Loan for home renovation and to expand my business
Eneya
Lusaka, Zambia
40% repaid
Entrepreneur
Name
Eneya
Member since
October 2016
On-time repayments
142 installments • 80%
About Me
My name Eneya Nalungwe born in 1980 in Lusaka Garden House. I completed my grade 12 level in Mufirila ,copperbelt pronvice where i was staying with my auntie after the passing on of my parents. I have to struggle moving up and down looking for the money for my school fees, until i finally met my friend who asked me to help her with her business. I leant alot in her business of selling second hand clothes and she also helped me to pay for my exams, until i completed. I am now married with 2 children but my husband has not been getting enough to support the family. So i had to look for some money and opened a business i knew better.I love playing with children and take them to jumbing castles and boat riding.Zambia is a good country it has been peaceful since independence.
My Business
I am currently selling second hand clothes called "Salaula" in our local language. its a good business where our community are able to have there cheap clothing of their choice. I am more experienced now since i know what type of clothing they want. In one bandle of Salaula, i am able to make $400 after spending $150 as capital. I have seen it to be growing fast and i think it will help me and the entire family with school issues which has been a problem to everyone, and non of us in the family has never been to college. so i am asking Zidisha to help so that i can manage to send my siblings to college and myself too.Hence i want to go to Tanzania's Darlasalaam to buy mini container of second hand clothing so that i can increase daily revenue as well helping my family financially.
Loan Proposal
i need USD 1000 to help me improve the standard of our house and expansion of my second hand clothing which is doing well.I need to buy building sandy at USD 150, I need to buy blocks at USD 300 and also bags of cement at USD 70.However, i to need grow the business i want to rent a bigger warehouse for keeping bundles of second hand clothing which will cost USD 450 to ensure that i expand the business to earn revenue, i want to employer 5 helpers now to be helping me due the expansion of the business.The profits shall be used to also improve other business affairs and also helping family members who do not go to school.
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$948.00
Date disbursed
Oct 24, 2017
Repayment status
Late
Projected term
45 months
Other loans
Lenders
Nieuwegein, Netherlands
Austin, United States
Hong Kong
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
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Summary
Amount repaid
$375.72
Amount remaining
$556.99
Expected completion
Sep 28, 2019
Status
Repaying late
Installment amount
$35.90
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 4, 2017 | $0.00 | ||
| Nov 11, 2017 | $5.23 | Nov 5, 2017 | $5.23 |
| Nov 18, 2017 | $5.23 | Nov 5, 2017 | $5.23 |
| Nov 25, 2017 | $5.23 | Nov 26, 2017 | $5.23 |
| Dec 2, 2017 | $5.23 | Dec 3, 2017 | $5.23 |
| Dec 9, 2017 | $5.23 | Dec 9, 2017 | $5.23 |
| Dec 16, 2017 | $5.23 | Dec 17, 2017 | $5.23 |
| Dec 23, 2017 | $5.23 | Dec 25, 2017 | $5.23 |
| Dec 30, 2017 | $5.23 | Dec 31, 2017 | $5.23 |
| Jan 6, 2018 | $5.23 | Jan 7, 2018 | $5.23 |
| Jan 13, 2018 | $5.23 | Jan 14, 2018 | $5.23 |
| Jan 20, 2018 | $5.23 | Jan 21, 2018 | $5.23 |
| Jan 27, 2018 | $5.23 | Jan 28, 2018 | $5.23 |
| Feb 3, 2018 | $5.23 | Feb 4, 2018 | $5.23 |
| Feb 10, 2018 | $5.23 | Feb 11, 2018 | $5.23 |
| Feb 17, 2018 | $5.23 | Feb 18, 2018 | $5.23 |
