | ||
| May 24, 2016 | $0.07 | ||
| May 15, 2016 | $1.12 | May 24, 2016 | $1.12 |
| May 22, 2016 | $1.12 | May 24, 2016 | $1.12 |
| May 29, 2016 | $1.12 | May 24, 2016 | $1.06 |
| May 30, 2016 | $0.07 | ||
| Jun 5, 2016 | $1.12 | May 30, 2016 | $0.04 |
| Jun 27, 2016 | $1.08 | ||
| Jun 12, 2016 | $1.12 | Jun 27, 2016 | $0.03 |
| Jun 27, 2016 | $0.57 | ||
| Jul 4, 2016 | $0.52 | ||
| Jun 19, 2016 | $1.12 | Jul 4, 2016 | $1.12 |
| Jun 26, 2016 | $1.12 | Jul 4, 2016 | $1.12 |
| Jul 3, 2016 | $1.12 | Jul 4, 2016 | $1.12 |
| Jul 10, 2016 | $1.12 | Jul 4, 2016 | $1.12 |
| Jul 17, 2016 | $1.12 | Jul 4, 2016 | $0.61 |
| Jul 19, 2016 | $0.52 | ||
| Jul 24, 2016 | $1.12 | Jul 25, 2016 | $0.56 |
| Jul 25, 2016 | $0.56 | ||
| Jul 31, 2016 | $1.12 | Jul 26, 2016 | $1.12 |
| Aug 7, 2016 | $1.12 | Jul 26, 2016 | $1.12 |
| Aug 14, 2016 | $1.69 | Aug 13, 2016 | $1.69 |
| Aug 21, 2016 | $1.69 | Sep 2, 2016 | $1.69 |
| Aug 28, 2016 | $1.69 | Sep 2, 2016 | $1.69 |
| Sep 4, 2016 | $1.69 | Sep 2, 2016 | $1.12 |
| Sep 5, 2016 | $0.56 | ||
| Sep 11, 2016 | $1.69 | Sep 5, 2016 | $1.69 |
| Sep 18, 2016 | $0.00 | ||
| Sep 25, 2016 | $1.12 | Sep 28, 2016 | $1.12 |
| Oct 2, 2016 | $1.12 | Sep 28, 2016 | $1.12 |
| Oct 9, 2016 | $1.12 | Sep 28, 2016 | $1.12 |
| Oct 16, 2016 | $1.12 | Oct 16, 2016 | $1.12 |
| Oct 23, 2016 | $1.12 | Oct 21, 2016 | $1.12 |
| Oct 30, 2016 | $1.12 | Oct 26, 2016 | $1.12 |
| Nov 6, 2016 | $1.12 | Nov 5, 2016 | $1.12 |
| Nov 13, 2016 | $1.12 | Nov 10, 2016 | $1.12 |
| Nov 20, 2016 | $1.12 | Dec 1, 2016 | $1.12 |
| Nov 27, 2016 | $1.12 | Dec 1, 2016 | $1.12 |
| Dec 4, 2016 | $1.12 | Dec 1, 2016 | $1.12 |
| Dec 11, 2016 | $1.12 | Dec 11, 2016 | $1.12 |
| Dec 18, 2016 | $1.12 | Dec 13, 2016 | $1.12 |
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