Entrepreneur
Name
Bernard
Member since
November 2014
On-time repayments
196 installments • 63%
About Me
My name is Bernard Omondi Onyango. I have 4 brothers and 1 sister. The lady is currently sitting her high school final exam. My family and I live in Embakasi, Nairobi.
I went to Kagwa Primary School in Rarieda District. I passed and joined Makasembo High School. Consequently, I joined Intraglobal Training Institute in Nairobi. After college, I worked in as a volunteer teacher. I then started writing on a freelance basis when I could not secure a job. I bought my first laptop using my first loan from Zidisha. After article writing for some time, I took another loan and used it to buy 6 more computers for writers. I then trained and employed more writers. This worked well initially but when I discovered I could not retain writers for long due to competition even after training them, I used the computers to open a cybercafe. I want to invest more in the same business.
I also support different members of my community from my pocket. We also learn God's word every week in my house to inspire our members to look forward to a better future and work hard. In addition, I send them inspirational messages via my phone on a daily basis. People need hope to be able to transform into productive people in the spiritual and physical world.
My Business
My main business currently is offering cybercafe services. I started with the loan I took from Zidisha last year. Initially, I was writing articles online. I then accidentally learned that I can make more money in this new business. I have 6 Computers today and want to buy 10 more computers.
I will use the profits to grow the business, take care of my children's education, and support various community programs geared towards supporting the needy. I will be able to support and employ some of them.
Loan Proposal
I want to open a cyber where I will continue writing articles, and offer online library services to earn more income. I have been working in the house, but now I want to expand and use this cyber as my office as well.
I already have 2 computers. The ones I have been using. Now I need Six computers. I want to buy used computers that are in good working condition at 12, 000 KES each (About 120 USD). I need USD 720 to buy the six.
Already, I have some money to rent a small room and connect the room with Zuku Internet connection. I expect to make at least 100 USD per week.
About Me
My name is Bernard Omondi Onyango. I have 4 brothers and 1 sister. The lady is currently sitting her high school final exam. My family and I live in Embakasi, Nairobi.
I went to Kagwa Primary School in Rarieda District. I passed and joined Makasembo High School. Consequently, I joined Intraglobal Training Institute in Nairobi. After college, I worked in as a volunteer teacher. I then started writing on a freelance basis when I could not secure a job. I bought my first laptop using my first loan from zidisha. After article writing for some time, I took another loan and used it to buy 6 computers for writers. I then trained and employed more writers. This worked well initially but when I discovered I could not retain writers for long due to competition even after training them, I used the computers to open a cybercafe. I want to invest more in the same business.
I also support different members of my community from my pocket. We also learn God's word every week in my house to inspire our members to look forward to a better future and work hard. In addition, I send them inspirational messages via my phone on them on a daily basis. People need hope to be able to transform into productive people in the spiritual and physical world.
My Business
My main business currently is offering cybercafe services. I started with the loan I took from Zidisha last year. Initially, I was writing articles online. I then accidentally learned that I can do make more money in this new business. I have 6 Computers today and want to buy 7 more computers.
I will use the profits to grow the business, take care of my children's education, and support unprivileged people, especially in our church. I will be able to support and employ some of them.
HELP APPEAL: KINDLY FINANCE MY LOAN REQUEST TO GIVE ME AN OPPORTUNITY TO IMPROVE MY ZIDISHA CREDIT RATING AND BUY THE COMPUTERS.
Loan Proposal
I want to open a cyber where I will continue writing articles, and offer online library services to earn more income. I have been working in the house, but now I want to expand and use this cyber as my office as well.
I already have 2 computers. The ones I have been using. Now I need Six computers. I want to buy used computers that are in good working condition at 12, 000 KES each (About 120 USD). I need USD 720 to buy the six.
