Loan for my ward's school fees

Bernice

Ablekuma- Galilee, Ghana

100% repaid

Entrepreneur

Name

Bernice

Member since

July 2015

On-time repayments

91 installments  •  22%

About Me

My name is Bernice Atta-Peters from Greater-Accra , Ghana. I am married to Charles Atta-Peters with a child.His name is Kwesi.
I started my primary school at Datus school complex in Dansoman,Accra after successful completion I attended Ghana National College in Cape-Coast in the Central Region of Ghana for my secondary education. After completion, I went on to pursue Diploma in Graphic and Web Designing.After school,i applied for job, but no avail.This made life difficult for me.I later decided to enter into business,thus selling of watches,jewelries,bags and shoes. I have been facing financial difficulties of late,since i do not have support from no where to pay for my child's school fees.I want the best for my child,without better education for him now,he will be nobody in future.The unique thing about but my country is that they are hosptilised and they love each other no matter the tribe you are from.
My hobbies are; reading , singing and trading both online and offline.

My Business

Selling of watches,jewelries,bags and shoes will enable me to repay the Zidisha loan. The business is in demand because people patronised it.I choose this kind of business because,i used a small amount of money to start it.
To reinvest the funds, I will buy more watches,jewelries,bags and shoes to expand the business. Once I start loan repayment I will make it my desire to invite my family members and friends to apply for loans from Zidisha lenders to boost their business.

Loan Proposal

I will use the loan i will get from the lenders in this way:I will use $35 for jewelries,$25 for shoes,and $10 to buy bags. I believe this will increase my income.
This loan is going to help me a lot by paying my child's fees on time and expand my business in future as well. I will plead with the entire Zidisha Lenders to support me bring out the best in me so that I can take care of my child well and also to help the less privilege of my community.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jul 29, 2015

Repayment status

On Time

Projected term

22 months

Lenders

Zidisha

Sterling, United States

indeh

London, United Kingdom

D

Dionne

Pembroke, Bermuda

M

mwkelley2

Columbus, OH, United States

A

amnesiac

Adelaide, Australia

D

Dave22202

Arlington VA, United States

yorick

Springfield, United States

Alina

Amsterdam, Netherlands

A

Aaron

Zurich, Switzerland

F

FuzzyHat

London, Canada

Z

zblongladder

Somerville, United States

W

WellingtonPFClass

Columbus, Oh, United States

R

rawlo5660

san jose, United States

worldcitizen

Kutztown, Pa, United States

C

cescotet

Needham, United States

RandyPetersen1

Colorado Springs, United States

R

Roxyclark

Heber City, United States

ButterfieldFamily

Heber City, United States

J

justincomish

Riverton, United States

A

Alisa

from, Japan

B

Bluejay

Magrath, Canada

A

AspyerGroup

Longview, United States

S

Southern

Oberursel, Germany, Germany

V

vshafor

Carlsbad, United States

ohlandtmann

Moorestown, United States

J

jerryq

Redding, United States

U

UsefulDrivel

Fort Worth, United States

M

moneypatch

Heber City, United States

L

lilbsedz

Raleigh, United States

T

Tui1974

nuenen, Netherlands

HMS_5th_Grade

Honolulu, United States

O

ochunshoney

charlotte, United States

D

dweiner

Madison, United States

Vla911

Milan, Italy

jhealy87

Silver Spring, United States

J

Jyoti

Herndon, United States

MikaL

Helsinki, Finland

C

chrono

Toronto, Canada

chadgibbs

Loveliest Village, United States

A

alexandraleaving

Alice Springs, Australia

Evan Lamos

Brussels, Belgium

Roy

Espoo, Finland

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  • Bernice    Jun 9, 2017

    Lenders, i thank you so much for the patience you had with me in paying my loan. Business was not good that was why i delayed paying my loan. I promise to pay on time when am granted another loan. Thank you and God bless you.

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  • Gideon Agyare    Apr 29, 2017

    I have spoken to her and she told me she will start her payment from tomorrow.

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  • Bernice    Mar 8, 2017

    I have changed the items i was selling in my previous business because they were not being patronize. This is why my payment has delayed. I am adjusting with the new business. I will increase it soon. Thank you.

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  • Gideon Agyare    Feb 28, 2017

    When I contacted Bernice, she told me had some challenges, but promised to start paying for the loan when things are well.

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  • Bernice    Apr 21, 2016

    Business was bad but it picking up now,so i will like to increase the amount. Thank you.

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  • Bernice    Jan 11, 2016

    I have not been well for some time therefore my business has been bad. I will increase it when my business get better.

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  • Bernice    Oct 26, 2015

    My business is not going on well. I will increase it later. Thanks

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  • Roy    Oct 22, 2015

    Bernice, How are you?

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  • Bernice    Sep 15, 2015

    I spend so much on medications when my son got ill two weeks ago that has caused financial hardship for me now. I plead to reduce my loan amount for some time. I will increase it soon when business start picking up. Thanks

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  • Bernice    Aug 25, 2015

    Business has not been good this week that is why am reducing the amount. I will add up next week. Thanks

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  • Bernice    Aug 10, 2015

    I did my payment yesterday but has not reflected.

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    • Roy    Aug 10, 2015

      Bernice,
      Thank you for the payment. You should know that this space is intended for communication with your lenders, who can not really help you with this matter. Also, I ask you to remember that it takes some time to process the payments.... If after a couple of days, it still does not appear I suggest you write to Zidisha at [email protected], and the staff there will help you.

      Best Regards,

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  • Gideon Agyare    Jul 31, 2015

    Bernice.this is an opportunity for you to take care of your child's education and help him reach his goals in future.All you need to do is to pay your loan regularly (thus every week) to get more loans from the lenders to help your child's education.

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    • Bernice    Jul 31, 2015

      Thank you so much for introducing me to Zidisha. I will do exactly that.

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    • Roy    Jul 31, 2015

      Friends,
      Please remember it is a competative process. Some people do not get the loans they apply for...
      Good payment records, good photos, details on how you will be able to repay the loan, are all important. They do not however guarantee success for your application, only improve your chances.

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      • Bernice    Aug 3, 2015

        Thanks so much Roy, and your fellow lenders for helping me.
        I promise to repay my loan on time. Thanks.

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  • Bernice    Jul 30, 2015

    Dear Lenders, I have received my loan and I thank you very much for your help. I promise to repay it on time for more loans and also bring my faithful friends to join. Thanks

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  • Bernice    Jul 28, 2015

    Dear Lenders, thank you all for your help, am very grateful. Hope you are all doing well.

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  • Bernice    Jul 24, 2015

    Dear Lenders, I thank you so much for agreeing to give me the loan. I promise i will pay the loan on time. This is going to help my business expand. Thank you once again.

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  • Bernice    Jul 23, 2015

    Dear lenders,kindly plead to you to help me by lending me the loan to pay my child's school fees.I need your help badly.

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  • Bernice    Jul 23, 2015

    Roy,i am very desprate.

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  • Roy    Jul 23, 2015

    Dear Bernice, is there some reason why you have not replied to my mail?

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  • Bernice    Jul 23, 2015

    DEAR LENDERS,
    I know you are here to help me take good care of my child.Please help me to let my child reach his goals in future.

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  • Bernice    Jul 23, 2015

    Dear lenders, kindly come to my aid by help me pay my child's school fees.

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