Loan for my business for food retail (vegetables and fruits)
Peter
Nairobi, Kenya
100% repaid
Entrepreneur
Name
Peter
Member since
January 2015
On-time repayments
218 installments • 42%
About Me
I am very thankful for zidisha for approving my application to be a member. I am a young graduate with a business degree and i have been in business for about a year. I have been dealing with vegetables and fruits but on the way the business declined due minimal sources of capital which eventually led to its discloser. I am planning to to re-open it the coming month but the problem i am having per now is that the amount i do have cannot be sufficient for the start. Business is in me and i like it, reason being with business you can go far as compared to white collar jobs. I have tried and i have seen hoe fruitful business is if only you are organized and patient. The idea of business just developed in me just before i joined University and this is what compelled me to go for a business course. Apart from business i would like to continue with my studies to become a lecturer one time to guide the dying young people in terms of ideas.
My Business
As at per now I am not relaxed. So after my business collapsed i went a head and secured a job in a nearby private school where i earn a living from. I an also a freelancer but i write during odd hours like at night or during holidays. I am 100% sure that I am able to repay the loan when given to me. My main aim is to buy a monitor so that I will work better to raise more funds that will enable me employ a person who will be working for me in selling the fruits and veges. I want to employ and not to be employed in my life, better to be my own boss than to be headed and directed by another.
If i get the loan then my problems will be solved and i would like to increase my loan limit so that i can have more capital to put more ideas i have into action. This is a person who is self driven and result oriented in whichever situation i may be in. I an sure am eligible for the loan.Thank you.
Loan Proposal
I will not forget giving a hand of appreciation to the zidisha team for great help you have offered me. I wish One day I will become one of you so that I can do the same to those unable to raise few coins to start the run a simple business.
The first loan which you offered me went direct to start my business which i was dealing with vegetables and fruits and the second for buying learning materials. This one is for the improvement of the business and also upgrading it to the required standards. Am not just looking at the retail business but becoming a supplier in future. The issue is just limited funds I would have gone far but business starts from scratch and I must perfect the start.
The amount is to add stock which will take almost 50%. The remaining will take care of miscellaneous expenses. Business is efficient if you have set aside money for the uncertainties and that is what I have learnt for the short period i have been in business. Truly the amount I have been receiving from zidisha has been of great help to me. I will keep on asking the team to assist We have nowhere to run to since banks are charging much with their strict terms which as young people we can't afford.
Look forward to have good response from you soon. Happy and prosperous New Year, Thank you in advance.
Yours
Akuma Mogaka Peter
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Loan Info
Project Type
Classic Loan
Disbursed amount
$136.00
Date disbursed
Jan 2, 2016
Repayment status
On Time
Projected term
20 months
Other loans
Lenders
Canada
Taiwan
Australia
Norway
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United States
Canberra, Australia
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Summary
Amount repaid
$142.96
Amount remaining
$0.00
Date repaid
Aug 6, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 10, 2016 | $27.00 | Jan 31, 2016 | $27.00 |
| Jan 17, 2016 | $0.00 | ||
| Jan 24, 2016 | $0.00 | ||
| Jan 31, 2016 | $0.00 | ||
| Feb 7, 2016 | $1.00 | Feb 7, 2016 | $1.00 |
