Loan for efficient shaving machines

Edwin

Kisii, Kenya

51% repaid

Entrepreneur

Name

Edwin

Member since

July 2014

On-time repayments

38 installments  •  32%

About Me

hi lenders i am overwhelmed by the way customers are trending in!

My Business

i run a barber shop, named exodus kinyozi. my capital input is us dollar 224.037 that i used to buy barber machines to pay the first rent. i inucur expenses of :
elecricity us dollar 2.24
water us dollar 1.12
detergents us dollar4.47
machine reservice us dollar 2.24
these are expenses incurr daily.
get income of us dollar 16.08 grossly daily.
my profit averagly goes to us dollar 6.72 daily. my customer like my services because of the services i offer to them. after shaving them i normally give after shaving services like, washing them. so incase a person was going to office in the morning he can comfortably go to office without any hair cuts in his head. i open very earlier in the morning to catch up with my customer. that gives me an upper hand in winning customers confidence in my services.

Loan Proposal

i will like to borrow us dollar 145:
that i will use to expand my business as follows:
1. buy shaving machines us dollar 70
2. buy mordern detergents us dollar 30
3. buy decent shaving chairs us dollar 20
4.expand my room. us dollar 25
this will see many customers flowing into my shaving and beauty shop for the efficient services.

Show original English  

About Me

i am Edwin Kinara Ombati , 27 years old ,a trustworthy person who comes from a humble family of seven. my father is peasant farmer while my mum is a housewife. my brothers and sisters are still in school who strain to raise their fees. i currently carry out a barber shop that meets my daily expenses. i love watching football at my own free time, i too am a christian. i attend deliverance church kisii town every sunday for blessings. after church i join my family members for get together . i love my business.
I live in kisii town Jogoo estate, where i run my business. kisii is 400 kilometres from Nairobi capital city. where you take a bus for ksh. 1000 , when in kisii take a motorbike and instruct the operator that you want to go to Jogoo APline, when at Ap station move 10 ,metres forward and you will see a signpost of Exodus Kinyozi, house no. 5, that is where i run my business and i live there.

My Business

i run a barber shop, named exodus kinyozi. my capital input is us dollar 224.037 that i used to buy barber machines to pay the first rent. i inucur expenses of :
elecricity us dollar 2.24
water us dollar 1.12
detergents us dollar4.47
machine reservice us dollar 2.24
these are expenses incurr daily.
get income of us dollar 16.08 grossly daily.
my profit averagly goes to us dollar 6.72 daily. my customer like my services because of the services i offer to them. after shaving them i normally give after shaving services like, washing them. so incase a person was going to office in the morning he can comfortably go to office without any hair cuts in his head. i open very earlier in the morning to catch up with my customer. that gives me an upper hand in winning customers confidence in my services.

Loan Proposal

i will like to borrow us dollar 145:
that i will use to expand my business as follows:
1. buy shaving machines us dollar 70
2. buy mordern detergents us dollar 30
3. buy decent shaving chairs us dollar 20
4.expand my room. us dollar 25
this will see many customers flowing into my shaving and beauty shop for the efficient services.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Sep 16, 2014

Repayment status

Late

Projected term

9 months

Lenders

M

marcelitohb

Bremen, Germany

Paula

Heerlen, Netherlands

Sarasota

Sarasota, Fl, United States

R

ronimo

Brussels, Belgium

Evan Lamos

Brussels, Belgium

J

johnrmeier

United States

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  • Victor    Dec 10, 2014

    Hi Edu, since the schools r closed bizna si mbaya ama... just to encourage u bro.

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  • Edwin    Dec 8, 2014

    this is the amount i am able to raise due to low turnout of my clients. this is due most of the schools are closed and many families have travelled to their local homes so my clients turnout has reduced significantly. i want to change the installments and come next year i will increase the payments. i have a feeling of not offending my lenders and will clear them in time

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  • Harbard    Nov 30, 2014

    hi yesterday morning i contacted again Edwin Kinara about his loan but i could not reach him direct because his phone was offline, i had to contact one his workmate to reach him, he told me that his phone got lost so that he could not make any payments that time but he promised that he will have to swap his Sim so that he catches up of continuing paying his loan . When i asked him why he didn't reschedule his loan he told me that he was in a position of repaying the loan, he promised to resume the repayments as 1st Dec 2014 thank for your patience.

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  • Harbard    Oct 27, 2014

    hi lenders,concerning Edwin Kinara's loan today i tried to reach and luckily enough igot to converse with him about the skipping the repayments,he told me that it is not his wish to skip,again he told me if he had knowledge on how to reschedule he could have done that,actually i had no option than showing him on how to reschedule he promised tomorrow he will reschedule the loan so he will be able to pay installments of 400 kes.He again told me that he had been sick for the last one month so he has not been working,he apologised for for the inconvenience caused.
    Thank you very much
    HARBARD TOCHI

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  • johnrmeier    Oct 22, 2014

    Any news on repayment?

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  • Edwin    Sep 29, 2014

    i have the pay bill no. but to which no can i send the money pliz

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  • Edwin    Sep 12, 2014

    thank you so much the zidisha team and lenders at large, i am mr. edwin kinara, a kenyan, living in kenya , kisii region, 400 kilometres from the capital city of kenya, Nairobi. i am a businessman who runs a barber shop in kisii town, jogoo estate. when in kisii town you take a motorbike to jogoo estate through the APline, when in the Ap station alight and walk 5 metres ahead , you will see a signpost written EXODUS KINYOZI house no. 5, that is my kinyozi and i live behind the kinyozi.

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  • bconrad    Sep 11, 2014

    Dear Lenders,

    We are waiting on an additional piece of information from Mr. Kinara, and then his loan will be disbursed.

    Thanks for your patience!
    Bayle, Country Liaison Manager

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    • Edwin    Sep 12, 2014

      thank you so much the zidisha team and lenders at large, i am mr. edwin kinara, a kenyan, living in kenya , kisii region, 400 kilometres from the capital city of kenya, Nairobi. i am a businessman who runs a barber shop in kisii town, jogoo estate. when in kisii town you take a motorbike to jogoo estate through the APline, when in the Ap station alight and walk 5 metres ahead , you will see a signpost written EXODUS KINYOZI house no. 5, that is my kinyozi and i live behind the kinyozi.

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  • Edwin    Sep 3, 2014

    this week my customers have increased by 13%

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  • Edwin    Sep 3, 2014

    as schools are re-opened in kenya, my business increases income generation……

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  • Edwin    Sep 2, 2014

    today more customers are streaming…… need efficient machines though

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  • Edwin    Sep 1, 2014

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  • Edwin    Aug 31, 2014

    today business is gud

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  • Edwin    Aug 29, 2014

    hi, customers are really flowing

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  • Edwin    Aug 27, 2014

    hi good people

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  • Edwin    Aug 26, 2014

    zidisha has changed many people's lives

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  • Edwin    Aug 26, 2014

    today at my job, i love my job

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  • Edwin    Aug 25, 2014

    my business increases day by day

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  • Edwin    Aug 25, 2014

    here i am again need your financial support………. the business will yield high profits…………

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  • Edwin    Aug 25, 2014

    when school are about to reopen i always extend my job hours so that i can be able to accomodate my many customers. zidisha team can assist me by lending me money to purchase new efficient machines.

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