Laptop computer & partial payment of university fees

Joseph

Accra, Ghana

100% repaid

Entrepreneur

Name

Joseph

Member since

September 2015

On-time repayments

302 installments  •  73%

About Me

I am Joseph Saaquah, 29 years of age. I am the last from 3 children of my parent,My family could have been a lovely one, but sadly I never got the opportunity to set eyes on my dad. I took it calmly growing up because no matter what happens, life must go on. Have always been a respectful, obedient, just, and hardworking person. Have completed senior high school at Gomoa Secondary High Technical School in the central region of Ghana, though it wasn't easy financially due to my mum being a single parent with 3 kids. Life hasn't been easy, but I've never given up because I'm determined to be educated. Sometimes I have to drop from school, though, to help mum in selling to get money for my fees and my chop money (money for daily provision of food is called "chop money" in Ghana). Through zidisha loan,i have been able to attend an IT school to gain myself a diploma in IT system admin certificate. am currently working but i dont want this certificate to be the end of my IT education but the beginning . I really want to continue my IT education,though it expensive but i wont let finances prevent me. am ready to work hard and go the extra mile to go higher in the IT field. I challenge myself not to give up because everything is possible in life. since Zidisha is with me, I can boldly say that my dreams will surely come to reality.
I live in a peaceful environment with lovely people. I love listening to music and singing along.

My Business

Hello dear Lenders,first of all i would like to thank and appreciate you all for always supporting my loan application.
through the help of Zidisha,i have a certificate in IT and working in a company as an IT personnel, it really helping me a lot,all thanks to you for the support.
i use some of the money i earn to take care of my personal needs like paying my house rent,paying my bills,feeding myself on daily bases,paying some of siblings fees if there is the need and helping others who are in bad time or needs financial help urgently.

Loan Proposal

Hello, dear lenders.

I thank God for helping me see this day and protecting the lives of my generous lenders.
I joined this platform with the aim of continuing my education and also to setting up a business to support myself. Am doing very well in terms of business and that is what I am surviving on. My condition was very poor at first, but as soon as I joined this family and lenders start supporting my applications, I began to see improvements. I thank you all.

I am applying this loan for my I.T. education. I have gotten admitted to study for a professional Diploma in I.T. System Administration at Ghana Institute of Management
and Public Administration (GIMPA). This is a dream come true for me.

This loan would help me a lot, as I would use part of it to pay for the balance of my admission fees, and to buy some academic handouts, as well as to purchase a laptop computer for use in my university studies.

If some of the dear lenders favor me by fully funding a loan for me,
this is what I would use it for:
1.) $250 to finish paying for the admission fees;
2.) $105 to buy coursework handouts; and
3.) $250 to purchase a laptop computer.

Profit from from my mini-importation business would help me to repay this loan.

My I.T. classes are on Mondays, Wednesdays, and Fridays, so I have Tuesdays, Thursdays, and Saturdays to work in the business. I'm very sure of being able to do well enough to repay the loan on time.

I would be very happy if you would help me this time around. I promise to repay, as always.

I currently have a 100% on-time repayment rate,
and I would do my best not to let anything spoil that.

Thank you for having a good heart to help me out.
God bless you all.

Show original English  

About Me

I am Joseph Saaquah, 29 years of age. I am the last from 3 children of my parent,My family could have been a lovely one, but sadly I never got the opportunity to set eyes on my dad. I took it calmly growing up because no matter what happens, life must go on. Have always been a respectful, obedient, just, and hardworking person. Have completed senior high school at Gomoa Secondary High Technical School in the central region of Ghana, though it wasn't easy financially due to my mum being a single parent with 3 kids. Life hasn't been easy, but I've never given up because I'm determined to be educated. Sometimes I have to drop from school, though, to help mum in selling to get money for my fees and my chop money (money for daily provision of food is called "chop money" in Ghana). Through zidisha loan,i have been able to attend an IT school to gain myself a diploma in IT system admin certificate. am currently working but i dont want this certificate to be the end of my IT education but the beginning . I really want to continue my IT education,though it expensive but i wont let finances prevent me. am ready to work hard and go the extra mile to go higher in the IT field. I challenge myself not to give up because everything is possible in life. since Zidisha is with me, I can boldly say that my dreams will surely come to reality.
I live in a peaceful environment with lovely people. I love listening to music and singing along.

My Business

Hello dear Lenders,first of all i would like to thank and appreciate you all for always supporting my loan application.
through the help of Zidisha,i have a certificate in IT and working in a company as an IT personnel, it really helping me a lot,all thanks to you for the support.
i use some of the money i earn to take care of my personal needs like paying my house rent,paying my bills,feeding myself on daily bases,paying some of siblings fees if there is the need and helping others who are in bad time or needs financial help urgently.