| Feb 24, 2018 | $5.23 | Feb 24, 2018 | $5.23 |
| Mar 3, 2018 | $5.23 | Mar 4, 2018 | $5.23 |
| Mar 10, 2018 | $5.23 | Mar 18, 2018 | $5.23 |
| Mar 17, 2018 | $5.23 | Mar 18, 2018 | $5.23 |
| Mar 24, 2018 | $5.23 | Apr 1, 2018 | $5.23 |
| Mar 31, 2018 | $5.23 | Apr 8, 2018 | $5.23 |
| Apr 7, 2018 | $5.23 | Apr 8, 2018 | $5.23 |
| Apr 14, 2018 | $5.23 | Apr 15, 2018 | $5.23 |
| Apr 21, 2018 | $5.23 | Apr 29, 2018 | $5.23 |
| Apr 28, 2018 | $5.23 | Apr 29, 2018 | $5.23 |
| May 5, 2018 | $5.23 | May 20, 2018 | $5.23 |
| May 12, 2018 | $5.23 | May 20, 2018 | $5.23 |
| May 19, 2018 | $5.23 | Jun 2, 2018 | $5.23 |
| May 26, 2018 | $5.23 | Jun 2, 2018 | $5.23 |
| Jun 2, 2018 | $5.23 | Jun 2, 2018 | $5.23 |
| Jun 9, 2018 | $5.23 | Jun 17, 2018 | $5.23 |
| Jun 16, 2018 | $5.23 | Jul 1, 2018 | $5.23 |
| Jun 23, 2018 | $5.23 | Jul 1, 2018 | $5.23 |
| Jun 30, 2018 | $5.23 | Jul 9, 2018 | $5.23 |
| Jul 7, 2018 | $5.23 | Jul 15, 2018 | $5.23 |
| Jul 14, 2018 | $5.23 | Jul 15, 2018 | $5.23 |
| Jul 21, 2018 | $5.23 | Jul 22, 2018 | $5.23 |
| Jul 28, 2018 | $5.23 | Aug 5, 2018 | $5.23 |
| Aug 4, 2018 | $5.23 | Aug 5, 2018 | $5.23 |
| Aug 11, 2018 | $5.23 | Aug 13, 2018 | $5.23 |
| Aug 18, 2018 | $5.23 | Aug 23, 2018 | $5.23 |
| Aug 25, 2018 | $5.23 | Sep 2, 2018 | $5.23 |
| Sep 1, 2018 | $5.23 | Sep 2, 2018 | $5.23 |
| Sep 8, 2018 | $5.23 | Sep 9, 2018 | $5.23 |
| Sep 15, 2018 | $5.23 | Sep 9, 2018 | $5.23 |
| Sep 22, 2018 | $5.23 | Sep 9, 2018 | $5.23 |
| Sep 29, 2018 | $5.23 | Sep 9, 2018 | $5.23 |
| Oct 6, 2018 | $5.23 | Oct 12, 2018 | $5.23 |
| Oct 13, 2018 | $5.23 | Oct 12, 2018 | $5.23 |
| Oct 20, 2018 | $5.23 | Oct 22, 2018 | $5.23 |
| Oct 27, 2018 | $5.23 | Nov 3, 2018 | $5.23 |
| Nov 3, 2018 | $5.23 | Nov 3, 2018 | $5.23 |
| Nov 10, 2018 | $5.23 | Nov 3, 2018 | $5.23 |
| Nov 17, 2018 | $5.23 | Nov 19, 2018 | $5.23 |
| Nov 24, 2018 | $5.23 | Nov 27, 2018 | $5.23 |
| Dec 1, 2018 | $5.23 | Dec 4, 2018 | $5.23 |
| Dec 8, 2018 | $5.23 | Dec 9, 2018 | $5.23 |
| Dec 15, 2018 | $5.23 | Dec 9, 2018 | $2.62 |
| Dec 17, 2018 | $2.62 | ||
| Dec 22, 2018 | $5.23 | Dec 17, 2018 | $5.23 |
| Dec 29, 2018 | $5.23 | Dec 30, 2018 | $5.23 |
| Jan 5, 2019 | $5.23 | Jan 4, 2019 | $5.23 |
| Jan 12, 2019 | $5.23 | Jan 14, 2019 | $5.23 |
| Jan 19, 2019 | $5.23 | Jan 19, 2019 | $5.23 |
| Jan 26, 2019 | $5.23 | Jan 27, 2019 | $5.23 |
| Feb 2, 2019 | $5.23 | Feb 8, 2019 | $5.23 |
| Feb 9, 2019 | $5.23 | Feb 12, 2019 | $5.23 |
| Feb 16, 2019 | $0.00 | ||
| Feb 23, 2019 | $2.09 | Feb 26, 2019 | $2.09 |
| Mar 2, 2019 | $2.09 | Mar 16, 2019 | $2.09 |
| Mar 9, 2019 | $2.09 | Mar 16, 2019 | $2.09 |
| Mar 16, 2019 | $2.09 | Mar 16, 2019 | $2.09 |
| Mar 23, 2019 | $2.09 | Apr 4, 2019 | $2.09 |
| Mar 30, 2019 | $5.23 | Apr 4, 2019 | $5.23 |
| Apr 6, 2019 | $3.14 | Apr 4, 2019 | $3.14 |
| Apr 13, 2019 | $0.00 | ||
| Apr 20, 2019 | $0.00 | ||
| Apr 27, 2019 | $0.00 | ||
| May 4, 2019 | $0.00 | ||
| May 11, 2019 | $0.00 | ||
| May 18, 2019 | $0.00 | ||
| May 25, 2019 | $0.00 | ||
| Jun 1, 2019 | $1.05 | Jun 1, 2019 | $1.05 |
| Jun 8, 2019 | $1.05 | Jun 1, 2019 | $1.05 |
| Jun 15, 2019 | $35.90 | Jun 1, 2019 | $3.14 |
| Jun 15, 2019 | $2.09 | ||
| Jun 22, 2019 | $35.90 | ||
| Jun 29, 2019 | $35.90 | ||
| Jul 6, 2019 | $35.90 | ||
| Jul 13, 2019 | $35.90 | ||
| Jul 20, 2019 | $35.90 | ||
| Jul 27, 2019 | $35.90 | ||
| Aug 3, 2019 | $35.90 | ||
| Aug 10, 2019 | $35.90 | ||
| Aug 17, 2019 | $35.90 | ||
| Aug 24, 2019 | $35.90 | ||
| Aug 31, 2019 | $35.90 | ||
| Sep 7, 2019 | $35.90 | ||
| Sep 14, 2019 | $35.90 | ||
| Sep 21, 2019 | $35.90 | ||
| Sep 28, 2019 | $27.94 | ||
David Oct 14, 2017
Kitty Apr 8, 2017
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