Already, I have some money to rent a small room and connect the room with Zuku Internet connection. I expect to make at least 100 USD per week.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$812.00
Date disbursed
Jan 2, 2016
Repayment status
On Time
Projected term
29 months
Lenders
Summary
Amount repaid
$853.51
Amount remaining
$0.00
Date repaid
Nov 10, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 10, 2016 | $30.00 | Jan 16, 2016 | $30.00 |
| Jan 17, 2016 | $0.00 | ||
| Jan 24, 2016 | $5.00 | Jan 28, 2016 | $5.00 |
| Jan 31, 2016 | $5.00 | Feb 4, 2016 | $5.00 |
| Feb 7, 2016 | $5.00 | Feb 4, 2016 | $5.00 |
| Feb 14, 2016 | $5.00 | Feb 22, 2016 | $5.00 |
| Feb 21, 2016 | $5.00 | Feb 26, 2016 | $5.00 |
| Feb 28, 2016 | $5.00 | Feb 26, 2016 | $5.00 |
| Mar 6, 2016 | $0.00 | ||
| Mar 13, 2016 | $0.00 | ||
| Mar 20, 2016 | $6.00 | Mar 24, 2016 | $6.00 |
| Mar 27, 2016 | $6.00 | Mar 24, 2016 | $6.00 |
| Apr 3, 2016 | $6.00 | Mar 24, 2016 | $3.00 |
| Apr 11, 2016 | $3.00 | ||
| Apr 10, 2016 | $6.00 | Apr 11, 2016 | $6.00 |
| Apr 17, 2016 | $10.00 | Apr 22, 2016 | $10.00 |
| Apr 24, 2016 | $10.00 | Apr 22, 2016 | $10.00 |
| May 1, 2016 | $10.00 | May 3, 2016 | $10.00 |
| May 8, 2016 | $10.00 | May 3, 2016 | $10.00 |
| May 15, 2016 | $20.00 | May 17, 2016 | $20.00 |
| May 22, 2016 | $20.00 | May 17, 2016 | $20.00 |
| May 29, 2016 | $20.00 | May 28, 2016 | $20.00 |
| Jun 5, 2016 | $20.00 | May 28, 2016 | $20.00 |
| Jun 12, 2016 | $20.00 | Jun 13, 2016 | $20.00 |
| Jun 19, 2016 | $20.00 | Jun 13, 2016 | $20.00 |
| Jun 26, 2016 | $2.00 | Jun 29, 2016 | $2.00 |
| Jul 3, 2016 | $2.00 | Jun 29, 2016 | $2.00 |
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $0.00 | ||
| Jul 24, 2016 | $2.00 | Jul 28, 2016 | $2.00 |
| Jul 31, 2016 | $2.00 | Jul 28, 2016 | $2.00 |
| Aug 7, 2016 | $2.00 | Aug 9, 2016 | $2.00 |
| Aug 14, 2016 | $2.00 | Aug 9, 2016 | $2.00 |
| Aug 21, 2016 | $2.00 | Aug 9, 2016 | $2.00 |
| Aug 28, 2016 | $2.00 | Sep 2, 2016 | $2.00 |
| Sep 4, 2016 | $2.00 | Sep 2, 2016 | $2.00 |
| Sep 11, 2016 | $2.00 | Sep 2, 2016 | $2.00 |
| Sep 18, 2016 | $2.00 | Sep 30, 2016 | $2.00 |
| Sep 25, 2016 | $2.00 | Sep 30, 2016 | $2.00 |
| Oct 2, 2016 | $2.00 | Oct 14, 2016 | $2.00 |
| Oct 9, 2016 | $2.00 | Oct 14, 2016 | $2.00 |
| Oct 16, 2016 | $2.00 | Oct 14, 2016 | $2.00 |
| Oct 23, 2016 | $2.00 | Oct 28, 2016 | $2.00 |
| Oct 30, 2016 | $2.00 | Oct 28, 2016 | $2.00 |
| Nov 6, 2016 | $2.00 | Nov 4, 2016 | $2.00 |
| Nov 13, 2016 | $2.00 | Nov 4, 2016 | $2.00 |
| Nov 20, 2016 | $2.00 | Nov 24, 2016 | $2.00 |
| Nov 27, 2016 | $2.00 | Nov 24, 2016 | $2.00 |
| Dec 4, 2016 | $2.00 | Dec 19, 2016 | $2.00 |
| Dec 11, 2016 | $2.00 | Dec 19, 2016 | $2.00 |
| Dec 18, 2016 | $2.00 | Dec 19, 2016 | $2.00 |
| Dec 25, 2016 | $2.00 | Dec 19, 2016 | $1.00 |
| Dec 30, 2016 | $1.00 | ||
| Jan 1, 2017 | $2.00 | Dec 30, 2016 | $2.00 |
| Jan 8, 2017 | $2.00 | Dec 30, 2016 | $2.00 |
| Jan 15, 2017 | $2.00 | Dec 30, 2016 | $2.00 |
| Jan 22, 2017 | $10.00 | Feb 1, 2017 | $10.00 |
| Jan 29, 2017 | $10.00 | Feb 6, 2017 | $10.00 |
| Feb 5, 2017 | $10.00 | Feb 11, 2017 | $10.00 |
| Feb 12, 2017 | $0.00 | ||
| Feb 19, 2017 | $0.00 | ||
