Loan irrigation farming

Tabi

Berekum, Ghana

100% repaid

Entrepreneur

Name

Tabi

Member since

June 2015

On-time repayments

79 installments  •  67%

About Me

I am Tabi Amos. i am 35 years of age. I
come from kato a farming community in the
berekum municipality in the brong ahafo region
of ghana. I had my basic education at council basic School at Berekum and then
secondary education at Methodist secondary
school. I have 3 siblings and i am the elders. My
main occupation is vegetables and plantains
farming. it is the main source of income to my
family. Am having 3 hecters of land .

My Business

I started this business with a little amount.
therefore much of the farming work was soely
done by me without any help . during the
first season l havested a lot of vegetables into
the city. the income i received really helped in
expanding my farming business.
farming is the best job one
can think of provided one gets enough support or
funds to aid in the business. i took care of two of
my siblings to complete university all
with the profit i received from the food stuff i
sold in the market. i want to expand my farm.
hence the need for zidisha assistance. with
zidisha loan i can expand my farm which in
return can earn me more profit to repay the loan.

Loan Proposal

if am granted my third loan I am going to use $70 to purchase a pumping machine in order to farm this dry season because there is no rain to promote growth of crops and the balance of the money will be use to buy pipe lines and sprinkler to enable water supply to my farm .thank you

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$109.00

Date disbursed

Feb 2, 2016

Repayment status

On Time

Projected term

10 months

Lenders

H

hilde

seattle, United States

Evan Lamos

Brussels, Belgium

dlpringle

Denver, United States

Michel Bavin

Antwerp Area, Belgium

MW

Matt Willis

United States

MR

Michiel Rauws

San Francisco, Netherlands

wissam

Jeddah, Saudi Arabia

Christopher Hey

Sudbury, Canada

E

EABF

Netherlands

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  • Tabi    Jan 5, 2017

    my loan was accepted more than a week now but I have not received the loan yet. thank you

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  • Tabi    Jan 5, 2017

    good morning my dear lenders, please you have accepted my loan but is about 10 days now you have not disburse into my account.

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  • Tabi    Dec 27, 2016

    I will use this loan

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  • Tabi    Dec 13, 2016

    I wish you could grand me loan to buy motor king to carry my farm products to market and also pay my laborers to clear my new farm land. I hope my application will be considered And approve. Thank you.

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  • Tabi    Mar 18, 2016

    The Amount due march 13, 2016 has been paid and have received the message that you had received it , but today I have received another text that the amount due on March 13, 2016 has not been received. Can you please verify for me.

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  • Tabi    Feb 20, 2016

    I will like to reduce my installment due to the dry season my income has reduce , I have now started the irrigation farming farming with help of Zidisha loam given to me. I will increase installment again when I started harvesting.

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  • Tabi    Feb 17, 2016

    I have sent request to reduce my payment but it has not reflect on my payment installment. can you please give me guidance ?

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  • Tabi    Feb 3, 2016

    The amount of Ghc429 which ix equivalent to $106 has been received, I will use some to buy the pump machine for my irrigation farming and rest to pay my labourers. Thank you very much for given me this money, I will work very hard to repay the amount due on time. Thank you.

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  • Tabi    Feb 1, 2016

    I will buy pumping machine to support my irrigation farming. The loan will help me to produce and able to supply fresh vegetables to my consumers.

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  • Tabi    Jan 26, 2016

    I am sure I made a mistake on that dates 18th and 25th....., but I have made that payment due last week on 20th Jan, 2016 which amounted to Ghc40 but it has still not been credited into my account.

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    • Roy    Jan 26, 2016

      Tabi,
      There are a number of things, regarding the way you choose to deal with this issue that I do not understand.

      - I have told you twice in a conversations on this page (4 January and also 22 December) that this space was for communication between you and your lenders. I also told you (and I quote) “While I can comment on what I see, I do not have all the information. You may need to send an email to Zidisha at [email protected].” Yet you still wish to discuss this matter on this public forum.

      - I have given you reasons, why I believe you have missed payments. However, I can not prove the negative. This is to say that I can not prove you have not done so (made the payments). However, you could prove that you have made the payments. Yet, you have not done so.

      - Even if I were to believe you, I am not in a position to make any changes or corrections.

      I do hope you are able to resolve this to your satisfaction. I do not however think you are going the right way about it.

      Good luck.

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  • Tabi    Jan 26, 2016

    I have made final amount due long time but it has not been credited into my account. Can you please give me details about it.

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    • Roy    Jan 26, 2016

      I am rather sure you have missed payments due on October 18th and 25th.... There is nothing for me to do, but suggest you have another look at your records...Please do so.

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  • Tabi    Jan 23, 2016

    I want to hear from you please

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  • Tabi    Jan 23, 2016

    please I have finished paying the amount due

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  • Roy    Jan 20, 2016

    How are you Tabi?

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  • Tabi    Jan 4, 2016

    I have made my final repayment which is due on 3rd January, 2016. can you please explain to me which period I didn't made payment?

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    • Roy    Jan 4, 2016

      Hello Tabi,
      I expect you are aware that this space is intended for communication between lenders and borrowers.... While I can comment on what I see, I do not have all the information. You may need to send an email to Zidisha at [email protected].

      Having said that it seems to me that you missed payments on 18 and 25 October. As you did not reschedule your repayments, all the following payments have been late. If you made a payment on 3 December, because it takes up to three days to process a payment, this would explain the three payments, which do not appear on your page.

      I am confident that is the difference, because on 14 December, you wrote "please my 29th November, 2015 and 6th December, 2015 has not been credited to my account." You make a similar comment on 22 December....All these dates are after the dates I have cited. As you have not commented further, I can only presume the matters were resolved to your satisfaction.
      If you still believer you have repaid the loan in full, you need to send a message, with the details to the Zidisha staff at [email protected].

      Good luck.

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  • Tabi    Dec 22, 2015

    please I have made payment of 20th Dec 2015 but had not been credited into my account

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    • Roy    Dec 22, 2015

      Tabi,
      Please remember payments take 3 work days to process.
      I also notice, while you have made an additional payment, you have not made enough to bring you up to date. I suggest you need to reschedule your repayments, or your rate will continue to get worse.
      If you need help with this contact your VM or Zidisha at [email protected].

      Best Regards,

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  • Tabi    Dec 22, 2015

    please my lenders l am now having land at village where there is no network that's why I cannot pay on time. I have now finished working on that land. I will try my possible best to pay on time from now onwards. please

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  • Tabi    Dec 14, 2015

    please my 29th November, 2015 and 6th December, 2015 has not been credited to my account

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  • Tabi    Dec 14, 2015

    am sorry I went a village where there was no network I have now come to network area. I will do justice to the payment right now.

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    • Roy    Dec 14, 2015

      I suggest you also reschedule your payments, so that you are able to make the payments on time....This is in your interest, as having a low repayment rate will restrict you ability to increase the size of future loans.

      The Best of Luck to you.

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  • Roy    Dec 14, 2015

    How are you Tabi?

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