| Feb 14, 2016 | $1.00 | Feb 28, 2016 | $1.00 |
| Feb 21, 2016 | $1.00 | Feb 28, 2016 | $1.00 |
| Feb 28, 2016 | $1.00 | Mar 6, 2016 | $1.00 |
| Mar 6, 2016 | $1.00 | Mar 6, 2016 | $1.00 |
| Mar 13, 2016 | $1.00 | Mar 6, 2016 | $1.00 |
| Mar 20, 2016 | $1.00 | Apr 18, 2016 | $1.00 |
| Mar 27, 2016 | $1.00 | May 5, 2016 | $1.00 |
| Apr 3, 2016 | $1.00 | May 5, 2016 | $1.00 |
| Apr 10, 2016 | $1.00 | Jul 5, 2016 | $1.00 |
| Apr 17, 2016 | $1.00 | Jul 5, 2016 | $1.00 |
| Apr 24, 2016 | $1.00 | Jul 5, 2016 | $1.00 |
| May 1, 2016 | $1.00 | Jul 5, 2016 | $1.00 |
| May 8, 2016 | $1.00 | Jul 5, 2016 | $1.00 |
| May 15, 2016 | $1.00 | Jul 5, 2016 | $1.00 |
| May 22, 2016 | $1.00 | Jul 6, 2016 | $1.00 |
| May 29, 2016 | $1.00 | Jul 6, 2016 | $1.00 |
| Jun 5, 2016 | $1.00 | Jul 6, 2016 | $1.00 |
| Jun 12, 2016 | $1.00 | Jul 6, 2016 | $1.00 |
| Jun 19, 2016 | $1.00 | Jul 6, 2016 | $1.00 |
| Jun 26, 2016 | $1.00 | Jul 6, 2016 | $1.00 |
| Jul 3, 2016 | $1.00 | Jul 6, 2016 | $1.00 |
| Jul 10, 2016 | $1.00 | Jul 12, 2016 | $1.00 |
| Jul 17, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Jul 24, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Jul 31, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Aug 7, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Aug 14, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Aug 21, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Aug 28, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Sep 4, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Sep 11, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Sep 18, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Sep 25, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Oct 2, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Oct 9, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Oct 16, 2016 | $1.00 | Oct 10, 2016 | $1.00 |
| Oct 23, 2016 | $1.00 | Oct 10, 2016 | $1.00 |
| Oct 30, 2016 | $1.00 | Oct 10, 2016 | $1.00 |
| Nov 6, 2016 | $1.00 | Nov 7, 2016 | $1.00 |
| Nov 13, 2016 | $1.00 | Nov 7, 2016 | $1.00 |
| Nov 20, 2016 | $1.00 | Dec 5, 2016 | $1.00 |
| Nov 27, 2016 | $1.00 | Dec 5, 2016 | $1.00 |
| Dec 4, 2016 | $1.00 | Dec 5, 2016 | $1.00 |
| Dec 11, 2016 | $1.00 | Dec 5, 2016 | $1.00 |
| Dec 18, 2016 | $1.00 | Dec 20, 2016 | $1.00 |
| Dec 25, 2016 | $1.00 | Dec 26, 2016 | $1.00 |
| Jan 1, 2017 | $1.00 | Jan 9, 2017 | $1.00 |
| Jan 8, 2017 | $1.00 | Jan 12, 2017 | $0.49 |
| Feb 2, 2017 | $0.51 | ||
| Jan 15, 2017 | $1.00 | Feb 2, 2017 | $0.49 |
| Feb 2, 2017 | $0.51 | ||
| Jan 22, 2017 | $1.00 | Feb 2, 2017 | $0.49 |
| Feb 2, 2017 | $0.51 | ||
| Jan 29, 2017 | $1.00 | Feb 2, 2017 | $0.49 |
| Feb 25, 2017 | $0.51 | ||
| Feb 5, 2017 | $1.00 | Feb 25, 2017 | $0.49 |
| Feb 25, 2017 | $0.51 | ||
| Feb 12, 2017 | $0.49 | Feb 25, 2017 | $0.49 |
| Feb 19, 2017 | $0.00 | ||
| Feb 26, 2017 | $0.00 | ||
| Mar 5, 2017 | $0.00 | ||
| Mar 12, 2017 | $0.00 | ||
| Mar 19, 2017 | $1.00 | Apr 4, 2017 | $1.00 |
| Mar 26, 2017 | $1.00 | Apr 4, 2017 | $1.00 |
| Apr 2, 2017 | $0.00 | ||
| Apr 9, 2017 | $0.00 | ||
| Apr 16, 2017 | $0.00 | ||
| Apr 23, 2017 | $0.00 | ||
| Apr 30, 2017 | $0.00 | ||
| May 7, 2017 | $1.00 | May 22, 2017 | $1.00 |
| May 14, 2017 | $1.00 | May 22, 2017 | $1.00 |
| May 21, 2017 | $1.00 | May 22, 2017 | $1.00 |
| May 28, 2017 | $1.00 | May 26, 2017 | $1.00 |
| Jun 4, 2017 | $1.00 | Jun 4, 2017 | $1.00 |
| Jun 11, 2017 | $5.00 | Jun 5, 2017 | $5.00 |
| Jun 18, 2017 | $1.00 | Jun 17, 2017 | $1.00 |
| Jun 25, 2017 | $1.00 | Jun 28, 2017 | $1.00 |
| Jul 2, 2017 | $1.00 | Jul 5, 2017 | $1.00 |
| Jul 9, 2017 | $5.00 | Jul 9, 2017 | $5.00 |
| Jul 16, 2017 | $5.00 | Jul 9, 2017 | $5.00 |
| Jul 23, 2017 | $5.00 | Aug 6, 2017 | $5.00 |
| Jul 30, 2017 | $5.00 | Aug 6, 2017 | $5.00 |
| Aug 6, 2017 | $5.00 | Aug 6, 2017 | $5.00 |
| Aug 13, 2017 | $5.00 | Aug 6, 2017 | $5.00 |
| Aug 20, 2017 | $5.00 | Aug 6, 2017 | $5.00 |
| Aug 27, 2017 | $5.00 | Aug 6, 2017 | $5.00 |
| Sep 3, 2017 | $5.00 | Aug 6, 2017 | $5.00 |
| Sep 10, 2017 | $2.47 | Aug 6, 2017 | $2.47 |
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