Loan Proposal

Hello dear lenders, I thank God for helping me see this day and protecting the lives of my generous lenders. I joined this platform with the aim of continuing my education and also to set up some business to support myself.am doing very well in terms of business and that is what am surviving on.my condition was very poor at first but as soon as i join this family and lenders start supporting my applications, I begin to see improvements. i thank you all.

Am applying this loan for my IT Education, I have got an admission to study professional Diploma in IT system Administration at Ghana Institute Of Management And Public Administration (GIMPA).this is a dream come true for me.
This loan would help me a lot as I would use part to pay my admission fees, buy some handouts and also purchase a laptop for my IT course.

If our dear lenders favors me by fully funding my loan,this is what i would use it for....
1) would use $250 of the loan to clear the admission fees.
2)Use $250 to purchase a laptop.
3)Use $105 for handouts.

Profit from from my mini-importation business would help me pay back this loan. My IT classes are on Mondays,Wednesdays and Fridays so i have Tuesdays,Thursdays and Saturdays to work. Am very sure of doing well to pay the loan on time.

i would be very happy if you help me this time round like always. i promise to pay back like always.am having 100% on time repayment and I won’t let anything spoil that.

Thank you all for having a good heart to help me out...
God bless u all.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$605.00

Date disbursed

Mar 7, 2018

Repayment status

On Time

Projected term

40 months

Lenders

Kitty

Hailsham, United Kingdom

A

Anonymous

United States

Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$605.18

Amount remaining

$0.00

Date repaid

Aug 26, 2021

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Mar 19, 2018 $20.17 Mar 21, 2018 $20.17
Mar 26, 2018 $0.00
Apr 2, 2018 $4.48 Apr 4, 2018 $4.48
Apr 9, 2018 $4.48 Apr 4, 2018 $4.48
Apr 16, 2018 $4.48 Apr 19, 2018 $4.48
Apr 23, 2018 $4.48 Apr 30, 2018 $4.48
Apr 30, 2018 $4.48 Apr 30, 2018 $4.48
May 7, 2018 $11.21 May 6, 2018 $11.21
May 14, 2018 $11.21 May 16, 2018 $11.21
May 21, 2018 $0.00
May 28, 2018 $6.72 May 22, 2018 $6.72
Jun 4, 2018 $6.72 May 27, 2018 $6.72
Jun 11, 2018 $6.72 Jun 12, 2018 $6.72
Jun 18, 2018 $6.72 Jun 18, 2018 $6.72
Jun 25, 2018 $0.00
Jul 2, 2018 $0.00
Jul 9, 2018 $6.72 Jun 26, 2018 $6.72
Jul 16, 2018 $6.72 Jul 10, 2018 $6.72
Jul 23, 2018 $6.72 Jul 17, 2018 $6.72
Jul 30, 2018 $6.72 Jul 24, 2018 $6.72
Aug 6, 2018 $6.72 Jul 31, 2018 $6.72
Aug 13, 2018 $0.00
Aug 20, 2018 $6.72 Aug 22, 2018 $6.72
Aug 27, 2018 $6.72 Aug 30, 2018 $6.72
Sep 3, 2018 $6.72 Sep 5, 2018 $6.72