| Feb 26, 2017 | $0.00 | ||
| Mar 5, 2017 | $0.00 | ||
| Mar 12, 2017 | $0.00 | ||
| Mar 19, 2017 | $0.00 | ||
| Mar 26, 2017 | $0.00 | ||
| Apr 2, 2017 | $0.00 | ||
| Apr 9, 2017 | $0.00 | ||
| Apr 16, 2017 | $0.00 | ||
| Apr 23, 2017 | $0.00 | ||
| Apr 30, 2017 | $0.00 | ||
| May 7, 2017 | $5.00 | Jun 4, 2017 | $5.00 |
| May 14, 2017 | $0.00 | ||
| May 21, 2017 | $0.00 | ||
| May 28, 2017 | $0.00 | ||
| Jun 4, 2017 | $0.00 | ||
| Jun 11, 2017 | $0.00 | ||
| Jun 18, 2017 | $20.00 | Jun 19, 2017 | $20.00 |
| Jun 25, 2017 | $20.00 | Jun 28, 2017 | $20.00 |
| Jul 2, 2017 | $20.00 | Jul 9, 2017 | $20.00 |
| Jul 9, 2017 | $20.00 | Jul 9, 2017 | $10.00 |
| Jul 18, 2017 | $10.00 | ||
| Jul 16, 2017 | $20.00 | Jul 18, 2017 | $20.00 |
| Jul 23, 2017 | $0.00 | ||
| Jul 30, 2017 | $25.00 | Aug 1, 2017 | $25.00 |
| Aug 6, 2017 | $0.00 | ||
| Aug 13, 2017 | $0.00 | ||
| Aug 20, 2017 | $0.00 | ||
| Aug 27, 2017 | $25.00 | Aug 31, 2017 | $25.00 |
| Sep 3, 2017 | $10.00 | Sep 13, 2017 | $10.00 |
| Sep 10, 2017 | $10.00 | Sep 13, 2017 | $10.00 |
| Sep 17, 2017 | $10.00 | Sep 19, 2017 | $10.00 |
| Sep 24, 2017 | $10.00 | Sep 19, 2017 | $6.00 |
| Oct 2, 2017 | $4.00 | ||
| Oct 1, 2017 | $10.00 | Oct 2, 2017 | $10.00 |
| Oct 8, 2017 | $0.00 | ||
| Oct 15, 2017 | $0.00 | ||
| Oct 22, 2017 | $10.00 | Oct 25, 2017 | $10.00 |
| Oct 29, 2017 | $10.00 | Oct 25, 2017 | $10.00 |
| Nov 5, 2017 | $10.00 | Nov 3, 2017 | $10.00 |
| Nov 12, 2017 | $10.00 | Nov 3, 2017 | $2.00 |
| Nov 10, 2017 | $8.00 | ||
| Nov 19, 2017 | $10.00 | Nov 10, 2017 | $10.00 |
| Nov 26, 2017 | $10.00 | Nov 10, 2017 | $10.00 |
| Dec 3, 2017 | $10.00 | Nov 10, 2017 | $10.00 |
| Dec 10, 2017 | $10.00 | Nov 10, 2017 | $10.00 |
| Dec 17, 2017 | $10.00 | Nov 10, 2017 | $10.00 |
| Dec 24, 2017 | $10.00 | Nov 10, 2017 | $10.00 |
| Dec 31, 2017 | $10.00 | Nov 10, 2017 | $10.00 |
| Jan 7, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Jan 14, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Jan 21, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Jan 28, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Feb 4, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Feb 11, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Feb 18, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Feb 25, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Mar 4, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Mar 11, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Mar 18, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Mar 25, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Apr 1, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Apr 8, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Apr 15, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Apr 22, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| Apr 29, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| May 6, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| May 13, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| May 20, 2018 | $10.00 | Nov 10, 2017 | $10.00 |
| May 27, 2018 | $8.51 | Nov 10, 2017 | $8.51 |
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