Loan for flour, oil, and margarine for my meat pies and chips

Benedicta Osei

Tepa, Ghana

100% repaid

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Entrepreneur

Name

Benedicta Osei

Member since

February 2015

On-time repayments

179 installments  •  59%

About Me

I'm Benedicta Osei Nyantakye from Tepa in the Ashanti region of Ghana and I stays in Asawase in the Askore Manpong MunicipalAssembly.
My parents break up that brought about my hardship and I was with my mom and we have to borrow from people just to pay my fees.
My mother use to fry meat pie and I always help her whenever I come home and I planned to make it big time when I complete my senior and some told me about zidisha and he told me i can even pay GHC5 every week and i said my problem is sorte. I requested for a loan.
Our country Ghana is a very peaceful country that people come for vacation anytime due to the peace in our land and it's also fertile for crop production.
I don't have a child yet.
Am always on the Internet learning new things.

My Business

I am in to bakery and snacks business, bakeries like meat pie, cake and bread.
The place I work is closer to some companies and so they come on lunch at my bar.
This business is my mother's business and I want to inherit my mother's business.

The cost and revenue of my business due to the real cost is determine by production of the items.
I will reinvest in my profit in my business.

Loan Proposal

Hello lenders thank you a lot for the pass loan you have given me. I really appreciate it and may God richly bless you.
The loan will be used to buy flour, and the sack of flour cost about $100 but i will be buying quarter of the flour. I will be using the loan buy oil to fry the chips and I have get margarine for my meat pie.
This is going to bring difference in my business and will help me to pay my utilities my business grow.
I expect my profit to increased about 80%.

Feedback

1

1

None

  • Stephan W    Mar 14, 2017

    Only one repayment that was paid late and she explained why that was the case. Would definitely lend again.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$82.00

Date disbursed

Dec 9, 2016

Repayment status

On Time

Projected term

3 months

Other loans

Feb 2015:  $100

Oct 2015:  $91

May 2016:  $90

Aug 2016:  $88

Mar 2017:  $82

Jul 2017:  $82

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JF

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  • Daniel    Oct 1, 2018

    I was told by the one who invited her into the programm(Zidisha) , Ismail Mohammed, that she promise paying next week. I was also told by him that she (Benedicta) has changed her contact. I tried to get this new number of Bededicta to no avail. I hope she will make do with her promise this time. Thank You.

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  • Daniel    Jun 25, 2018

    I have tried without number to get intouch with Benedicta, but she is not picking up. The referees are also not coming up with positive response as to how to get intouch with her. I hope she will respond to my call soon.

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  • Daniel    May 15, 2018

    ''Benedicta, just finished writing an external exam last week'' claims Dora the only reference I could speak with. She promised to talk it over with her. However, Benedicta herself have not been available after over ten calls on separate occassions. I hope she will pay as she started paying last month.

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  • Daniel    Apr 13, 2018

    I have tried reaching Benedicta on phone with not less than forty calls (both online and my personal phone) for the past two weeks but she won't pick up. I got in touch with two references Ismail and Dora but they also claim they cannot reach her on phone. Dora only said Benedicta was writing exams. I only hope she will get back again and continue the repayment as she had done before.

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  • Benedicta Osei    Feb 27, 2018

    Am not feeling well that's why

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  • Benedicta Osei    Aug 15, 2017

    Hello I've received the loan and I really appreciate what you have been doing for me. Thank you lenders and Zidisha for always booming my project.

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  • Benedicta Osei    Aug 7, 2017

    Am going to buy take away for bakeryy business and it going to make my business smooth.
    Thank you lenders for your help I really appreciate it.

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  • Benedicta Osei    Jul 31, 2017

    I bought a gas oven with the loan funded to me. The purchase reduce my electricity bill.
    I earned a lot that was out of control. I reinvested in the capital to boom the business. I take care of my younger sibling and my mom too. We have a ventilated sitting place where most of people around that place and out come and rest. Anytime i want to post a picture it says format not supported, I will try and get a supported phone format for you to see my progress.
    Thank you Zidisha and it lenders.

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  • Benedicta Osei    Jul 26, 2017

    Thank you ZIDISHA for making see the real me. If not for your help I would have not seen this prosperity in my life.
    Thank you ZIDISHA and it lenders.

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  • Benedicta Osei    May 29, 2017

    Business is slow that's I want to reschedule my payment plan

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  • Benedicta Osei    May 5, 2017

    Hello lenders,
    I made GHC20 on 30th April but not yet credited

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  • Benedicta Osei    Mar 23, 2017

    Dear lenders i have received the amount of GHC325 that amount to $80 and am going use it to buy a gas oven.
    Thank you lenders and zidisha for your help.
    Am going to send you a picture when I buy it.

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  • Benedicta Osei    Mar 14, 2017

    Am going to use the loan for my new gas oven.
    The gas oven will help me to reduce my electricity bills payment to save me more money.
    Thank you lenders for the quick fund of my loan.

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  • Benedicta Osei    Mar 14, 2017

    Thank you lenders for your past loans, i used the loan in getting goods for my snack bar. The purchase made my business very simple and help me to increase my my profit.
    Thank you lenders once again.

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  • Benedicta Osei    Feb 21, 2017

    Last week market was very bad that's was why I couldn't make my payment

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  • Benedicta Osei    Jan 27, 2017

    I make a lot of profit this week so I want to reschedule my payment to a high rate to pay my loan faster

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  • Benedicta Osei    Jan 2, 2017

    This is some off my work. My phone camera is not good that's I haven't posted any of my works but am planning in getting a new phone that's when you will see everything I does...

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  • JillV    Jan 2, 2017

    Hello Benedicta, Happy New Year! I hope your business continues to grow in 2017. Thanks for making your loan repayments on time!

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  • Benedicta Osei    Dec 11, 2016

    Am really grateful with the loan you've and i have bought my stuffs and will be starting work tomorrow .
    Thank you lenders once again.

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