Sep 10, 2018 $6.72 Sep 13, 2018 $6.72
Sep 17, 2018 $6.72 Sep 18, 2018 $6.72
Sep 24, 2018 $6.72 Sep 27, 2018 $6.72
Oct 1, 2018 $6.72 Oct 1, 2018 $6.72
Oct 8, 2018 $3.36 Dec 10, 2018 $3.36
Oct 15, 2018 $0.00
Oct 22, 2018 $0.00
Oct 29, 2018 $0.00
Nov 5, 2018 $0.00
Nov 12, 2018 $0.00
Nov 19, 2018 $0.00
Nov 26, 2018 $0.00
Dec 3, 2018 $0.00
Dec 10, 2018 $0.00
Dec 17, 2018 $4.48 Dec 17, 2018 $4.48
Dec 24, 2018 $4.48 Dec 24, 2018 $4.48
Dec 31, 2018 $4.48 Jan 3, 2019 $4.48
Jan 7, 2019 $0.00
Jan 14, 2019 $2.24 Jan 8, 2019 $2.24
Jan 21, 2019 $2.24 Jan 23, 2019 $2.24
Jan 28, 2019 $2.24 Jan 29, 2019 $2.24
Feb 4, 2019 $2.24 Feb 18, 2019 $2.24
Feb 11, 2019 $2.24 Feb 18, 2019 $2.24
Feb 18, 2019 $2.24 Mar 1, 2019 $2.24
Feb 25, 2019 $2.24 Mar 8, 2019 $2.24
Mar 4, 2019 $0.00
Mar 11, 2019 $0.00
Mar 18, 2019 $0.00
Mar 25, 2019 $2.24 Mar 22, 2019 $2.24
Apr 1, 2019 $2.24 Apr 1, 2019 $2.24
Apr 8, 2019 $2.24 Apr 7, 2019 $2.24
Apr 15, 2019 $2.24 Apr 16, 2019 $2.24
Apr 22, 2019 $2.24 Apr 27, 2019 $2.24
Apr 29, 2019 $2.24 May 3, 2019 $2.24
May 6, 2019 $2.24 May 14, 2019 $2.24
May 13, 2019 $2.24 May 14, 2019 $1.12
May 25, 2019 $1.12
May 20, 2019 $2.24 May 25, 2019 $1.12
Jun 5, 2019 $1.12
May 27, 2019 $1.12 Jun 5, 2019 $1.12
Jun 3, 2019 $0.00
Jun 10, 2019 $2.24 Jun 27, 2019 $2.24
Jun 17, 2019 $2.24 Jun 27, 2019 $2.24
Jun 24, 2019 $2.24 Jul 2, 2019 $2.24
Jul 1, 2019 $2.24 Jul 19, 2019 $2.24
Jul 8, 2019 $2.24 Jul 26, 2019 $2.24
Jul 15, 2019 $0.00
Jul 22, 2019 $0.00
Jul 29, 2019 $2.24 Aug 3, 2019 $2.24
Aug 5, 2019 $2.24 Aug 3, 2019 $2.24
Aug 12, 2019 $2.24 Aug 10, 2019 $2.24
Aug 19, 2019 $2.24 Aug 24, 2019 $2.24
Aug 26, 2019 $2.24 Aug 29, 2019 $2.24
Sep 2, 2019 $2.24 Sep 6, 2019 $2.24
Sep 9, 2019 $2.24 Sep 12, 2019 $2.24
Sep 16, 2019 $2.24 Sep 17, 2019 $2.24
Sep 23, 2019 $2.24 Sep 20, 2019 $2.24
Sep 30, 2019 $2.24 Oct 15, 2019 $2.24
Oct 7, 2019 $2.24 Oct 15, 2019 $2.24
Oct 14, 2019 $0.00
Oct 21, 2019 $2.24 Oct 25, 2019 $2.24
Oct 28, 2019 $2.24 Nov 10, 2019 $2.24
Nov 4, 2019 $2.24 Nov 10, 2019 $2.24
Nov 11, 2019 $2.24 Nov 10, 2019 $1.57
Nov 13, 2019 $0.67
Nov 18, 2019 $2.02 Nov 24, 2019 $2.02
Nov 25, 2019 $2.24 Dec 19, 2019 $0.67
Dec 20, 2019 $1.57
Dec 2, 2019 $2.24 Dec 20, 2019 $2.24
Dec 9, 2019 $2.24 Dec 20, 2019 $2.24
Dec 16, 2019 $2.24 Dec 20, 2019 $0.45
Jan 1, 2020 $1.79
Dec 23, 2019 $2.24 Jan 1, 2020 $2.24
Dec 30, 2019 $0.45 Jan 1, 2020 $0.45
Jan 6, 2020 $2.24 Jan 5, 2020 $2.24
Jan 13, 2020 $2.24 Jan 5, 2020 $2.24
Jan 20, 2020 $2.24 Feb 2, 2020 $2.24
Jan 27, 2020 $2.24 Feb 2, 2020 $2.24
Feb 3, 2020 $2.24 Feb 2, 2020 $2.24
Feb 10, 2020 $2.24 Feb 14, 2020 $2.24
Feb 17, 2020 $2.24 Feb 14, 2020 $2.24
Feb 24, 2020 $2.24 Mar 6, 2020 $2.24
Mar 2, 2020 $2.24 Mar 6, 2020 $2.24
Mar 9, 2020 $2.24 Mar 6, 2020 $2.24
Mar 16, 2020 $11.21 Mar 14, 2020 $11.21
Mar 23, 2020 $11.21 Mar 19, 2020 $7.84
Mar 22, 2020 $3.36
Mar 30, 2020 $0.00
Apr 6, 2020 $1.12 Apr 1, 2020 $1.12
Apr 13, 2020 $1.12 Apr 1, 2020 $1.12
Apr 20, 2020 $1.12 Apr 17, 2020 $1.12
Apr 27, 2020 $1.12 Apr 27, 2020 $1.12
May 4, 2020 $1.12 May 8, 2020 $1.12
May 11, 2020 $0.00
May 18, 2020 $1.12 Jun 11, 2020 $1.12
May 25, 2020 $1.12 Jun 15, 2020 $1.12
Jun 1, 2020 $1.12 Jun 15, 2020 $1.12
Jun 8, 2020 $1.12 Jun 15, 2020 $1.12
Jun 15, 2020 $1.12 Jun 18, 2020 $1.12
Jun 22, 2020 $1.12 Jun 22, 2020 $1.12
Jun 29, 2020 $1.12 Jun 22, 2020 $1.12
Jul 6, 2020 $1.12 Jun 22, 2020 $1.12
Jul 13, 2020 $1.12 Jun 22, 2020 $1.12
Jul 20, 2020 $1.12 Jun 22, 2020 $1.12
Jul 27, 2020 $1.12 Jul 26, 2020 $1.12
Aug 3, 2020 $1.12 Jul 26, 2020 $1.12
Aug 10, 2020 $1.12 Aug 24, 2020 $1.12
Aug 17, 2020 $1.12 Aug 24, 2020 $1.12
Aug 24, 2020 $1.12 Aug 25, 2020 $1.12
Aug 31, 2020 $1.12 Aug 31, 2020 $1.12
Sep 7, 2020 $1.12 Sep 7, 2020 $1.12
Sep 14, 2020 $1.12 Sep 20, 2020 $1.12
Sep 21, 2020 $1.12 Sep 20, 2020 $1.12
Sep 28, 2020 $1.12 Sep 27, 2020 $1.12
Oct 5, 2020 $0.00
Oct 12, 2020 $1.12 Oct 11, 2020 $1.12
Oct 19, 2020 $1.12 Oct 20, 2020 $1.12
Oct 26, 2020 $1.12 Oct 26, 2020 $1.12
Nov 2, 2020 $1.12 Nov 4, 2020 $1.12
Nov 9, 2020 $1.12 Nov 20, 2020 $1.12
Nov 16, 2020 $0.00
Nov 23, 2020 $1.12 Nov 30, 2020 $1.12
Nov 30, 2020 $1.12 Dec 2, 2020 $1.12
Dec 7, 2020 $1.12 Dec 14, 2020 $1.12
Dec 14, 2020 $1.12 Dec 17, 2020 $1.12
Dec 21, 2020 $1.12 Dec 23, 2020 $1.12
Dec 28, 2020 $0.00
Jan 4, 2021 $1.12 Jan 10, 2021 $1.12
Jan 11, 2021 $0.00
Jan 18, 2021 $4.48 Jan 21, 2021 $2.24
Jan 25, 2021 $2.24
Jan 25, 2021 $0.00
Feb 1, 2021 $2.24 Feb 14, 2021 $2.24
Feb 8, 2021 $2.24 Feb 14, 2021 $2.24
Feb 15, 2021 $2.24 Feb 26, 2021 $2.24
Feb 22, 2021 $2.24 Mar 4, 2021 $2.24
Mar 1, 2021 $2.24 Mar 12, 2021 $2.24
Mar 8, 2021 $1.12 Mar 18, 2021 $1.12
Mar 15, 2021 $11.66 Mar 26, 2021 $11.66
Mar 22, 2021 $11.66 Mar 26, 2021 $11.66
Mar 29, 2021 $11.66 Mar 26, 2021 $11.66
Apr 5, 2021 $11.66 Mar 26, 2021 $11.66
Apr 12, 2021 $11.66 Mar 26, 2021 $11.66
Apr 19, 2021 $8.97 Mar 26, 2021 $8.97
Apr 26, 2021 $11.66 Apr 28, 2021 $7.62
May 9, 2021 $4.03
May 3, 2021 $11.66 May 9, 2021 $0.45
May 16, 2021 $2.24
May 31, 2021 $4.48
Jun 5, 2021 $4.48
May 10, 2021 $12.55 Jun 13, 2021 $4.48
Jul 4, 2021 $8.07
May 17, 2021 $12.55 Jul 4, 2021 $3.14
Jul 17, 2021 $9.41
May 24, 2021 $12.55 Jul 17, 2021 $1.79
Jul 24, 2021 $10.76
May 31, 2021 $12.55 Jul 24, 2021 $0.45
Jul 31, 2021 $11.21
Aug 7, 2021 $0.90
Jun 7, 2021 $12.55 Aug 7, 2021 $10.31
Aug 25, 2021 $2.24
Jun 14, 2021 $12.55 Aug 25, 2021 $12.55
Jun 21, 2021 $12.55 Aug 25, 2021 $12.55
Jun 28, 2021 $12.55 Aug 25, 2021 $12.55
Jul 5, 2021 $20.17 Aug 25, 2021 $4.93
Aug 26, 2021 $15.24
Jul 12, 2021 $7.17 Aug 26, 2021 $7.17

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